Open Source Alternatives to Malvo
60 open source Fintech options similar to Malvo, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Plaid74FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
Open source
Razorpay73FintechBengaluru, IndiaA leading payment gateway and financial services platform for businesses in India.
Open source
Rapyd73PaymentsLondon, United Kingdom$1.3BGlobal fintech-as-a-service platform enabling businesses to accept, send, and manage funds worldwide.
Open source
Stripe, Inc.72BillingSouth San Francisco, United States$11.4BStripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
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Stripes AI68FintechSouth San Francisco, United States$25.4MFinancial infrastructure platform enabling businesses to accept payments and manage global operations.
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Alpaca63FintechNew York, United States$202.0MDeveloper-first API infrastructure for stock, options, and cryptocurrency trading.
Open source
Finch59FintechSan Francisco, United StatesAPI for HR, payroll, and benefits administration.
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April57FintechNew York, United States$78.0MApril provides embedded tax solutions for modern financial platforms, offering tax filing and planning capabilities.
Open source
RevenueCat57FintechSan Francisco, United States$50.0MSubscription infrastructure for mobile apps, simplifying in-app purchases and subscriptions.
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Paid57Agentic AISan Francisco, United States$21.0MAll-in-one revenue engine for AI agents, handling pricing, subscriptions, billing, and renewals.
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PPRO54FintechLondon, United Kingdom$150.0MGlobal payment infrastructure provider enabling businesses to accept and make payments worldwide.
Open source
Tweed54FintechNew York, United States$4.0MSelf-custodial key management and white-label wallets for platforms integrating Web3.
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Banked53FintechLondon, United Kingdom$2.0MA payment infrastructure company enabling account-to-account payments.
Open source
Horizon Blockchain Games47FintechToronto, Canada$10.0MBuilding the infrastructure for the onchain internet with smart wallets and cross-chain payments.
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Tapaya46FintechPrague, Czech Republic$1.1MPayments infrastructure for banks, fintechs, and software platforms.
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VAIOT45LegalTechMosta, Malta$10.0MAI and blockchain-powered digital contracts and legal services for businesses and consumers.
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Cred Protocol45FintechSan Francisco, United StatesDecentralized credit scoring for DeFi.
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Prava40FintechSan Francisco, United States$1.5MPayments orchestrator for AI agents, enabling secure, encrypted payments via API and wallet.
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Ecton Labs40FintechNew York, United StatesReimagining patient financial engagement in healthcare through technology.
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Natural39Agentic PaymentsSan Francisco, United States$12.0MAgentic payments platform powering frictionless money movement between AI agents, businesses, and consumers.
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Lava Payments36FintechLondon, United Kingdom$7.8MLava Payments is a fintech startup providing a payment orchestration platform for businesses to manage and optimize their payment flows.
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KNAV35Financial ServicesAtlanta, USA$1.0MAI-powered platform for financial services.
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Tryledger23FintechAI-driven ledger management solutions for financial technology operations.
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Traditional Payment Gateways (Stripe, PayPal)23FintechSan Francisco, United StatesA financial infrastructure platform offering payment processing, banking-as-a-service, and business tools for internet companies.
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- LOLobster.cash9Fintech
Secure payment solution for AI agents using virtual credit cards and stablecoins.
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ButverifyIdentity VerificationAI-powered platform for verifying digital identities and preventing synthetic fraud.
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QuantlendFintechQuantlend offers innovative AI lending solutions in alternative lending and quantitative finance.
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FincharterFintechInnovative fintech solutions platform launching soon. Subscribe for updates.
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ClousFintechResolves SEC filings to a single entity with consistent JSON and confidence scores.
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Forter85FintechNew York, United States$550.0MForter provides an AI-powered trust platform for digital commerce, preventing fraud and abuse while maximizing revenue.
Open source
OpenAI84Artificial IntelligenceSan Francisco, United States$190.6BOpenAI is an AI research and deployment company dedicated to ensuring that artificial general intelligence benefits all of humanity.
Open source
Bloomberg L.P.82FintechNew York, United States$60.1BGlobal financial, software, data, and media company providing real-time information and analytics.
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Shopify78E-commerce PlatformOttawa, Canada$122.3MShopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.
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StarkWare73BlockchainTel Aviv, Israel$180.0MDevelops blockchain scaling solutions using STARK technology for Ethereum-secure, fast, and seamless user experiences.
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Chargebee69FintechChennai, India$303.0MSubscription management and recurring billing platform for SaaS and e-commerce businesses.
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Chainalysis67FintechNew York, United States$170.0MBlockchain data platform providing compliance, investigation, and risk management software for global institutions and governments.
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Mercury64FintechSan Francisco, United States$500.0MBusiness banking.
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Clair63FintechNew York, United States$67.7MEmbedded earned wage access for employees, integrated with HR platforms.
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XMTP63AISan Francisco, United States$49.9MExtensible Message Transport Protocol for secure, decentralized, and identity-native messaging across Web3 applications.
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Shift4 Europe62FintechAllentown, United States$160.0MCommerce enablement technology powering billions of transactions for businesses globally.
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Alloy62FintechSan Francisco, United States$207.0MIdentity risk management platform for financial institutions and fintechs to automate onboarding, fraud prevention, and compliance.
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Monad Labs62BlockchainNew York, United States$266.0MBuilding a high-performance, scalable blockchain with a novel execution environment.
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Afterpay61FintechMelbourne, Australia$1.0BBuy Now, Pay Later service enabling interest-free installment payments for consumers.
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Shufti Pro61Identity VerificationLondon, United Kingdom$21.0MAI-powered identity verification and AML compliance solutions for global businesses.
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Fair Isaac Corporation (FICO)60Financial ServicesBozeman, United StatesA global leader in data analytics and decision management software for financial services.
Open source
Ownera58BlockchainTel Aviv, Israel$20.0MInteroperability solutions for tokenized assets, enabling secure and regulated digital securities trading.
Open source · Self-hostable
Skyflow58Data PrivacyPalo Alto, United States$100.0MData privacy platform for sensitive data, enabling secure data access and compliance.
Open source
World58BlockchainSan Francisco, United States$192.5MA humanity verification project and financial network providing anonymous proof of personhood for AI.
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Iyzico58FintechIstanbul, Turkey$30.6MOnline payment gateway and financial services provider for businesses in Turkey and emerging markets.
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Usekernel56Developer ToolsSan Francisco, United States$22.0MA platform simplifying browser automation with a focus on developer experience.
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Catena Labs56Agentic AISan Francisco, United States$36.0MPioneering the first AI-native financial institution for autonomous AI agents.
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Volt55FintechLondon, United Kingdom$140.0MAn open banking payment platform enabling real-time account-to-account payments globally.
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BasisTheory55FintechSan Francisco, United States$17.0MTokenization and data security platform for managing sensitive payment data, enabling agentic commerce.
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Cajal55B2BSan Francisco, United States$4.5MScaling formal verification to accelerate scientific discovery
Open source
- SASapiom55Agentic AISan Francisco, United States$15.8M
Sapiom provides a cloud platform enabling AI agents to access tools under a usage-based billing model.
Open source
Connext54Fintech$12.0MModular interoperability protocol for building crosschain applications and deploying crosschain-native tokens.
Open source
- RARated Labs54Web3London, United Kingdom$2.5M
Web3 infrastructure data provider focused on validator and node operator ratings.
Open source
Datorios54Operating SystemSan Francisco, United States$22.0MStreaming data processing hub for building, deploying, and monitoring contextual data pipelines.
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Leo54FintechNew York, United States$6.6MAI-powered customer service solution for the insurance industry, simplifying agent-consumer interactions.
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Crossmint54FintechMiami, United States$23.6MEnterprise-grade platform providing APIs for blockchain wallets, payments, tokenization, and AI agent commerce.
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