Ramp
Agent62Agent Readiness: 62/100. Top 25%. Measured by StartupHub.ai. Median 41.Trust85Data Trust: 85/100. Top 25%. Measured by StartupHub.ai. Median 61.AI-powered financial operations platform for businesses, offering corporate cards, expense management, and bill payments.
About
Ramp is a financial technology company that provides an AI-powered spend management platform. It integrates corporate cards, expense automation, accounts payable, procurement, travel booking, and treasury services into a single solution to help businesses optimize finance operations, automate workflows, and reduce financial waste. The company aims to save businesses time and money by consolidating multiple finance tools and providing intelligent insights.
Listed competitors
Ramp's emphasis on AI agents for tasks like expense coding and policy enforcement provides a more automated and intelligent approach compared to Rho's offerings.
While Navan focuses on travel and expense management, Ramp offers a more integrated suite of financial operations tools including bill payments, procurement, and treasury.
Ramp focuses on AI-driven automation for a broader range of financial operations beyond just corporate cards and expenses, aiming to provide a more comprehensive and intelligent finance platform.
Ramp's integrated platform and AI-driven insights offer a more holistic solution for spend management than Mesh Payments' focus on card management.
Ramp's AI-powered automation and agentic capabilities differentiate it from Mercury's more traditional banking and card services for startups.
All-in-one expense management platform for businesses, leveraging AI for automation.
“I literally tried Expensify, Ramp & Brex for my travel expense management - My thoughts.. One thing I’ve noticed after using three…” r/Entrepreneur
Cloud-based platform for travel, expense, and invoice management.
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Key facts
- Website
- ramp.com
- Headquarters
- New York City, United States
- Founded
- 2019
- Total funding
- $4.7B (Funding Round)
- Business model
- B2B
Funding rounds
| Date | Round | Amount | Post-money | Lead investors |
|---|---|---|---|---|
| 9 Oct 2026 | Funding Round | $1.9B | $60.0B | Dragoneer Investment Group, Thrive Capital, Founders Fund, Sands Capital, Avenir, Dragoneer |
| 7 May 2026 | Series D | $750M | $40.0B | |
| 1 Nov 2025 | Primary Financing | $300M | $32.0B | Lightspeed Venture Partners |
| 30 Jul 2025 | Series E-2 | $500M | $22.5B | ICONIQ |
| 17 Jun 2025 | Series E | $200M | $16.0B | Founders Fund |
| 3 Mar 2025 | Secondary Market | $150M | $13.0B | |
| 1 Jun 2024 | Series D-2 | $150M | $7.7B | |
| 22 Mar 2022 | Series C extension | $750M | ||
| 1 Dec 2020 | Follow-on | $30M |
Tech stack
Detected on ramp.com, last scanned 8 Nov 2026. Run your own scan
- Frontend
- Next.js, Tailwind CSS
- CDN
- Cloudflare, Vercel
- Email provider
- Google Workspace
- Booking / scheduling
- Chili Piper
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1 review from Reddit gathered in one place
How is everyone feeling about the transaction fees (per ACH and check payment) that Ramp is rolling out to the free bill pay tier this summer? Anticipated it would happen before too long? Or comes as a surprise?
Each quote is copied word for word and links to where it was posted. Promotion and off-topic posts are filtered out.
Frequently asked
Is Ramp trustworthy and reputable?
StartupHub's Data Trust & Reputation score for Ramp is 85 out of 100, a trusted rating, based on site security posture, privacy practices, malware and phishing checks, and public reputation signals.
How much funding has Ramp raised?
Ramp has raised a total of $4.7B in funding. The most recent round on record is Funding Round.
SEC filings, insider activity, nonprofit links and pay benchmarks for Ramp:
Company details: from public sources. Funding: no announced round on file. Ownership: not yet claimed by the company. Scores: measured by named tools; each links to its method. Our rules
