KOHOKOHO

About

KOHO is Canada's app for making money progress, offering Canadians tools to grow their money and improve their lives. It provides a spending account with a Mastercard that offers cash back, savings accounts with competitive interest rates, and features for building credit and borrowing money. KOHO serves Canadians looking for a simpler, more rewarding way to manage their finances, with plans designed for everyday spending, saving, and credit building.

Technology stack

detected 2026-06-14
Est. monthly stack spend~$330/mo
CDN
Cloudflare
EmailGoogle Workspace
Hosting
Netlify
Payments
Apple Pay
Analytics
SegmentAmplitudeMicrosoft ClarityHotjar
Observability
Sentry
Search
Algolia
Video
Vimeo
Comments
(6)
1 positive1 mixed4 negative
Reddit
r/KohoCanadau/Sad-Account-5559May 19, 2026Negative

I understand mistakes happen and errors are made but instead of being honest with customer or atleast letting us know ahead of time that theirs a delay in processing CCB they are trying to save face on blaming CRA, stating they didnt receiv…

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Reddit
r/PersonalFinanceCanadau/Ok-Sink939Apr 14, 2026Negative

This company markets themselves as a credit bureau saver, oh just check their website, all their reviews are 4/5. I looked deeper into them after they screwed me, and its more like 1.4 stars out of 5.

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Reddit
r/PersonalFinanceCanadau/Ok_Evidence8220Jan 1, 2026Positive💎

I've been doing some research, and I see the rates on Koho are super competitive. The 3.5% savings interest rate on the everything account is crazy and the 2% cash back on groceries is also really appealing to me, as that is most of my expe…

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Reddit
r/KohoCanadau/NumerousSetting8135Nov 7, 2025Mixed

I just got it, and I think it's decent.I'm wondering what your guys's experiences are

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Reddit
r/PersonalFinanceCanadau/Mimsey_DemonAug 24, 2025Negative

In the past month I've had transactions declined at Canada Computers, High Ties, Shoppers Drug Mart, and Jean Coutu. Talked to support and for every one of them KOHO claimed they're on the blocked vendor list "for security reasons".

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Reddit
r/PersonalFinanceCanadau/darcijane96Oct 25, 2022Negative

I Transfered $300 & $150 from my personal to my Joint. the $150 went in but the $300 just randomly disappeared. Koho customer service won't even answer..

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Frequently asked

What does KOHO do?

KOHO is Canada's app for making money progress, offering Canadians tools to grow their money and improve their lives. It provides a spending account with a Mastercard that offers cash back, savings accounts with competitive interest rates, and features for building credit and borrowing money. KOHO serves Canadians looking for a simpler, more rewarding way to manage their finances, with plans designed for everyday spending, saving, and credit building.

How much funding has KOHO raised?

KOHO has raised a total of $361M in funding. The most recent round on record is Growth.

Where is KOHO headquartered?

KOHO is headquartered in Toronto, Ontario, Canada.

When was KOHO founded?

KOHO was founded in 2014.

What industry does KOHO operate in?

KOHO operates in Fintech, Financial Services, Banking, Neobank, Digital Payments, Embedded Finance.