Wamo
Agent55Agent Readiness: 55/100. Top 25%. Measured by StartupHub.ai. Median 41.A financial operating platform for SMEs with integrated lending and AI-driven tools.
About
Wamo is a financial operating platform designed for small and medium-sized enterprises (SMEs). It offers a multi-currency business account integrated with cards, invoicing, expense management, and other embedded financial tools within a unified platform. The company also integrates lending into its platform, utilizing real-time banking, payments, and operational data for faster, data-driven underwriting.
Key facts
At-a-glance profile data
- Website
- wamo.io
- Headquarters
- Helsinki, Finland
- Founded
- 2021
- Employees
- 122
- Total funding
- $15M (Series A)
- Business model
- B2B
Wamo pricing
| Plan | Price |
|---|---|
| FreemiumBusiness Account with EU IBAN, 1 physical + 1 virtual Visa card included, 1 sub-account per currency | €0 / month |
| Smart (Annual)Per user, billed annually, Business Account with EU IBAN, 1 physical + 2 virtual Visa cards included, 100 virtual card allowance | €8 / month |
| Smart (Monthly)Per user, billed monthly, Business Account with EU IBAN, 1 physical + 2 virtual Visa cards included | €10 / month |
| Pro (Annual)Per user, billed annually, Business Account with EU IBAN, 5 physical + 100 virtual Visa cards included | €19 / month |
| Pro (Monthly)Per user, billed monthly, Business Account with EU IBAN, 5 physical + 100 virtual Visa cards included | €29 / month |
Self-employed and Companies plans share same pricing. Annual billing saves up to 34 percent: Smart saves €24 per year and Pro saves €120 per year versus monthly billing.
Plans as published by Wamo, checked September 2026. Current prices on wamo.io
Funding rounds
| Date | Round | Amount | Lead investors |
|---|---|---|---|
| 14 Apr 2026 | Series A | $10M | TCEE Fund IV |
| 18 Jul 2024 | Bridge to Series A | $5M | Logo Ventures |
Tech stack
Detected on wamo.io, last scanned 13 Oct 2026. Run your own scan
- Analytics
- Google Tag Manager
- CMS / Builders
- Framer
- Email provider
- Google Workspace
- Hiring platform
- Teamtailor
Frequently asked
What does Wamo do?
Wamo aims to provide SMEs with smarter infrastructure beyond just digital banking, leveraging AI and automation to reduce friction, unlock insights, and enhance financial control.
How much funding has Wamo raised?
Wamo has raised a total of $15M in funding. The most recent round on record is Series A.
How many employees does Wamo have?
Wamo has approximately 122 people on record.