Upgrade
Agent51Agent Readiness: 51/100. Top 25%. Measured by StartupHub.ai. Median 41.Trust80Data Trust: 80/100. Top 25%. Measured by StartupHub.ai. Median 61.Consumer credit and mobile banking platform offering personal loans, credit cards, and checking accounts.
About
Upgrade is a fintech company that provides a mobile-first platform for consumer credit and banking. They offer personal loans, credit cards, and a rewards checking account, aiming to provide a more accessible and rewarding financial experience for consumers.
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Key facts
- Website
- upgrade.com
- Headquarters
- San Mateo, United States
- Founded
- 2016
- Employees
- 16
- Total funding
- $771M
- Business model
- B2C
Funding rounds
| Date | Round | Amount | Lead investors |
|---|---|---|---|
| 16 Oct 2025 | Undisclosed round | $165M | |
| 16 Nov 2021 | Undisclosed round | $280M | Coatue |
| 17 Aug 2021 | Undisclosed round | $100M | Coatue |
| 18 Aug 2020 | Undisclosed round | $40M | CreditEase |
| 16 Apr 2019 | Undisclosed round | $60M | CreditEase |
| 17 Apr 2018 | Undisclosed round | $60M | CreditEase |
| 18 Apr 2017 | Undisclosed round | $60M | CreditEase |
| 1 Sept 2016 | Undisclosed round | $6M | CreditEase |
Tech stack
Detected on upgrade.com, last scanned 8 Sept 2026. Run your own scan
- Frontend
- Next.js, Bootstrap
- Hosting
- AWS
- Email provider
- Google Workspace, SendGrid
- Cookie consent
- OneTrust
Upgrade scores 77. Does yours?
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Frequently asked
Is Upgrade trustworthy and reputable?
StartupHub's Data Trust & Reputation score for Upgrade is 80 out of 100, a trusted rating, based on site security posture, privacy practices, malware and phishing checks, and public reputation signals.
How much funding has Upgrade raised?
Upgrade has raised a total of $771M in funding.
How many employees does Upgrade have?
Upgrade has approximately 16 people on record.
Public record
SEC filings, insider activity, nonprofit links and pay benchmarks for Upgrade
