AI Finance

Intelligence meets capital. Discover AI-powered FinTech startups automating trading, wealth management, fraud detection, and financial decision-making.

60
Startups
$784.3B
Total Funding
8
Sector Queries
Updated Hourly

Top Startups in AI Finance

American Express

A multinational financial services corporation known for its credit cards, charge cards, and payment solutions.

Financial Services
Payments
Credit Cards
N/A
New York
Chime

Chime

Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.

Fintech
Neobank
Digital Banking
$12.7B
San Francisco
Stripe

Stripe

Stripe is a financial infrastructure platform for the internet, enabling businesses of all sizes to accept payments and manage their finances online.

Fintech
Payments Infrastructure
Payment Processing
N/A
Stripe, Inc.

Stripe, Inc.

Stripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit

Fintech
Payments
SaaS
$12.1B
South San Francisco

PayPal Holdings

A global technology platform and digital payments company that enables digital and mobile payments on behalf of consumers and merchants worldwide.

Fintech
E-commerce
Payments
N/A
San Jose
Shopify

Shopify

Shopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.

E-commerce Platform
Online Retail
Payments
$122M
Deel

Deel

Deel is a global HR platform that simplifies hiring, payroll, and compliance for international teams across 150+ countries.

Payroll
Fintech
Payments
$18.0B
Bloomberg

Bloomberg

Global financial, software, data, and media company providing real-time information and analytics.

Fintech
Financial Services
Data Analytics
$60.1B
New York
Sapiens

Sapiens

Fintech
Insurance
Finance
N/A
Chase Bank

Chase Bank

A leading U.S. financial services firm offering a wide range of banking and investment services.

Fintech
Banking
Financial Services
$450.0B
New York City
Cross River

Cross River

Cross River is a technology-focused bank that provides embedded financial infrastructure including payments, lending, and compliance APIs to fintech companies.

Fintech
$800M

Public Investment Fund (PIF)

Saudi Arabia's sovereign wealth fund driving economic diversification and global investment.

Sovereign Wealth Fund
Economic Diversification
Global Investment
N/A
Riyadh
Monzo

Monzo

A leading UK-based challenger bank offering a mobile-first banking experience.

Financial Services
Banking
Fintech
$1.8B
London

Wise

Global cross-border payments platform serving 16M+ customers in 170 countries.

Fintech
Payments
Digital Payments
$1.0B
London

Finastra

Enterprise financial software for banks and institutions across lending, payments, and treasury.

Fintech
Enterprise Software
Banking
$5.3B
London
FIS

FIS

Global leader in financial technology providing solutions for payments, banking, and capital markets.

Fintech
Payments
Banking Technology
$10.5B
Jacksonville

Morningstar

Financial services firm providing investment research and management.

Financial Services
Investment Management
Data Analytics
$63M
Chicago

ICONIQ Capital

A global investment firm and hybrid family office serving ultra-high-net-worth individuals and institutional clients.

Venture Capital
Technology
Enterprise Software
$10.0B
San Francisco

Lightspeed Venture Partners

Global venture capital firm investing in early and growth-stage technology companies.

Venture Capital
Fintech
Enterprise Software
$52.5B
Menlo Park
eToro

eToro

eToro is a social investing platform that allows users to trade stocks, crypto, and ETFs, and automatically copy the portfolios of top-performing investors.

Fintech
Trading
Social
$274M
Global Payments

Global Payments

A global fintech company providing payment technology and software solutions to merchants, issuers, and consumers.

Fintech
Payments
Digital Payments
$607M
Atlanta
Coinbase

Coinbase

A leading cryptocurrency exchange platform for buying, selling, storing, and managing digital assets securely.

Fintech
Cryptocurrency
Blockchain
$1.1B
San Francisco

PayPal

A global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.

Fintech
Payments
E-commerce
$9.9B
San Jose
inDrive

inDrive

A global ride-hailing and on-demand delivery service operating on a peer-to-peer pricing model.

Ride-Sharing
Delivery
Logistics
$450M
Mountain View
Rapyd

Rapyd

Rapyd is a fintech-as-a-service platform providing businesses with a global payments network supporting local payment methods in 100+ countries.

Payments
Fintech
$1.3B
Placer.ai

Placer.ai

Placer.ai is a location analytics platform that provides foot traffic data and consumer behavior insights for retailers, commercial real estate, and cities.

Retail
GPS
Location Intelligence
$241M

Founders Fund

Venture capital firm investing in revolutionary technologies and ambitious founders tackling big problems.

Venture Capital
Technology
Artificial Intelligence
$19.9B
San Francisco

TransUnion

Global information and insights company providing credit reporting, fraud prevention, and data analytics solutions.

Fintech
Data Analytics
Information Services
$1.4B
Chicago
Fireblocks

Fireblocks

Enterprise digital asset infrastructure platform enabling banks, exchanges, and fintechs to securely custody, transfer, tokenize, and settle digital assets at institutional scale.

Blockchain
Digital Assets
Fintech
$1.0B
New York City

Crypto.com

The best place to buy, sell, and pay with cryptocurrency.

Cryptocurrency
Fintech
Blockchain
$63M
Singapore
Index Ventures

Index Ventures

Global venture capital firm backing ambitious entrepreneurs from seed to IPO across technology and life sciences.

Venture Capital
Growth Capital
Enterprise Software
$9.1B
London
Next Insurance

Next Insurance

Next Insurance is a digital-first small business insurance platform that offers instant, affordable, and fully customized coverage for self-employed professionals and small businesses.

Fintech
Insurance
Insurance Carrier
$1.1B
Forter

Forter

Forter provides AI-powered fraud prevention and identity verification for e-commerce, maximizing approval rates while eliminating fraudulent transactions.

Fintech
Fraud Prevention
E-commerce
$525M

Alibaba Group

Alibaba Group is China's largest e-commerce and technology conglomerate, operating platforms across retail, cloud computing, logistics, and digital media.

E-commerce
Cloud Computing
Digital Marketplace
$4.8B
Hangzhou
Tipalti

Tipalti

Tipalti is an accounts payable automation platform that streamlines global mass payments, supplier onboarding, and financial compliance for mid-market companies.

Fintech
Enterprise
Accounting
$903M

ION Group

Mission-critical trading, analytics, and treasury software for financial institutions.

Fintech
Enterprise Software
Trading
$400M
Dublin
Reval

Reval

AI-powered platform for financial risk management and treasury operations.

Fintech
Treasury Management
Risk Management
$20M
New York
Intuit

Intuit

Intuit is a global financial technology company providing software and services for consumers and small businesses.

Financial Services
Software
Artificial Intelligence
$8.5B
Mountain View

FNZ Advisor AI

Generative AI solution embedded in FNZ's wealth platform to boost advisor productivity and client personalization.

Wealth Management Platforms
AI Tools & Apps
Generative AI
$650M
London

Accel

Venture capital firm investing in early-stage and growth-stage technology companies.

Venture Capital
Technology
Artificial Intelligence
$19.6B
Palo Alto
Revolut

Revolut

Global financial super app with 70M+ customers across banking, crypto, trading, and payments.

Fintech
Neobank
Digital Payments
$5.9B
London
NoBroker

NoBroker

NoBroker is an Indian proptech company that runs a real estate marketplace. Contrary to its original motives, the company began charging property owners a subsc

Proptech
Real Estate
Marketplace
$369M
Bengaluru
AXA XL

AXA XL

Global P&C and specialty risk division of AXA, providing insurance and reinsurance solutions.

Insurance
Re-Insurance
Specialty Insurance
$3.8B
Stamford
Liberty Mutual Insurance

Liberty Mutual Insurance

A global leader in insurance, providing a wide range of protection for individuals and businesses.

Insurance
Financial Services
$45.0B
Boston
iA Groupe financier

iA Groupe financier

A financial services group committed to innovation and community.

Financial Services
Insurance
Healthcare (via AI initiative)
$1.5B
Quebec City

Deloitte

Global professional services network providing audit, consulting, tax, and advisory services.

Professional Services
Consulting
Accounting
$21M
London

Binance

The world's largest cryptocurrency exchange platform providing a comprehensive blockchain and digital asset ecosystem.

Fintech
Blockchain
Cryptocurrency
$2.0B
Abu Dhabi
Cash App

Cash App

A mobile payment platform that allows users to send and receive money, invest in stocks, and buy Bitcoin.

Fintech
Mobile Payments
Financial Services
$63M
San Francisco
Papaya Global

Papaya Global

Fintech
Payments
Payroll
$438M
Checkout.com

Checkout.com

Cloud payment processing platform handling $300B+ annual volume for enterprise merchants.

Fintech
Payments
Digital Payments
$831M
London

Trade Republic

Europe's largest savings platform with 10M+ customers and €150B in assets.

Fintech
Neobank
Digital Payments
$1.3B
Berlin

MrBeast

A media and business empire built by a popular YouTuber.

Media
E-commerce
Fintech
$63M
Greenville
HoneyBook

HoneyBook

An AI-powered clientflow management platform helping independent businesses streamline billing, contracts, and client communication.

SMB
Fintech
Enterprise
$465M
San Francisco
Brex

Brex

Fintech
Fintech & Payments
$1.9B
PhonePe

PhonePe

A leading Indian digital payments and financial services platform enabling seamless money transfers and investments.

Fintech
Payments
Financial Services
$350M
Bengaluru
Unit

Unit

Fintech
Banking
Embedded Finance
$170M
BlueVine

BlueVine

Fraud Prevention
Fintech
Credit
$563M

Wayflyer

A revenue-based financing and marketing analytics platform for e-commerce businesses.

E-commerce
Fintech
SaaS
$1.9B
Dublin
Fundbox

Fundbox

Fundbox is an embedded finance platform that provides small businesses with AI-powered credit lines and B2B payment solutions through a network of software partners.

Fintech
Credit
Lending
$554M
Chargebee

Chargebee

Subscription management and recurring billing platform for SaaS and e-commerce businesses.

Fintech
Payments
Subscription Management
$303M
Chennai
Finance is the most data-rich, regulation-heavy vertical, making it both the highest-potential and highest-friction for AI. Renaissance Technologies and Citadel have mastered quantitative trading with machine learning for decades. But retail AI trading—Robinhood, etc.—has faced regulatory backlash and underwhelming returns. The next wave isn't retail traders using AI; it's institutional infrastructure improved by AI. The winners cluster into infrastructure (improving clearinghouses, settlement), advisory (robo-advisors and wealth management—though Wealthfront and Betterment have plateaued), and operations (fraud detection, compliance automation). Real breakthrough potential sits in credit underwriting (where traditional models are outdated and biased) and personalized financial planning (where most retail investors lack access). Regulatory compliance is the true moat in fintech AI. Startups that crack explainability (required for lending decisions), bias detection, and regulatory reporting will command defensible TAM. The graveyard is full of AI fintech startups that built great models but couldn't solve the "explain your decision to the regulator" problem. Winners integrate deeply with financial institutions' risk, compliance, and execution teams.

Explore More Startups

Search across 11,000+ startups in our database