Alternatives to Backed
The top Fintech companies similar to Backed, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
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Plend53FintechLondon, United Kingdom$62.7MResponsible lender tackling financial exclusion in the UK.
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KreditBee60FintechBengaluru, India$71.5MIndian consumer lending startup
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Futora53FintechTel Aviv, Israel$6.0MDigital platform enabling financial institutions to offer tailored, on-the-fly financial products.
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Avant52FintechChicago, United States$250.0MAvant is a financial technology company providing personal loans and credit cards to middle-income consumers.
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BillGuard49FintechSan Francisco, United States$15.6MProsper is a leading online marketplace for personal loans, connecting borrowers with investors to provide affordable financing.
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Tarya41FintechTel Aviv, Israel$2.6MTarya is an Israeli P2P investment and loan platform leveraging fintech and big data to empower individuals with financial control.
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Nu (Nubank)71FintechSão Paulo, Brazil$4.3BLargest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.
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Lending Club68FintechSan Francisco, United States$686.8MOnline marketplace for personal loans and banking services, offering debt consolidation and auto loan refinancing.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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Block66FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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OneMain Holdings8FintechEvansville, United StatesA leading consumer finance company providing personal loans to customers across the United States.
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M-KOPA63FintechLondon, United Kingdom$325.0MFintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.
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Symple Lending provides fast, flexible loans to help simplify your finances and support you through life’s unexpected moments.
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FinBox62FintechBengaluru, India$55.0MB2B credit infrastructure fintech enabling digital platforms to launch and scale credit products.
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Upgrade62FintechSan Mateo, United States$871.0MConsumer credit and mobile banking platform offering personal loans, credit cards, and checking accounts.
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Digital personal finance company offering debt relief, loans, and home equity solutions.
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Lendbuzz61FintechBoston, United States$1.9BAI-powered auto finance platform for consumers with good to no credit history.
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Percent61FintechNew York, United States$29.7MA tech-powered marketplace for private credit investing, connecting borrowers, investors, and underwriters.
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A fintech company providing innovative financial solutions.
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Atlas Invest56FintechNew York, United States$11.0MAI-powered private debt platform for institutional investors, starting with real estate.
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CredPal56FintechLagos, Nigeria$16.6MCredPal offers flexible "Shop Now, Pay Later" solutions, enabling installment payments for consumers and businesses across Africa.
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Underwrite.ai40FintechAI-powered platform for underwriting and risk assessment in financial services.
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Klavi55FintechSão Paulo, Brazil$16.3MBrazilian fintech platform providing Open Finance solutions for data aggregation, analytics, and APIs.
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Wamo54FintechHelsinki, Finland$15.0MA financial operating platform for SMEs with integrated lending and AI-driven tools.
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Lumin Digital54FintechSan Ramon, USA$115.0MCompounding Growth Platform for banks and credit unions.
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Cloud Walk54FintechSão Paulo, Brazil$190.0MA fintech company focused on digital payments and financial solutions for businesses.
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AI-powered underwriting platform for Small Balance Commercial loans, offering instant pricing and fast closings.
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A Brazilian fintech platform empowering merchants to offer and operate their own credit businesses with AI-driven embedded finance.
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Cappitech51FintechTel Aviv, Israel$4.0MCappitech provides regulatory reporting, best execution analysis, and business intelligence solutions for financial services.
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OakNorth48FintechLondon, United Kingdom$440.0MA UK challenger lending bank providing loans to small and medium-sized businesses.
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Tala Health48FintechSanta Monica, United States$100.0MTala provides digital financial services, including credit and savings, to customers worldwide.
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A European fintech firm providing innovative financing solutions.
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SyntheticFi47FintechSan Francisco, USA$13.0MFintech platform helping RIAs access low-cost, tax-efficient financing solutions for clients.
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ConfirmU47FintechTel Aviv, Israel$200KLending platform using configurable game systems to underwrite individuals with no credit history.
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Gefen Technologies46FintechTel Aviv, Israel$1.0MPlatform transforming agent-based networks into digital sales fleets for financial services.
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Bloomberg L.P.82FintechNew York, United States$60.1BGlobal financial, software, data, and media company providing real-time information and analytics.
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CapStack42FintechNew York, United States$6.0MIntegrated operating system for banks to foster cooperation and drive profitability.
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Kubo.financiero41FintechMexico City, Mexico$10.0MKubo Financiero is a Mexican fintech company offering personal loans and financial services to individuals.
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Cloud-based platform for financial institutions to manage digital payments, P2P, and A2A money movement.
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Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
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Credible62FintechSan Francisco, United StatesFinancial marketplace for comparing and obtaining loans and other financial products.
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PayPal77FintechSan Jose, United States$9.9BA global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
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Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
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Enova (Simplic)35FintechSão Paulo, Brazil$10.0MSimplic is a Brazilian fintech offering flexible and uncomplicated online personal loans.
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Social Finance60FintechSalt Lake City, United StatesDigital personal finance company offering loans, banking, and investing for members.
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PayPal Payments75FintechSan Jose, United States$1.7BGlobal digital payments platform facilitating transactions for consumers and merchants.
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Ledn34FintechToronto, Canada$132.7MDigital asset financial services platform offering Bitcoin-backed loans and savings accounts.
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Maya74FintechTaguig, Philippines$732.0MA digital banking and payments platform offering a digital wallet, savings, credit, and merchant services.
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Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
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Fundbox70FintechDallas, United States$536.0MEmbedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.
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DANA70FintechJakarta, Indonesia$200.0MAn all-in-one digital wallet to simplify daily transactions.
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ASAAS70FintechSão Paulo, Brazil$102.0MASAAS automates financial processes and enhances customer relationships for businesses.
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Chase Bank69FintechNew York City, United States$450.0BA leading U.S. financial services firm offering a wide range of banking and investment services.
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Payoneer69FintechNew York, United States$544.0MPayoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.
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Unit69FintechNew York, United States$169.6MFinancial infrastructure platform for tech companies to store, move, and lend money.
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FIS69FintechJacksonville, United States$10.5BGlobal leader in financial technology providing solutions for payments, banking, and capital markets.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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Borrowell54FintechToronto, CanadaA Canadian fintech company offering free credit scores, personalized insights, and financial product recommendations.
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Capitec Bank68FintechCape Town, South Africa$18.1MSouth African digital bank offering accessible, affordable, and transparent financial services.
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Stripes AI68FintechSouth San Francisco, United States$25.4MFinancial infrastructure platform enabling businesses to accept payments and manage global operations.
Compare Backed head to head
Side by side on what each one does, what it costs, and what real users report.

