N26 vs Zopa Bank
N26 vs Zopa Bank, compared side by side on 16 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: N26 is on 59/100 and Zopa Bank on 56/100.
Where each one leads
N26
- our overall score: 59/100 against 56/100
- domain rating: 80/100 against 71/100
Zopa Bank
- agent readiness: 48/100 against 21/100
At a glance
| Measure | N26 | Zopa Bank |
|---|---|---|
| What it is | A 100% mobile bank offering simple, digital banking services to millions across Europe. | A UK digital bank offering savings, lending, and everyday banking products. |
| Category | Fintech, Neobank, Digital Payments, Consumer App | Fintech, Banking, Lending, Savings |
| Sells toBusiness model | B2C | B2C |
| Offering | Software | Platform |
| Founded | 2013 | 2004 |
| Headquarters | Berlin, Germany | London, United Kingdom |
| Status | Active | Active |
Size, funding and growth
| Measure | N26 | Zopa Bank |
|---|---|---|
| Employees | 1,851 | Not published |
| Total funding | Not published | $623M |
| Latest round | Not published | Additional Tier 1 |
| Valuation | $9.0B | $1.1B |
| LinkedIn followers | 321,279 | Not published |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | N26 | Zopa Bank |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 59/100 | 56/100 |
| Traction | 20/100 | 40/100 |
| Team | 70/100 | 70/100 |
| Search visibility | 31/100 | 22/100 |
| Quality | 78/100 | 68/100 |
| Agent readinessHow well an AI agent can read and act on the site | F (21/100) | D (48/100) |
| Domain ratingLink authority, 0-100 | 80/100 | 71/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | N26 | Zopa Bank |
|---|---|---|
| Hosting | AWS | Not detected |
| CDN | CloudFront | Not detected |
| Frameworks | Tailwind CSS | Next.js, Tailwind CSS, Bootstrap |
| Analytics | Not detected | Google Tag Manager |
N26 vs Zopa Bank: common questions
Which is better, N26 or Zopa Bank?
On our 0-100 score N26 rates higher (59/100 against 56/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 16 data points above: read the rows that match what you are buying for.
How do N26 and Zopa Bank compare on the numbers?
N26 leads on our overall score (59/100 against 56/100), domain rating (80/100 against 71/100). Zopa Bank leads on agent readiness (48/100 against 21/100).
Read the full N26 review and pricing or the Zopa Bank review and pricing. You can also browse other N26 alternatives we track.