Cross River
Cross River
Cross River is a technology-focused bank that provides embedded financial infrastructure including payments, lending, and compliance APIs to fintech companies.
About
Technology stack
detected 2026-07-02“The last couple of years my refund has gone through SBTPG. Gave me peace of mind because you could check in. This year I opted to use my refund to pay my flex loan from November. So my refund is processed through cross river.”
View on Reddit“Is Cross River bank a scam or?. I had fees taken out of my refund and paid for the 5 days early and got 846 last night, called TurboTax they haven’t received their fees or seeing anything. told me my stuff will go through cross river bank,…”
View on Reddit“If you filed through turbotax and paid with your advance to have the fees taken out and/or opted to get five days early, it will go through cross river bank. There are no good known contact numbers or emails or websites for this bank.”
View on Reddit“Has anyone had negative experiences after being switched from Choice Financial to Cross River Bank? I signed in to the app today and was greeted with the agreement to acknowledge about the switch. I was looking through the terms and conditi…”
View on Reddit“Sooooo... I thought I was slick and lucky af to have gotten a number directly to some kind of Cross River Bank agent.... I wasn't lol! I called and hoped I was talking to someone from the bank, it was a Toll Free number but still, sometimes…”
View on RedditSome comments are pulled from public discussions around the web (look for the source icon). Quotes are excerpts; click through to read the full thread.
What does Cross River do?
Cross River Bank provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards and lending solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC.
How much funding has Cross River raised?
Cross River has raised a total of $800M in funding. The most recent round on record is common equity capital raise.
When was Cross River founded?
Cross River was founded in 2008.
What industry does Cross River operate in?
Cross River operates in Fintech.
How many employees does Cross River have?
Cross River has approximately 1649 people on record.
What is Cross River's revenue?
StartupHub estimates Cross River's annual revenue at $475.0M (range $305.8M to $877.4M, 65% confidence), based on comparable companies in the sector.
What is Cross River's valuation?
StartupHub estimates Cross River's effective valuation at $3.3B (range $2.3B to $4.3B, 41% confidence), based on comparable companies in the sector.