Creditas vs 40Seas
Creditas vs 40Seas, compared side by side on 19 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Creditas is on 76/100 and 40Seas on 55/100.
Where each one leads
Creditas
- our overall score: 76/100 against 55/100
- agent readiness: 55/100 against 40/100
- domain rating: 69/100 against 32/100
- headcount: 2,097 against 30
- LinkedIn following: 352,966 against 1,960
40Seas
- funding raised: $117M against $40.0M
At a glance
| Measure | Creditas | 40Seas |
|---|---|---|
| What it is | Online platform for asset-backed consumer loans, offering secured credit with lower interest rates. | Digital trade finance platform using AI for flexible B2B payments in global supply chains. |
| Category | Fintech, Lending, Embedded Finance, Consumer Loans | Fintech, Payments, Supply Chain, Embedded Finance |
| Sells toBusiness model | B2C | B2B |
| Offering | Platform | Software |
| Founded | 2012 | 2022 |
| Headquarters | São Paulo, Brazil | Tel Aviv, Israel |
| Status | Active | Active |
Size, funding and growth
| Measure | Creditas | 40Seas |
|---|---|---|
| Employees | 2,097 | 30 |
| Headcount growthLast 12 months | Not published | +28.5% |
| Total funding | $40.0M | $117M |
| Latest round | Series B | Seed |
| Valuation | $4.8B | Not published |
| LinkedIn followers | 352,966 | 1,960 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Creditas | 40Seas |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 76/100 | 55/100 |
| Traction | Not published | 55/100 |
| Team | 36/100 | 70/100 |
| Search visibility | 100/100 | 30/100 |
| Quality | Not published | 55/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (55/100) | D (40/100) |
| Domain ratingLink authority, 0-100 | 69/100 | 32/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Creditas | 40Seas |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | Webflow | Webflow |
| Analytics | Google Tag Manager, Segment | Google Analytics 4, Google Tag Manager, Linkedin Insight, Facebook Pixel |
| Support stack | Not detected | HubSpot |
Creditas vs 40Seas: common questions
Which is better, Creditas or 40Seas?
On our 0-100 score Creditas rates higher (76/100 against 55/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 19 data points above: read the rows that match what you are buying for.
How do Creditas and 40Seas compare on the numbers?
Creditas leads on our overall score (76/100 against 55/100), agent readiness (55/100 against 40/100), domain rating (69/100 against 32/100), headcount (2,097 against 30), LinkedIn following (352,966 against 1,960). 40Seas leads on funding raised ($117M against $40.0M).
Read the full Creditas review and pricing or the 40Seas review and pricing. You can also browse other Creditas alternatives we track.