Best AI Finance Companies & Apps (2026)
Intelligence meets capital. Discover AI-powered FinTech startups automating trading, wealth management, fraud detection, and financial decision-making.
Top 60 AI Finance companies & apps, ranked
Ranked by disclosed funding, growth signals and traction. Updated November 2026.
Andreessen Horowitz (a16z)3.0 out of 5 (1)Founded 2009A prominent venture capital firm investing in technology startups across various stages and sectors.
PayPal HoldingsNot ratedFounded 1998A global technology platform and digital payments company that enables digital and mobile payments on behalf of consumers and merchants worldwide.
XeroNot ratedFounded 2006Cloud-based accounting software for small and medium-sized businesses.
Index VenturesNot ratedFounded 1996Global venture capital firm backing ambitious entrepreneurs from seed to IPO across technology and life sciences.
New York Life Insurance CompanyNot ratedFounded 1845A leading mutual life insurance company offering a wide range of financial security and investment solutions.
Bloomberg L.P.4.0 out of 5 (2)Founded 19816 reviewsGlobal financial, software, data, and media company providing real-time information and analytics.
OpenAI3.0 out of 5 (1)Founded 20158 reviewsAn AI research and deployment company focused on ensuring artificial general intelligence benefits all of humanity.
Deel4.0 out of 5 (2)Founded 2019Deel is a global HR platform that simplifies hiring, payroll, and compliance for international teams across 150+ countries.
Shopify4.0 out of 5 (2)Founded 2006Shopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.
PayPal3.0 out of 5 (1)Founded 1998A global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
Chime3.0 out of 5 (1)Founded 2012Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
PayPal PaymentsNot ratedFounded 1998Global digital payments platform facilitating transactions for consumers and merchants.
Fiserv Inc.Not ratedFounded 1984Global financial technology provider for banks, credit unions, merchants, and businesses.
Placer.ai3.0 out of 5 (1)Founded 2014Placer.ai is a location analytics platform that provides foot traffic data and consumer behavior insights for retailers, commercial real estate, and other businesses.
SumUpNot ratedFounded 2012Point-of-sale and payments platform for small merchants across 36 markets.
MarqetaNot ratedFounded 2010Modern card issuing platform for innovators, enabling businesses to create and manage payment solutions.
Coinbase Global, Inc.4.0 out of 5 (2)Founded 20127 reviewsA leading cryptocurrency exchange platform for buying, selling, storing, and managing digital assets securely.
Tipalti3.0 out of 5 (1)Founded 20102 reviewsTipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.
TradingViewNot ratedFounded 2011Global platform for traders and investors with advanced charting and market data.
- TRTransUnionNot ratedFounded 1968
Global information and insights company providing credit reporting, fraud prevention, and data analytics solutions.
eToro3.0 out of 5 (1)Founded 2006eToro is a social investing platform enabling users to trade stocks, crypto, and ETFs, and copy top-performing investors.
Stripe2.0 out of 5 (2)Founded 2010Stripe is a financial infrastructure platform for the internet, enabling businesses of all sizes to accept payments and manage their finances online.
MayaNot ratedFounded 2007A digital banking and payments platform offering a digital wallet, savings, credit, and merchant services.
Fireblocks3.0 out of 5 (1)Founded 2018Enterprise digital asset infrastructure platform enabling banks, exchanges, and fintechs to securely custody, transfer, tokenize, and settle digital assets at institutional scale.
StarkWareNot ratedFounded 2018Develops blockchain scaling solutions using STARK technology for Ethereum-secure, fast, and seamless user experiences.
ForterNot ratedFounded 20131 reviewsForter provides an AI-powered trust platform for digital commerce, preventing fraud and abuse while maximizing revenue.
Rapyd3.0 out of 5 (1)Founded 2015Global fintech-as-a-service platform enabling businesses to accept, send, and manage funds worldwide.
Navan, Inc.3.0 out of 5 (1)Founded 20155 reviewsNavan is an all-in-one corporate travel and expense management platform that unifies booking, policy enforcement, and expense reporting for modern businesses.
FiservNot ratedFounded 1984Global provider of financial services technology and payment solutions.
Cross River3.0 out of 5 (1)Founded 20082 reviewsCross River is a technology-focused bank that provides embedded financial infrastructure including payments, lending, and compliance APIs to fintech companies.
Stripe, Inc.4.3 out of 5 (3)Founded 2010Stripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
Adyen3.0 out of 5 (1)Founded 20066 reviewsGlobal payment processing platform for enterprise businesses.
Entrust3.0 out of 5 (1)Founded 1969Develops hardware and software for identity verification, authentication, and data protection.
IntuitNot ratedFounded 1983Intuit is a global financial technology company providing software and services for consumers and small businesses.
Nu (Nubank)Not ratedFounded 2013Largest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.
Papaya GlobalNot ratedFounded 2016Global payroll and payments platform for enterprises, simplifying international workforce management.
MonzoNot ratedFounded 2015A leading UK-based challenger bank offering a mobile-first banking experience.
SardineNot ratedFounded 2020AI-powered risk platform for fraud prevention, compliance, and credit underwriting.
Lending ClubNot ratedFounded 2006Online marketplace for personal loans and banking services, offering debt consolidation and auto loan refinancing.
Next InsuranceNot ratedFounded 2016Digital insurance provider offering tailored policies for small businesses and the self-employed.
MoneytreeNot ratedFounded 2012Personal finance management and financial data platform for individuals and businesses.
Wise5.0 out of 5 (1)Founded 20115 reviewsGlobal cross-border payments platform offering multi-currency accounts and business payment solutions.
PropTigerNot ratedFounded 2011Online real estate platform for property search, home loans, and legal services in India.
LowerNot ratedFounded 2019Lower is a digital mortgage lender focused on simplifying the home buying and refinancing process.
GroveNot ratedFounded 2018Institutional-grade credit infrastructure protocol for onchain finance.
DANANot ratedFounded 2018An all-in-one digital wallet to simplify daily transactions.
Hyperliquid StrategiesNot ratedFounded 2025Digital asset treasury company focused on accumulating HYPE tokens and maximizing shareholder value.
VaroNot ratedFounded 2015Varo Bank is a US-based all-digital, nationally chartered bank offering mobile-first banking services.
HoneyBook4.0 out of 5 (2)Founded 2013An AI-powered clientflow management platform helping independent businesses streamline billing, contracts, and client communication.
PlaidNot ratedFounded 2013Plaid provides a data transfer network powering fintech and digital finance products.
ASAASNot ratedFounded 2017ASAAS automates financial processes and enhances customer relationships for businesses.
Prometheus4.0 out of 5 (2)Founded 2025Jeff Bezos-backed AI startup building physical AI systems for engineering and manufacturing, and providing an AI-driven investment platform.
UnitNot ratedFounded 2019Financial infrastructure platform for tech companies to store, move, and lend money.
LedgerNot ratedFounded 2014Hardware and software solutions for secure management of digital assets and Web3 interactions.
SignifydNot ratedFounded 2011Signifyd provides a Commerce Protection Platform for e-commerce retailers, offering guaranteed fraud and chargeback protection.
Payoneer3.0 out of 5 (1)Founded 2005Payoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.
Payfit3.0 out of 5 (1)Founded 2015Integrated payroll and HR management platform for startups and SMEs.
MelioNot ratedFounded 2018B2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks.
BlueVineNot ratedFounded 20136 reviewsA financial technology company providing banking, lending, and payment solutions for small businesses.
NIUMNot ratedFounded 2014Global financial infrastructure platform enabling businesses to move money across borders.
About AI Finance
Frequently asked questions
What are the best AI Finance in 2026?
Leading AI Finance tracked by StartupHub.ai include Andreessen Horowitz (a16z), PayPal Holdings, Xero. We rank 60 companies in this category by disclosed funding, growth signals and market traction, refreshed hourly.
What does this AI Finance ranking include?
This page ranks the top 60 AI Finance by funding and traction, representing $137.5B in combined disclosed funding. Each entry links to full funding history, team and product details.
Which of these companies has raised the most funding?
OpenAI leads the category with $30.0B in disclosed funding.
How is this AI Finance ranking compiled?
Each company is scored on disclosed funding, team size, growth momentum and profile completeness, then ordered highest first. The list regenerates hourly as new funding rounds, hiring and product launches are detected, so the ranking stays current.

