Alternatives to SoFi
The top Fintech companies similar to SoFi, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
Lending Club74FintechSan Francisco, United States$1.7B
Unit70FintechNew York, United States$169.6M
Mambu67FintechBerlin, Germany$443.8M
Atom Bank60FintechDurham, United Kingdom$176.3M
Social Finance60FintechSalt Lake City, United States$1.7B
Zopa Bank57FintechLondon, United Kingdom$623.4M
OakNorth55FintechLondon, United Kingdom$440.0M
TBC Bank30BankingTbilisi, Georgia$50.7M
BeeEye30FinanceTel Aviv, Israel$1.0M
DBS Bank24FintechSingapore, Singapore
TSB BankFintechEdinburgh, United Kingdom
Cebuana LhuillierFintechMakati, Philippines
eOriginal88Document Management & eSignatureTampa, United States
Monroe Capital85FintechChicago, United States$10.9B- FIFiserv Inc.77Banking TechnologyMilwaukee, United States$500.0M
Creditas76FintechSão Paulo, Brazil$755.0M
Deutsche Bank75Financial ServicesFrankfurt, Germany- MAMaya74FintechTaguig, Philippines$732.0M
Razorpay73FintechBengaluru, India$167.0M
Monzo71Financial ServicesLondon, United Kingdom$1.8B
Pagaya Investments70FintechNew York, United States$1.4B- NCnCino70FintechWilmington, United States$1.5B
Fundbox70FintechDallas, United States$546.0M
ASAAS70FintechSão Paulo, Brazil$202.0M- COCommunity Choice Financial70FintechDublin, United States$47.0M
Chase Bank68FintechNew York City, United States$450.0B
Liquidity Group68FintechTel Aviv, Israel$985.5M
Capitec Bank68FintechCape Town, South Africa$18.1M
Figure Technology Solutions68FintechReno, United States$1.1B
Sunbit68FintechSan Diego, United States$446.0M
Marshmallow67InsurTechLondon, United Kingdom$194.7M- PAPaytm67FintechNoida, India$1.0B
Block67FintechSan Francisco, USA$10.0M
N2666FintechBerlin, Germany$1.8B
conto66FintechParis, France$552.0M
Starling Bank66FintechLondon, United Kingdom$741.8M
Upgrade65FintechSan Mateo, United States$2.7B
Affirm64FintechSan Francisco, United States$1.9B
PayZen64HealthcareSan Francisco, United States$472.0M
Sharegain63FintechLondon, United Kingdom$79.0M
Capchase63FintechNew York, USA$300.0M
Cleafy62CybersecurityMilan, Italy$24.8M
Lendbuzz62FintechBoston, United States$1.9B
Credible62FintechSan Francisco, United States
Lili62FintechNew York, United States$80.0M
JUMO World61FintechLondon, United Kingdom$227.0M- FRFreedom Financial Network61FintechSan Mateo, United States$125.0M
Solaris61FintechBerlin, Germany$182.0M
Personetics61Fintech$178.0M
Aave61FintechLondon, United Kingdom$29.5M
Pipecurve61FintechSan Francisco, United Kingdom$323.1M
Younited61FintechParis, France$666.8M
Percent61FintechNew York, United States$42.2M
8fig61E-commerceAustin, United States$156.5M
Addi61FintechBogotá, Colombia
Turbine.co60FintechNew York, United States$21.8M
Behalf60Fintech$410.0M
Unchained Tech60FintechAustin, United States$62.0M
Lama AI59FintechNew York, United States$9.0M
Klarna59FintechStockholm, Sweden$9.4B
| Company | Sector | HQ | Funding | Score |
|---|---|---|---|---|
| Lending Club | Fintech | San Francisco, United States | $1.7B | 74 |
| Unit | Fintech | New York, United States | $169.6M | 70 |
| Mambu | Fintech | Berlin, Germany | $443.8M | 67 |
| Atom Bank | Fintech | Durham, United Kingdom | $176.3M | 60 |
| Social Finance | Fintech | Salt Lake City, United States | $1.7B | 60 |
| Zopa Bank | Fintech | London, United Kingdom | $623.4M | 57 |
| OakNorth | Fintech | London, United Kingdom | $440.0M | 55 |
| TBC Bank | Banking | Tbilisi, Georgia | $50.7M | 30 |
| BeeEye | Finance | Tel Aviv, Israel | $1.0M | 30 |
| DBS Bank | Fintech | Singapore, Singapore | — | 24 |
| TSB Bank | Fintech | Edinburgh, United Kingdom | — | — |
| Cebuana Lhuillier | Fintech | Makati, Philippines | — | — |
| eOriginal | Document Management & eSignature | Tampa, United States | — | 88 |
| Monroe Capital | Fintech | Chicago, United States | $10.9B | 85 |
| FIFiserv Inc. | Banking Technology | Milwaukee, United States | $500.0M | 77 |
| Creditas | Fintech | São Paulo, Brazil | $755.0M | 76 |
| Deutsche Bank | Financial Services | Frankfurt, Germany | — | 75 |
| MAMaya | Fintech | Taguig, Philippines | $732.0M | 74 |
| Razorpay | Fintech | Bengaluru, India | $167.0M | 73 |
| Monzo | Financial Services | London, United Kingdom | $1.8B | 71 |
| Pagaya Investments | Fintech | New York, United States | $1.4B | 70 |
| NCnCino | Fintech | Wilmington, United States | $1.5B | 70 |
| Fundbox | Fintech | Dallas, United States | $546.0M | 70 |
| ASAAS | Fintech | São Paulo, Brazil | $202.0M | 70 |
| COCommunity Choice Financial | Fintech | Dublin, United States | $47.0M | 70 |
| Chase Bank | Fintech | New York City, United States | $450.0B | 68 |
| Liquidity Group | Fintech | Tel Aviv, Israel | $985.5M | 68 |
| Capitec Bank | Fintech | Cape Town, South Africa | $18.1M | 68 |
| Figure Technology Solutions | Fintech | Reno, United States | $1.1B | 68 |
| Sunbit | Fintech | San Diego, United States | $446.0M | 68 |
| Marshmallow | InsurTech | London, United Kingdom | $194.7M | 67 |
| PAPaytm | Fintech | Noida, India | $1.0B | 67 |
| Block | Fintech | San Francisco, USA | $10.0M | 67 |
| N26 | Fintech | Berlin, Germany | $1.8B | 66 |
| conto | Fintech | Paris, France | $552.0M | 66 |
| Starling Bank | Fintech | London, United Kingdom | $741.8M | 66 |
| Upgrade | Fintech | San Mateo, United States | $2.7B | 65 |
| Affirm | Fintech | San Francisco, United States | $1.9B | 64 |
| PayZen | Healthcare | San Francisco, United States | $472.0M | 64 |
| Sharegain | Fintech | London, United Kingdom | $79.0M | 63 |
| Capchase | Fintech | New York, USA | $300.0M | 63 |
| Cleafy | Cybersecurity | Milan, Italy | $24.8M | 62 |
| Lendbuzz | Fintech | Boston, United States | $1.9B | 62 |
| Credible | Fintech | San Francisco, United States | — | 62 |
| Lili | Fintech | New York, United States | $80.0M | 62 |
| JUMO World | Fintech | London, United Kingdom | $227.0M | 61 |
| FRFreedom Financial Network | Fintech | San Mateo, United States | $125.0M | 61 |
| Solaris | Fintech | Berlin, Germany | $182.0M | 61 |
| Personetics | Fintech | — | $178.0M | 61 |
| Aave | Fintech | London, United Kingdom | $29.5M | 61 |
| Pipecurve | Fintech | San Francisco, United Kingdom | $323.1M | 61 |
| Younited | Fintech | Paris, France | $666.8M | 61 |
| Percent | Fintech | New York, United States | $42.2M | 61 |
| 8fig | E-commerce | Austin, United States | $156.5M | 61 |
| Addi | Fintech | Bogotá, Colombia | — | 61 |
| Turbine.co | Fintech | New York, United States | $21.8M | 60 |
| Behalf | Fintech | — | $410.0M | 60 |
| Unchained Tech | Fintech | Austin, United States | $62.0M | 60 |
| Lama AI | Fintech | New York, United States | $9.0M | 59 |
| Klarna | Fintech | Stockholm, Sweden | $9.4B | 59 |