Open source focus
Open Source Alternatives to SoFi
60 open source Fintech options similar to SoFi, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Credible62FintechSan Francisco, United StatesOpen source
Credible Labs28Fintechירושלים, IsraelOpen source
Razorpay73FintechBengaluru, IndiaOpen source
Aave61FintechLondon, United Kingdom$29.5MOpen source
Unchained Tech60FintechAustin, United StatesOpen source
CrowdProperty53FintechSolihull, United Kingdom$15.0MOpen source
ROX Financial53FintechNew York, United StatesOpen source
Archimedes53Fintech$7.3MOpen source · Self-hostable
CyberGuard AI47CybersecurityDurham, United Kingdom$1.0BOpen source
Euler44FintechLondon, United Kingdom$44.3MOpen source
Qanta.ai38Fintech$1.0MOpen source
Kayko31FintechKigali, RwandaOpen source
Fluid22DeFiOpen source
Tryledger21FintechOpen source
DeFi Saver15DeFiBelgrade, SerbiaOpen source
Aemetis15Climate TechCupertino, United StatesOpen source · Self-hostable
QuantlendFintechOpen source
eToro85FintechLimassol, Cyprus$524.0MOpen source
Forter85FintechNew York, United States$550.0MOpen source
OpenAI84Artificial IntelligenceSan Francisco, United States$493.9BOpen source
Bloomberg L.P.82FintechNew York, United States$60.1BOpen source
Alchemy76BlockchainSan Francisco, United States$450.0MOpen source
Plaid74FintechSan Francisco, United States$734.3MOpen source
StarkWare73BlockchainTel Aviv, Israel$180.0MOpen source
Coinbase73FintechSan Francisco, United States$1.1BOpen source
Rapyd73PaymentsLondon, United Kingdom$1.3BOpen source
Stripe, Inc.72BillingSouth San Francisco, United States$11.4BOpen source
Crunchbase70DataSan Francisco, United StatesOpen source
Chargebee69FintechChennai, India$303.0MOpen source
- UPUpvest69FintechBerlin, Germany$392.0M
Open source
Stripes AI68FintechSouth San Francisco, United States$25.4MOpen source
Paddle67FintechLondon, United Kingdom$318.0MOpen source
Orion Advisor Solutions67FintechOmaha, United States$223.0MOpen source
Chainalysis67FintechNew York, United States$170.0MOpen source
Alpaca67FintechNew York, United States$202.0MOpen source
Remitly66FintechSeattle, United StatesOpen source
Phantom66FintechSan Francisco, United States$268.0MOpen source
Mercury64FintechSan Francisco, United States$500.0MOpen source
Mysten Labs64Web3Menlo Park, United States$351.0MOpen source
OpenSea64FintechNew York, United States$423.0MOpen source
ZenGo63CryptoTel Aviv, Israel$47.0MOpen source
- EVEvervault63Data PrivacyDublin, Ireland$43.2M
Open source
Optimism63BlockchainNew York City, United States$178.5MOpen source
XMTP63AISan Francisco, United States$49.9MOpen source
Rewire63FintechTel Aviv, Israel$57.0MOpen source
Clair63FintechNew York, United States$67.7MOpen source
Monad Labs62BlockchainNew York, United States$266.0MOpen source
Alloy62FintechSan Francisco, United States$207.0MOpen source
Dune Analytics62FintechOslo, Norway$79.4MOpen source
Arbitrum62FintechNew York, United States$143.7MOpen source
Wirex62FintechLondon, United Kingdom$15.0MOpen source
Basis Theory62FintechMill Valley, United States$50.0MOpen source
thirdweb62Web3San Francisco, United States$29.0MOpen source
Privy62Web3New York, United States$41.3MOpen source
Sei62BlockchainSan Francisco, United States$35.0MOpen source
Addepar61FintechNew York City, United States$412.1MOpen source
Solana61BlockchainSan Francisco, United States$195.5MOpen source
Shift4 Europe61FintechAllentown, United States$160.0MOpen source
Shufti Pro61Identity VerificationLondon, United Kingdom$21.0MOpen source
Afterpay61FintechMelbourne, Australia$1.0BOpen source
| Company | Sector | License | HQ | Funding | Score | Website |
|---|---|---|---|---|---|---|
| Credible | Fintech | Open source | San Francisco, United States | — | 62 | |
| Credible Labs | Fintech | Open source | ירושלים, Israel | — | 28 | |
| Razorpay | Fintech | Open source | Bengaluru, India | — | 73 | |
| Aave | Fintech | Open source | London, United Kingdom | $29.5M | 61 | |
| Unchained Tech | Fintech | Open source | Austin, United States | — | 60 | |
| CrowdProperty | Fintech | Open source | Solihull, United Kingdom | $15.0M | 53 | |
| ROX Financial | Fintech | Open source | New York, United States | — | 53 | |
| Archimedes | Fintech | Open source · Self-hostable | — | $7.3M | 53 | |
| CyberGuard AI | Cybersecurity | Open source | Durham, United Kingdom | $1.0B | 47 | |
| Euler | Fintech | Open source | London, United Kingdom | $44.3M | 44 | |
| Qanta.ai | Fintech | Open source | — | $1.0M | 38 | |
| Kayko | Fintech | Open source | Kigali, Rwanda | — | 31 | |
| Fluid | DeFi | Open source | — | — | 22 | |
| Tryledger | Fintech | Open source | — | — | 21 | |
| DeFi Saver | DeFi | Open source | Belgrade, Serbia | — | 15 | |
| Aemetis | Climate Tech | Open source · Self-hostable | Cupertino, United States | — | 15 | |
| Quantlend | Fintech | Open source | — | — | — | |
| eToro | Fintech | Open source | Limassol, Cyprus | $524.0M | 85 | |
| Forter | Fintech | Open source | New York, United States | $550.0M | 85 | |
| OpenAI | Artificial Intelligence | Open source | San Francisco, United States | $493.9B | 84 | |
| Bloomberg L.P. | Fintech | Open source | New York, United States | $60.1B | 82 | |
| Alchemy | Blockchain | Open source | San Francisco, United States | $450.0M | 76 | |
| Plaid | Fintech | Open source | San Francisco, United States | $734.3M | 74 | |
| StarkWare | Blockchain | Open source | Tel Aviv, Israel | $180.0M | 73 | |
| Coinbase | Fintech | Open source | San Francisco, United States | $1.1B | 73 | |
| Rapyd | Payments | Open source | London, United Kingdom | $1.3B | 73 | |
| Stripe, Inc. | Billing | Open source | South San Francisco, United States | $11.4B | 72 | |
| Crunchbase | Data | Open source | San Francisco, United States | — | 70 | |
| Chargebee | Fintech | Open source | Chennai, India | $303.0M | 69 | |
| UPUpvest | Fintech | Open source | Berlin, Germany | $392.0M | 69 | |
| Stripes AI | Fintech | Open source | South San Francisco, United States | $25.4M | 68 | |
| Paddle | Fintech | Open source | London, United Kingdom | $318.0M | 67 | |
| Orion Advisor Solutions | Fintech | Open source | Omaha, United States | $223.0M | 67 | |
| Chainalysis | Fintech | Open source | New York, United States | $170.0M | 67 | |
| Alpaca | Fintech | Open source | New York, United States | $202.0M | 67 | |
| Remitly | Fintech | Open source | Seattle, United States | — | 66 | |
| Phantom | Fintech | Open source | San Francisco, United States | $268.0M | 66 | |
| Mercury | Fintech | Open source | San Francisco, United States | $500.0M | 64 | |
| Mysten Labs | Web3 | Open source | Menlo Park, United States | $351.0M | 64 | |
| OpenSea | Fintech | Open source | New York, United States | $423.0M | 64 | |
| ZenGo | Crypto | Open source | Tel Aviv, Israel | $47.0M | 63 | |
| EVEvervault | Data Privacy | Open source | Dublin, Ireland | $43.2M | 63 | |
| Optimism | Blockchain | Open source | New York City, United States | $178.5M | 63 | |
| XMTP | AI | Open source | San Francisco, United States | $49.9M | 63 | |
| Rewire | Fintech | Open source | Tel Aviv, Israel | $57.0M | 63 | |
| Clair | Fintech | Open source | New York, United States | $67.7M | 63 | |
| Monad Labs | Blockchain | Open source | New York, United States | $266.0M | 62 | |
| Alloy | Fintech | Open source | San Francisco, United States | $207.0M | 62 | |
| Dune Analytics | Fintech | Open source | Oslo, Norway | $79.4M | 62 | |
| Arbitrum | Fintech | Open source | New York, United States | $143.7M | 62 | |
| Wirex | Fintech | Open source | London, United Kingdom | $15.0M | 62 | |
| Basis Theory | Fintech | Open source | Mill Valley, United States | $50.0M | 62 | |
| thirdweb | Web3 | Open source | San Francisco, United States | $29.0M | 62 | |
| Privy | Web3 | Open source | New York, United States | $41.3M | 62 | |
| Sei | Blockchain | Open source | San Francisco, United States | $35.0M | 62 | |
| Addepar | Fintech | Open source | New York City, United States | $412.1M | 61 | |
| Solana | Blockchain | Open source | San Francisco, United States | $195.5M | 61 | |
| Shift4 Europe | Fintech | Open source | Allentown, United States | $160.0M | 61 | |
| Shufti Pro | Identity Verification | Open source | London, United Kingdom | $21.0M | 61 | |
| Afterpay | Fintech | Open source | Melbourne, Australia | $1.0B | 61 |