Monzo vs N26
Monzo vs N26, compared side by side on 19 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Monzo is on 71/100 and N26 on 59/100.
Where each one leads
Monzo
- our overall score: 71/100 against 59/100
- agent readiness: 46/100 against 21/100
- headcount: 2,800 against 1,851
N26
Leads on none of the measures we hold for both companies.
At a glance
| Measure | Monzo | N26 |
|---|---|---|
| What it is | A leading UK-based challenger bank offering a mobile-first banking experience. | A 100% mobile bank offering simple, digital banking services to millions across Europe. |
| Category | Financial Services, Banking, Fintech, Mobile Banking | Fintech, Neobank, Digital Payments, Consumer App |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Software |
| Founded | 2015 | 2013 |
| Headquarters | London, United Kingdom | Berlin, Germany |
| Status | Active | Active |
Size, funding and growth
| Measure | Monzo | N26 |
|---|---|---|
| Employees | 2,800 | 1,851 |
| Total funding | $1.8B | Not published |
| Latest round | Series I Extension | Not published |
| Valuation | $5.2B | $9.0B |
| LinkedIn followers | Not published | 321,279 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Monzo | N26 |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 71/100 | 59/100 |
| Traction | 60/100 | 20/100 |
| Team | 70/100 | 70/100 |
| Search visibility | 7/100 | 31/100 |
| Quality | 86/100 | 78/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (46/100) | F (21/100) |
| Domain ratingLink authority, 0-100 | 80/100 | 80/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Monzo | N26 |
|---|---|---|
| Hosting | AWS | AWS |
| CDN | CloudFront | CloudFront |
| Frameworks | Next.js | Tailwind CSS |
Monzo vs N26: common questions
Which is better, Monzo or N26?
On our 0-100 score Monzo rates higher (71/100 against 59/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 19 data points above: read the rows that match what you are buying for.
How do Monzo and N26 compare on the numbers?
Monzo leads on our overall score (71/100 against 59/100), agent readiness (46/100 against 21/100), headcount (2,800 against 1,851).
Read the full Monzo review and pricing or the N26 review and pricing. You can also browse other Monzo alternatives we track.