Alternatives to SmartPay
The top Fintech companies similar to SmartPay, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
Stripe74FintechSouth San Francisco, United States$7.1B
Paidy62Tokyo, Japan$273.0M
Addi61FintechBogotá, Colombia
Shopify55E-commerce PlatformOttawa, Canada$122.3M
Aemetis15Climate TechCupertino, United States
Oney0FintechCroix, France
PayPal Payments76FintechSan Jose, United States$1.7B
Bolt63FintechSan Francisco, United States
Scalapay61FintechMilan, Italy$781.5M
Klarna59FintechStockholm, Sweden$9.4B
Iyzico58FintechIstanbul, Turkey$30.6M
Stash55FintechNew York City, United States$460.5M
CredPal53FintechLagos, Nigeria$16.6M
Clover41Payment ProcessingSunnyvale, United States$1.4B
Xsolla30FintechLos Angeles, United States$70.0M
Mercado Pago17FintechBuenos Aires, Argentina- FLFloa0FintechBordeaux, France
- CICieloFintechBarueri, Brazil
PayPal77FintechSan Jose, United States$9.9B
Rapyd73PaymentsLondon, United Kingdom$1.3B
Zip (Formerly Quadpay)70FintechSydney, Australia$1.3B
Stripes AI68FintechSouth San Francisco, United States$25.4M
StoneCo67FintechSão Paulo, Brazil$1.5B
Block67FintechSan Francisco, USA$10.0M
Global Payments66FintechAtlanta, United States$607.0M
Cover Genius65InsurTechNew York, United States$70.0M
Affirm64FintechSan Francisco, United States$1.9B
Balance63FintechNew York, United States$86.5M
Braintree63Fintech & PaymentsChicago, United States$69.0M
Konga61E-commerceLagos, Nigeria$78.5M
RecargaPay59FintechSão Paulo, Brazil
Yoyo Wallet56FintechLondon, United Kingdom$31.0M
Adyen56FintechAmsterdam, Netherlands$250.0M
Sezzle56FintechMinneapolis, United States$285.0M
Carmoola54FintechLondon, United Kingdom$528.2M
Oodle Car Finance52FintechOxford, United Kingdom$630.0M
Dojo50FintechLondon, United Kingdom$385.1M
Splitit49Fintech$197.6M
Wasoko49E-commerceNairobi, Kenya- ATAtome48FintechSingapore, Singapore$30.0M
Bukalapak47E-commerceJakarta, Indonesia$500.0M
Truevo43FintechSliema, Malta$7.9M
qomodo38FintechMilan, Italy$1.0M- CBCBlocks32FintechCasablanca, Morocco$1.0M
- Geckopay Labs32FintechLondon, United Kingdom$1.0M
paar30Marketing
PAYBYPAGO28FintechSliema, Malta- ONOnTab27FintechToronto, Canada
Visa's Tap to Phone26FintechSan Francisco, United States
PayPoint23FintechWelwyn Garden City, United Kingdom
FastSpring22E-commerceSanta Barbara, USA
Worx Payments20Fintech
FXPLACE.TECH15Fintech
Unicorn Payment SRL8FintechChisinau, Moldova
Mercado Shops7E-commerceMontevideo, Uruguay- Securify Ai6Fintechתל אביב - יפו, Israel
Univers6E-commerceBogotá, Colombia
Traditional Payment Gateways (Stripe, PayPal)2FintechSan Francisco, United States
ORA Technologies1FintechCasablanca, Morocco
arnipayFintechAsunción, Paraguay
| Company | Sector | HQ | Funding | Score |
|---|---|---|---|---|
| Stripe | Fintech | South San Francisco, United States | $7.1B | 74 |
| Paidy | — | Tokyo, Japan | $273.0M | 62 |
| Addi | Fintech | Bogotá, Colombia | — | 61 |
| Shopify | E-commerce Platform | Ottawa, Canada | $122.3M | 55 |
| Aemetis | Climate Tech | Cupertino, United States | — | 15 |
| Oney | Fintech | Croix, France | — | 0 |
| PayPal Payments | Fintech | San Jose, United States | $1.7B | 76 |
| Bolt | Fintech | San Francisco, United States | — | 63 |
| Scalapay | Fintech | Milan, Italy | $781.5M | 61 |
| Klarna | Fintech | Stockholm, Sweden | $9.4B | 59 |
| Iyzico | Fintech | Istanbul, Turkey | $30.6M | 58 |
| Stash | Fintech | New York City, United States | $460.5M | 55 |
| CredPal | Fintech | Lagos, Nigeria | $16.6M | 53 |
| Clover | Payment Processing | Sunnyvale, United States | $1.4B | 41 |
| Xsolla | Fintech | Los Angeles, United States | $70.0M | 30 |
| Mercado Pago | Fintech | Buenos Aires, Argentina | — | 17 |
| FLFloa | Fintech | Bordeaux, France | — | 0 |
| CICielo | Fintech | Barueri, Brazil | — | — |
| PayPal | Fintech | San Jose, United States | $9.9B | 77 |
| Rapyd | Payments | London, United Kingdom | $1.3B | 73 |
| Zip (Formerly Quadpay) | Fintech | Sydney, Australia | $1.3B | 70 |
| Stripes AI | Fintech | South San Francisco, United States | $25.4M | 68 |
| StoneCo | Fintech | São Paulo, Brazil | $1.5B | 67 |
| Block | Fintech | San Francisco, USA | $10.0M | 67 |
| Global Payments | Fintech | Atlanta, United States | $607.0M | 66 |
| Cover Genius | InsurTech | New York, United States | $70.0M | 65 |
| Affirm | Fintech | San Francisco, United States | $1.9B | 64 |
| Balance | Fintech | New York, United States | $86.5M | 63 |
| Braintree | Fintech & Payments | Chicago, United States | $69.0M | 63 |
| Konga | E-commerce | Lagos, Nigeria | $78.5M | 61 |
| RecargaPay | Fintech | São Paulo, Brazil | — | 59 |
| Yoyo Wallet | Fintech | London, United Kingdom | $31.0M | 56 |
| Adyen | Fintech | Amsterdam, Netherlands | $250.0M | 56 |
| Sezzle | Fintech | Minneapolis, United States | $285.0M | 56 |
| Carmoola | Fintech | London, United Kingdom | $528.2M | 54 |
| Oodle Car Finance | Fintech | Oxford, United Kingdom | $630.0M | 52 |
| Dojo | Fintech | London, United Kingdom | $385.1M | 50 |
| Splitit | Fintech | — | $197.6M | 49 |
| Wasoko | E-commerce | Nairobi, Kenya | — | 49 |
| ATAtome | Fintech | Singapore, Singapore | $30.0M | 48 |
| Bukalapak | E-commerce | Jakarta, Indonesia | $500.0M | 47 |
| Truevo | Fintech | Sliema, Malta | $7.9M | 43 |
| qomodo | Fintech | Milan, Italy | $1.0M | 38 |
| CBCBlocks | Fintech | Casablanca, Morocco | $1.0M | 32 |
| Fintech | London, United Kingdom | $1.0M | 32 | |
| paar | Marketing | — | — | 30 |
| PAYBYPAGO | Fintech | Sliema, Malta | — | 28 |
| ONOnTab | Fintech | Toronto, Canada | — | 27 |
| Visa's Tap to Phone | Fintech | San Francisco, United States | — | 26 |
| PayPoint | Fintech | Welwyn Garden City, United Kingdom | — | 23 |
| FastSpring | E-commerce | Santa Barbara, USA | — | 22 |
| Worx Payments | Fintech | — | — | 20 |
| FXPLACE.TECH | Fintech | — | — | 15 |
| Unicorn Payment SRL | Fintech | Chisinau, Moldova | — | 8 |
| Mercado Shops | E-commerce | Montevideo, Uruguay | — | 7 |
| Fintech | תל אביב - יפו, Israel | — | 6 | |
| Univers | E-commerce | Bogotá, Colombia | — | 6 |
| Traditional Payment Gateways (Stripe, PayPal) | Fintech | San Francisco, United States | — | 2 |
| ORA Technologies | Fintech | Casablanca, Morocco | — | 1 |
| arnipay | Fintech | Asunción, Paraguay | — | — |