Best AI Finance Companies & Apps (2026)
Intelligence meets capital. Discover AI-powered FinTech startups automating trading, wealth management, fraud detection, and financial decision-making.
Top 60 AI Finance companies & apps, ranked
Ranked by disclosed funding, growth signals and traction. Updated September 2026.
Andreessen Horowitz (a16z)95Venture CapitalMenlo Park, United States$48.1BA prominent venture capital firm investing in technology startups across various stages and sectors.
PayPal Holdings91FintechSan Jose, USAA global technology platform and digital payments company that enables digital and mobile payments on behalf of consumers and merchants worldwide.
OpenAI86Artificial IntelligenceSan Francisco, United States$509.1BOpenAI is an AI research and deployment company dedicated to ensuring that artificial general intelligence benefits all of humanity.
Xero85Accounting SoftwareWellington, New ZealandCloud-based accounting software for small and medium-sized businesses.
Index Ventures85Venture CapitalLondon, United Kingdom$9.1BGlobal venture capital firm backing ambitious entrepreneurs from seed to IPO across technology and life sciences.
State Farm Insurance85InsurTechBloomington, United StatesA leading provider of auto, home, and life insurance, offering financial services and banking.
New York Life Insurance Company85InsuranceNew York, United States$4.1BA leading mutual life insurance company offering a wide range of financial security and investment solutions.
Bloomberg L.P.82FintechNew York, United States$60.1BGlobal financial, software, data, and media company providing real-time information and analytics.
Headway81HealthTechNew York, United StatesMental health platform connecting patients with therapists covered by insurance.
OpenAI80Frontier AI LabSan Francisco, United States$24.5BAn AI research and deployment company focused on ensuring artificial general intelligence benefits all of humanity.
Shopify78E-commerce Platform$122.3MShopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.
Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
Fiserv Inc.77Banking TechnologyMilwaukee, United States$300.0MGlobal financial technology provider for banks, credit unions, merchants, and businesses.
PayPal77FintechSan Jose, United States$9.9BA global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
Placer.ai76RetailLos Altos, United States$241.0MPlacer.ai is a location analytics platform that provides foot traffic data and consumer behavior insights for retailers, commercial real estate, and other businesses.
Deel76PayrollSan Francisco, United States$18.3BDeel is a global HR platform that simplifies hiring, payroll, and compliance for international teams across 150+ countries.
Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
SumUp75FintechLondon, United Kingdom$60.0MPoint-of-sale and payments platform for small merchants across 36 markets.
- TRTransUnion75FintechChicago, United States$1.4B
Global information and insights company providing credit reporting, fraud prevention, and data analytics solutions.
Tipalti75FintechSan Mateo, United States$903.0MTipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.
Marqeta75Fintech & PaymentsOakland, United States$371.0MModern card issuing platform for innovators, enabling businesses to create and manage payment solutions.
PayPal Payments75FintechSan Jose, United States$1.7BGlobal digital payments platform facilitating transactions for consumers and merchants.
TradingView75FintechNew York, United States$388.8MGlobal platform for traders and investors with advanced charting and market data.
Fireblocks74BlockchainNew York City, United States$1.0BEnterprise digital asset infrastructure platform enabling banks, exchanges, and fintechs to securely custody, transfer, tokenize, and settle digital assets at institutional scale.
Forter74FintechNew York, United States$550.0MForter provides an AI-powered trust platform for digital commerce, preventing fraud and abuse while maximizing revenue.
Rapyd74PaymentsLondon, United Kingdom$1.3BGlobal fintech-as-a-service platform enabling businesses to accept, send, and manage funds worldwide.
eToro74FintechLimassol, Cyprus$524.0MeToro is a social investing platform enabling users to trade stocks, crypto, and ETFs, and copy top-performing investors.
Navan, Inc.74Corporate Travel ManagementPalo Alto, United States$3.9BNavan is an all-in-one corporate travel and expense management platform that unifies booking, policy enforcement, and expense reporting for modern businesses.
Stripe74Fintech$7.1BStripe is a financial infrastructure platform for the internet, enabling businesses of all sizes to accept payments and manage their finances online.
Maya74FintechTaguig, Philippines$732.0MA digital banking and payments platform offering a digital wallet, savings, credit, and merchant services.
Fiserv73FintechBrookfield, United States$300.0MGlobal provider of financial services technology and payment solutions.
StarkWare73BlockchainTel Aviv, Israel$180.0MDevelops blockchain scaling solutions using STARK technology for Ethereum-secure, fast, and seamless user experiences.
Cross River73Fintech$800.0MCross River is a technology-focused bank that provides embedded financial infrastructure including payments, lending, and compliance APIs to fintech companies.
Coinbase73FintechSan Francisco, United States$1.1BA leading cryptocurrency exchange platform for buying, selling, storing, and managing digital assets securely.
Razorpay73FintechBengaluru, IndiaA leading payment gateway and financial services platform for businesses in India.
Adyen72FintechAmsterdam, Netherlands$250.0MGlobal payment processing platform for enterprise businesses.
Intuit72Financial ServicesMountain View, United States$8.5BIntuit is a global financial technology company providing software and services for consumers and small businesses.
Entrust72CybersecurityShakopee, United States$3.5BDevelops hardware and software for identity verification, authentication, and data protection.
Stripe, Inc.72BillingSouth San Francisco, Ireland$11.4BStripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
Nu (Nubank)71FintechSão Paulo, Brazil$4.3BLargest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.
Sardine71FintechSan Francisco, United States$25.0MAI-powered risk platform for fraud prevention, compliance, and credit underwriting.
Next Insurance71FintechSan Francisco, United States$1.1BDigital insurance provider offering tailored policies for small businesses and the self-employed.
Monzo71Financial ServicesLondon, United Kingdom$1.8BA leading UK-based challenger bank offering a mobile-first banking experience.
Nuvemshop71E-commerceBuenos Aires, Argentina$625.0MNuvemshop is a leading e-commerce platform empowering businesses in Latin America to create and manage online stores.
Papaya Global71FintechTel Aviv, Israel$438.0MGlobal payroll and payments platform for enterprises, simplifying international workforce management.
HoneyBook70SMB SoftwareSan Francisco, United States$465.0MAn AI-powered clientflow management platform helping independent businesses streamline billing, contracts, and client communication.
Moneytree70FintechTokyo, JapanPersonal finance management and financial data platform for individuals and businesses.
Grove70FintechMiami, USA$15.9MInstitutional-grade credit infrastructure protocol for onchain finance.
DANA70FintechJakarta, Indonesia$200.0MAn all-in-one digital wallet to simplify daily transactions.
Lending Club70FintechSan Francisco, United States$686.8MOnline marketplace for personal loans and banking services, offering debt consolidation and auto loan refinancing.
Hyperliquid Strategies70FintechNew York, United States$1.0BDigital asset treasury company focused on accumulating HYPE tokens and maximizing shareholder value.
Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
Fundbox70FintechDallas, United States$536.0MEmbedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.
Lower70FintechMiami, United StatesLower is a digital mortgage lender focused on simplifying the home buying and refinancing process.
Varo70FintechSalt Lake City, United StatesVaro Bank is a US-based all-digital, nationally chartered bank offering mobile-first banking services.
CloudPay70FintechNew York, United States$178.0MGlobal payroll and payments platform for modern businesses.
Wise70FintechLondon, United Kingdom$1.0BGlobal cross-border payments platform offering multi-currency accounts and business payment solutions.
Remote70HR TechAmsterdam, Netherlands$496.0MRemote provides global employment infrastructure, including Employer of Record (EOR), payroll, and compliance services for distributed teams.
ASAAS70FintechSão Paulo, Brazil$102.0MASAAS automates financial processes and enhances customer relationships for businesses.
Choice70SaaSPrague, Czech Republic$7.1MAn all-in-one SaaS and QR ordering platform for independent and multi-location restaurants.
About AI Finance
Frequently asked questions
What are the best AI Finance in 2026?
Leading AI Finance tracked by StartupHub.ai include Andreessen Horowitz (a16z), PayPal Holdings, OpenAI. We rank 60 companies in this category by disclosed funding, growth signals and market traction, refreshed hourly.
What does this AI Finance ranking include?
This page ranks the top 60 AI Finance by funding and traction, representing $756.5B in combined disclosed funding. Each entry links to full funding history, team and product details.
Which of these companies has raised the most funding?
OpenAI leads the category with $509.1B in disclosed funding.
How is this AI Finance ranking compiled?
Each company is scored on disclosed funding, team size, growth momentum and profile completeness, then ordered highest first. The list regenerates hourly as new funding rounds, hiring and product launches are detected, so the ranking stays current.