Alternatives to 40Seas

Splitit offers a merchant-branded Installments-as-a-Service platform for Buy Now, Pay Later solutions.

Online platform for asset-backed consumer loans, offering secured credit with lower interest rates.

Embedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.

Payoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.

A financial technology company providing banking, lending, and payment solutions for small businesses.

The composable, API-first cloud banking platform.

Brazilian fintech providing integrated financial and software solutions for merchants of all sizes.

Financial services and digital payments company.

Fintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.

A digital banking app offering instant loans, savings, and payments for underserved populations.

Buy Now, Pay Later (BNPL) service offering flexible payment options at checkout.

All-in-one business banking, accounting, and tax platform for small businesses.

European fintech providing instant consumer credit and payment solutions.

Klarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,

Indian consumer lending startup

A Brazilian digital bank and financial services platform offering accounts, credit cards, and loans.

Fido empowers individuals and entrepreneurs in Africa with fast, easy, and secure access to digital financial services.

A fully digital car finance platform.

A fintech company focused on digital payments and financial solutions for businesses.

A financial operating platform for SMEs with integrated lending and AI-driven tools.