Robinhood, BNY Tapped for Trump Accounts

Robinhood and BNY have been selected by the U.S. Treasury to power the new "Trump Accounts," a government initiative for minors' investment.

7 min read
Robinhood and BNY logos side-by-side with a graphic representing financial growth.
Robinhood and BNY will collaborate on the government's new "Trump Accounts" initiative.· Robinhood Newsroom

Robinhood has been selected as the brokerage and initial trustee for the government's new "Trump Accounts," a program designed to offer tax-advantaged investment accounts for U.S. citizens under 18. The initiative, announced by the U.S. Department of the Treasury, aims to democratize finance for all, echoing efforts to expand access to financial tools. According to the announcement, BNY will act as the financial agent.

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Related startups

  1. Democratize Finance: government initiative to expand access to financial tools for all
  2. Trump Accounts: new tax-advantaged investment accounts for U.S. citizens under 18
  3. Robinhood Selected: brokerage and initial trustee for the new government program
  4. BNY Selected: will act as the financial agent for the initiative
  5. Robinhood Tech: develops web/app, customer support, and educational resources
  6. Launch July 4, 2026: program provides $1,000 government contribution for eligible children
  7. Robinhood's New Role: key player in government-backed financial initiative beyond retail trading
Visual TL;DR
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The program, launching July 4, 2026, will provide a $1,000 government contribution for children born between 2025 and 2028. Robinhood will develop and operate the necessary technology infrastructure, including a dedicated web and app experience, customer support, and educational resources. This move positions Robinhood as a key player in a government-backed financial initiative, a significant step beyond its retail trading platform, similar to how other companies are striving to democratize finance for all, whether through initiatives like AI IPO Race: Markets Bet on OpenAI or Anthropic or by integrating AI into business tools like Anthropic Puts AI in Small Business Tools.

BNY, a longstanding institution in the U.S. financial system, will collaborate with Robinhood to expand financial opportunity. Robinhood CEO Vlad Tenev stated the company's goal is to provide a world-class platform for the next generation's financial future. BNY CEO Robin Vince added that the partnership aims to help more Americans invest in the economy and strengthen U.S. capital markets, emphasizing the long-term financial security for children, a goal that resonates with broader trends in compute demand as seen in CoreWeave, Meta AI Deals Signal Compute Demand.

Robinhood plans to leverage its experience in serving millions of first-time investors to power the Trump Accounts platform. The company believes early engagement with markets can help young Americans maximize compounding and build wealth. Robinhood Markets will also match the U.S. Treasury's $1,000 contribution for eligible employees' children.

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