About
KOHO is Canada's app for making money progress, offering Canadians tools to grow their money and improve their lives. It provides a spending account with a Mastercard that offers cash back, savings accounts with competitive interest rates, and features for building credit and borrowing money. KOHO serves Canadians looking for a simpler, more rewarding way to manage their finances, with plans designed for everyday spending, saving, and credit building.
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Key facts
- Website
- koho.ca
- Headquarters
- Toronto, Ontario, Canada
- Founded
- 2014
- Total funding
- $130M (Growth)
- Business model
- B2C
KOHO pricing
| Plan | Price |
|---|---|
| Essential1% Cash Back, 2% Interest, Instant Interac e-Transfers | $0/mo / month |
| Extra1.5% Cash Back, 2.5% Interest, 30% off Credit Building | $12/mo / month |
| Everything2% Cash Back, 3.5% Interest, 50% off Credit Building | $14.75/mo / month |
All plans include physical and virtual prepaid Mastercard plus 30-day free trial. Yearly billing shown. Essential is free.
Plans as published by KOHO, checked September 2026.
Funding rounds
| Date | Round | Amount | Post-money | Lead investors |
|---|---|---|---|---|
| 11 Jun 2026 | Growth | $130M | $1.3B |
Tech stack
Detected on koho.ca, last scanned 29 Oct 2026. Run your own scan
- Payments
- Apple Pay
- Analytics
- Segment, Amplitude, Microsoft Clarity, Hotjar
- Observability
- Sentry
- CDN
- Cloudflare, Netlify
- Email provider
- Google Workspace
- Search
- Algolia
- Video / media
- Vimeo
KOHO scores 70. Does yours?
That is its Ahrefs DR: the backlink strength of a domain, on the Ahrefs 0 to 100 scale. Paste your website and you get yours in about a minute.
5 reviews from Reddit gathered in one place
I understand mistakes happen and errors are made but instead of being honest with customer or atleast letting us know ahead of time that theirs a delay in processing CCB they are trying to save face on blaming CRA, stating they didnt receiv…
This company markets themselves as a credit bureau saver, oh just check their website, all their reviews are 4/5. I looked deeper into them after they screwed me, and its more like 1.4 stars out of 5.
I just got it, and I think it's decent.I'm wondering what your guys's experiences are
In the past month I've had transactions declined at Canada Computers, High Ties, Shoppers Drug Mart, and Jean Coutu. Talked to support and for every one of them KOHO claimed they're on the blocked vendor list "for security reasons".
I Transfered $300 & $150 from my personal to my Joint. the $150 went in but the $300 just randomly disappeared. Koho customer service won't even answer..
Each quote is copied word for word and links to where it was posted. Promotion and off-topic posts are filtered out.
Frequently asked
Is KOHO trustworthy and reputable?
StartupHub's Data Trust & Reputation score for KOHO is 88 out of 100, a trusted rating, based on site security posture, privacy practices, malware and phishing checks, and public reputation signals.
How much funding has KOHO raised?
KOHO has raised a total of $130M in funding. The most recent round on record is Growth.
Public record
SEC filings, insider activity, nonprofit links and pay benchmarks for KOHO
