Alternatives to Divergent Capital

Embedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.

South African fintech lender providing AI-driven flexible finance solutions for business cash flow.

B2B purchase financing for SMBs to buy more and vendors to sell more.

Innovative financial solutions for small businesses to manage cashflow and grow.

A financial technology company providing banking, lending, and payment solutions for small businesses.

Brazilian fintech providing integrated financial and software solutions for merchants of all sizes.

Global AI-powered financial asset management firm providing growth capital to tech companies.

All-in-one business banking, accounting, and tax platform for small businesses.

Embedded capital platform providing working capital advances to small businesses.

Provides non-dilutive financing and financial management tools for SaaS companies.

Provider of capital to small businesses across the United States.

A financial operating platform for SMEs with integrated lending and AI-driven tools.

The single API for commerce platforms, providing real-time financial products and standardized customer data.

A European fintech firm providing innovative financing solutions.

Flexible online business funding for South African SMEs based on performance.

Lendable builds technology and financial products to make impact investing a competitive asset class for Africans.

Online platform for asset-backed consumer loans, offering secured credit with lower interest rates.

SaaS platform for lending operations with vertical data and AI, offering a single API.

Digital insurance provider offering tailored policies for small businesses and the self-employed.

ASAAS automates financial processes and enhances customer relationships for businesses.

B2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks.

Financial infrastructure platform for tech companies to store, move, and lend money.

Business banking.

The composable, API-first cloud banking platform.

An all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools.

Financial services and digital payments company.

Argon provides non-dilutive funding for SaaS companies based on their subscriber value.

AI-powered network enabling financial institutions to expand customer access and scale lending.

Financial technology company providing revenue-based financing and growth capital to e-commerce businesses.

Online accounting platform simplifying tax and financial processes for Brazilian SMEs.

An AI-powered ETF that uses IBM Watson to select U.S. equities for investment.

Fintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.

A digital banking app offering instant loans, savings, and payments for underserved populations.

Point-of-sale lending and a no-fee credit card for everyday expenses.

Consumer credit and mobile banking platform offering personal loans, credit cards, and checking accounts.

Buy Now, Pay Later (BNPL) service offering flexible payment options at checkout.

B2B credit infrastructure fintech enabling digital platforms to launch and scale credit products.

Grow Now Pay Later solution for marketing budgets to fund customer acquisition.

Leading digital finance platform for SMEs in Southeast Asia, offering loans and payment solutions.

Financial services platform for emerging markets, enabling access to credit and payments.

European fintech providing instant consumer credit and payment solutions.

Klarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,

Indian consumer lending startup

Invite-only liquidity solutions provider for venture fund investors (LPs).

All-in-one platform for payroll, workers' compensation, and HR for small businesses.

AI-powered finance operations platform that unifies procurement, treasury, AP/AR, and cashflow management for finance teams.

April provides embedded tax solutions for modern financial platforms, offering tax filing and planning capabilities.

Asset management firm providing private credit solutions to businesses in the U.S. and Canada.

AI-powered lending exchange connecting small businesses to bank-rated credit.

A Brazilian digital bank and financial services platform offering accounts, credit cards, and loans.

Global financial technology provider for banks, credit unions, merchants, and businesses.

A leading lender to home flippers and smaller landlords in the US.

A fully digital car finance platform.

AI-powered private debt platform for institutional investors, starting with real estate.

CredPal offers flexible "Shop Now, Pay Later" solutions, enabling installment payments for consumers and businesses across Africa.

Indonesian P2P lending platform connecting SMEs with lenders for financial inclusion.

Fido empowers individuals and entrepreneurs in Africa with fast, easy, and secure access to digital financial services.

Provides flexible business credit and payment solutions for SMEs.

ROX Financial provides a platform for small businesses to manage and grow their revenue through flexible financing options.