40Seas vs Splitit
40Seas vs Splitit, compared side by side on 22 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: 40Seas is on 55/100 and Splitit on 51/100.
Where each one leads
40Seas
- our overall score: 55/100 against 51/100
- headcount growth: +28.5% against +8.3%
Splitit
- agent readiness: 55/100 against 40/100
- domain rating: 73/100 against 32/100
- headcount: 96 against 30
- funding raised: $298M against $117M
- LinkedIn following: 14,516 against 1,960
At a glance
| Measure | 40Seas | Splitit |
|---|---|---|
| What it is | Digital trade finance platform using AI for flexible B2B payments in global supply chains. | Splitit offers a merchant-branded Installments-as-a-Service platform for Buy Now, Pay Later solutions. |
| Category | Fintech, Payments, Supply Chain, Embedded Finance | Fintech, BNPL, Payments, Digital Payments |
| Sells toBusiness model | B2B | B2B |
| Offering | Software | Software |
| Founded | 2022 | 2009 |
| Headquarters | Tel Aviv, Israel | New York, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | 40Seas | Splitit |
|---|---|---|
| Employees | 30 | 96 |
| Headcount growthLast 12 months | +28.5% | +8.3% |
| Total funding | $117M | $298M |
| Latest round | Seed | Post-IPO |
| LinkedIn followers | 1,960 | 14,516 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | 40Seas | Splitit |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 55/100 | 51/100 |
| Traction | 55/100 | 60/100 |
| Team | 70/100 | 80/100 |
| Search visibility | 30/100 | 34/100 |
| Quality | 55/100 | 45/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (40/100) | D (55/100) |
| Domain ratingLink authority, 0-100 | 32/100 | 73/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | 40Seas | Splitit |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | Webflow | WordPress |
| Analytics | Google Analytics 4, Google Tag Manager, Linkedin Insight, Facebook Pixel | Google Tag Manager |
| Support stack | HubSpot | Not detected |
What users say
| Measure | 40Seas | Splitit |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 1 positive, 2 negative across 6 threads |
“I was taking advantage of the offer with Google where you can trade in a phone and get a new pixel 8a and 2 man credit, for only 4 man. Anyways, at checkout they had the option to use the service known as splitit. Where for zero fee they sp”r/JapanFinance
40Seas vs Splitit: common questions
Which is better, 40Seas or Splitit?
On our 0-100 score 40Seas rates higher (55/100 against 51/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 22 data points above: read the rows that match what you are buying for.
How do 40Seas and Splitit compare on the numbers?
40Seas leads on our overall score (55/100 against 51/100), headcount growth (+28.5% against +8.3%). Splitit leads on agent readiness (55/100 against 40/100), domain rating (73/100 against 32/100), headcount (96 against 30), funding raised ($298M against $117M), LinkedIn following (14,516 against 1,960).
What do real users say about 40Seas and Splitit?
Splitit: 1 positive and 2 negative mentions across 6 Reddit threads we track, mostly in r/JapanFinance.
Read the full 40Seas review and pricing or the Splitit review and pricing. You can also browse other 40Seas alternatives we track.