Open source focus
Open Source Alternatives to N26
60 open source Fintech options similar to N26, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Wirex62FintechLondon, United Kingdom$15.0MOpen source
Aemetis15Climate TechCupertino, United StatesOpen source · Self-hostable
eToro85FintechLimassol, Cyprus$524.0MOpen source
Remitly66FintechSeattle, United StatesOpen source
Rewire63FintechTel Aviv, Israel$57.0MOpen source
Shopify55E-commerce PlatformOttawa, Canada$122.3MOpen source
Shapeshift Labs52FintechDenver, United StatesOpen source
Breez52CryptoTel Aviv, Israel$5.0MOpen source
CyberGuard AI47CybersecurityDurham, United Kingdom$1.0BOpen source
Gigaroo37Fintech$2.5MOpen source
Plaid74FintechSan Francisco, United States$734.3MOpen source
Rapyd73PaymentsLondon, United Kingdom$1.3BOpen source
Razorpay73FintechBengaluru, IndiaOpen source
Mercury64FintechSan Francisco, United States$500.0MOpen source
ZenGo63CryptoTel Aviv, Israel$47.0MOpen source
Afterpay61FintechMelbourne, Australia$1.0BOpen source
Shift4 Europe61FintechAllentown, United States$160.0MOpen source
Iyzico58FintechIstanbul, Turkey$30.6MOpen source
BitPay56FintechAtlanta, United StatesOpen source
Volt55FintechLondon, United Kingdom$140.0MOpen source
Blockchain53FintechNew York, United States$520.5MOpen source
Banked53FintechLondon, United Kingdom$2.0MOpen source
PPRO52FintechLondon, United Kingdom$150.0MOpen source
Nike52Athletic FootwearBeaverton, United States$2.8BOpen source
Kima50BlockchainTel Aviv, Israel$6.7MOpen source
- SUSuperfluid Foundation49FintechZug, Switzerland$28.2M
Open source · Self-hostable
Hellas Direct48InsurTechAthens, GreeceOpen source
Gringo48FintechSão Paulo, BrazilOpen source
MuchBetterAI47FintechLondon, United Kingdom$4.4MOpen source
Horizon Blockchain Games47FintechToronto, Canada$10.0MOpen source
- FRFrank40FintechNew York, United States$20.5M
Open source
Phoebe35FintechNew York, United States$18.2MOpen source
Open Bitcoin Tracker32FintechOpen source · Self-hostable
Kayko31FintechKigali, RwandaOpen source
Blockmesh Network31BlockchainOpen source · Self-hostable
Lava Payments29FintechLondon, United Kingdom$7.8MOpen source
Trust Wallet28FintechTallinn, EstoniaOpen source
finitiOne27Loyalty ProgramsOpen source
Airsave20FintechKampala, UgandaOpen source
Mercury Technologies, .19FintechSan Francisco, United StatesOpen source
PayAI15FintechOpen source
- CRCryptact14FintechTokyo, Japan
Open source
Libra13FintechGeneva, SwitzerlandOpen source
- X4x402.org10EdTech
Open source
- LOLobster.cash9Fintech
Open source
Traditional Payment Gateways (Stripe, PayPal)2FintechSan Francisco, United StatesOpen source
MymoneyguideFintechOpen source
VelocitypayFintechOpen source
CarineFintechTel Aviv, IsraelOpen source
arnipayFintechAsunción, ParaguayOpen source
DusthubFintechOpen source
FincharterFintechOpen source
CreditreminderFintechOpen source
Forter85FintechNew York, United States$550.0MOpen source
OpenAI84Artificial IntelligenceSan Francisco, United States$493.9BOpen source
Bloomberg L.P.82FintechNew York, United States$60.1BOpen source
Netflix81Media & EntertainmentLos Gatos, USA$4.7BOpen source
- XAxAI78Frontier AI LabPalo Alto, United States$90.0B
Open source
Strava76Fitness TrackingSan Francisco, United States$237.5MOpen source
Alchemy76BlockchainSan Francisco, United States$450.0MOpen source
| Company | Sector | License | HQ | Funding | Score |
|---|---|---|---|---|---|
| Wirex | Fintech | Open source | London, United Kingdom | $15.0M | 62 |
| Aemetis | Climate Tech | Open source · Self-hostable | Cupertino, United States | — | 15 |
| eToro | Fintech | Open source | Limassol, Cyprus | $524.0M | 85 |
| Remitly | Fintech | Open source | Seattle, United States | — | 66 |
| Rewire | Fintech | Open source | Tel Aviv, Israel | $57.0M | 63 |
| Shopify | E-commerce Platform | Open source | Ottawa, Canada | $122.3M | 55 |
| Shapeshift Labs | Fintech | Open source | Denver, United States | — | 52 |
| Breez | Crypto | Open source | Tel Aviv, Israel | $5.0M | 52 |
| CyberGuard AI | Cybersecurity | Open source | Durham, United Kingdom | $1.0B | 47 |
| Gigaroo | Fintech | Open source | — | $2.5M | 37 |
| Plaid | Fintech | Open source | San Francisco, United States | $734.3M | 74 |
| Rapyd | Payments | Open source | London, United Kingdom | $1.3B | 73 |
| Razorpay | Fintech | Open source | Bengaluru, India | — | 73 |
| Mercury | Fintech | Open source | San Francisco, United States | $500.0M | 64 |
| ZenGo | Crypto | Open source | Tel Aviv, Israel | $47.0M | 63 |
| Afterpay | Fintech | Open source | Melbourne, Australia | $1.0B | 61 |
| Shift4 Europe | Fintech | Open source | Allentown, United States | $160.0M | 61 |
| Iyzico | Fintech | Open source | Istanbul, Turkey | $30.6M | 58 |
| BitPay | Fintech | Open source | Atlanta, United States | — | 56 |
| Volt | Fintech | Open source | London, United Kingdom | $140.0M | 55 |
| Blockchain | Fintech | Open source | New York, United States | $520.5M | 53 |
| Banked | Fintech | Open source | London, United Kingdom | $2.0M | 53 |
| PPRO | Fintech | Open source | London, United Kingdom | $150.0M | 52 |
| Nike | Athletic Footwear | Open source | Beaverton, United States | $2.8B | 52 |
| Kima | Blockchain | Open source | Tel Aviv, Israel | $6.7M | 50 |
| SUSuperfluid Foundation | Fintech | Open source · Self-hostable | Zug, Switzerland | $28.2M | 49 |
| Hellas Direct | InsurTech | Open source | Athens, Greece | — | 48 |
| Gringo | Fintech | Open source | São Paulo, Brazil | — | 48 |
| MuchBetterAI | Fintech | Open source | London, United Kingdom | $4.4M | 47 |
| Horizon Blockchain Games | Fintech | Open source | Toronto, Canada | $10.0M | 47 |
| FRFrank | Fintech | Open source | New York, United States | $20.5M | 40 |
| Phoebe | Fintech | Open source | New York, United States | $18.2M | 35 |
| Open Bitcoin Tracker | Fintech | Open source · Self-hostable | — | — | 32 |
| Kayko | Fintech | Open source | Kigali, Rwanda | — | 31 |
| Blockmesh Network | Blockchain | Open source · Self-hostable | — | — | 31 |
| Lava Payments | Fintech | Open source | London, United Kingdom | $7.8M | 29 |
| Trust Wallet | Fintech | Open source | Tallinn, Estonia | — | 28 |
| finitiOne | Loyalty Programs | Open source | — | — | 27 |
| Airsave | Fintech | Open source | Kampala, Uganda | — | 20 |
| Mercury Technologies, . | Fintech | Open source | San Francisco, United States | — | 19 |
| PayAI | Fintech | Open source | — | — | 15 |
| CRCryptact | Fintech | Open source | Tokyo, Japan | — | 14 |
| Libra | Fintech | Open source | Geneva, Switzerland | — | 13 |
| X4x402.org | EdTech | Open source | — | — | 10 |
| LOLobster.cash | Fintech | Open source | — | — | 9 |
| Traditional Payment Gateways (Stripe, PayPal) | Fintech | Open source | San Francisco, United States | — | 2 |
| Mymoneyguide | Fintech | Open source | — | — | — |
| Velocitypay | Fintech | Open source | — | — | — |
| Carine | Fintech | Open source | Tel Aviv, Israel | — | — |
| arnipay | Fintech | Open source | Asunción, Paraguay | — | — |
| Dusthub | Fintech | Open source | — | — | — |
| Fincharter | Fintech | Open source | — | — | — |
| Creditreminder | Fintech | Open source | — | — | — |
| Forter | Fintech | Open source | New York, United States | $550.0M | 85 |
| OpenAI | Artificial Intelligence | Open source | San Francisco, United States | $493.9B | 84 |
| Bloomberg L.P. | Fintech | Open source | New York, United States | $60.1B | 82 |
| Netflix | Media & Entertainment | Open source | Los Gatos, USA | $4.7B | 81 |
| XAxAI | Frontier AI Lab | Open source | Palo Alto, United States | $90.0B | 78 |
| Strava | Fitness Tracking | Open source | San Francisco, United States | $237.5M | 76 |
| Alchemy | Blockchain | Open source | San Francisco, United States | $450.0M | 76 |