Open Source Alternatives to Simon
60 open source Fintech options similar to Simon, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Razorpay73FintechBengaluru, IndiaA leading payment gateway and financial services platform for businesses in India.
Open source
Chargebee69FintechChennai, India$303.0MSubscription management and recurring billing platform for SaaS and e-commerce businesses.
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Credbull41FintechTel Aviv, Israel$1.5MAI-powered platform for managing and optimizing B2B payment workflows.
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Tryledger23FintechAI-driven ledger management solutions for financial technology operations.
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Hycos AI15EnterpriseAI-powered profit floor solution for Shopify Plus merchants using NetSuite, preventing orders from shipping below margin.
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Shopify78E-commerce PlatformOttawa, Canada$122.3MShopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.
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Plaid74FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
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Rapyd73PaymentsLondon, United Kingdom$1.3BGlobal fintech-as-a-service platform enabling businesses to accept, send, and manage funds worldwide.
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Stripe, Inc.72BillingSouth San Francisco, United States$11.4BStripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
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Stripes AI68FintechSouth San Francisco, United States$25.4MFinancial infrastructure platform enabling businesses to accept payments and manage global operations.
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Mercury64FintechSan Francisco, United States$500.0MBusiness banking.
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Shift4 Europe62FintechAllentown, United States$160.0MCommerce enablement technology powering billions of transactions for businesses globally.
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Afterpay61FintechMelbourne, Australia$1.0BBuy Now, Pay Later service enabling interest-free installment payments for consumers.
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Iyzico58FintechIstanbul, Turkey$30.6MOnline payment gateway and financial services provider for businesses in Turkey and emerging markets.
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Paid57Agentic AISan Francisco, United States$21.0MAll-in-one revenue engine for AI agents, handling pricing, subscriptions, billing, and renewals.
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Volt55FintechLondon, United Kingdom$140.0MAn open banking payment platform enabling real-time account-to-account payments globally.
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Tweed54FintechNew York, United States$4.0MSelf-custodial key management and white-label wallets for platforms integrating Web3.
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PPRO54FintechLondon, United Kingdom$150.0MGlobal payment infrastructure provider enabling businesses to accept and make payments worldwide.
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Banked53FintechLondon, United Kingdom$2.0MA payment infrastructure company enabling account-to-account payments.
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Feathery52FintechTel Aviv, Israel$30.0MClient onboarding and digital account opening platform.
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RevenueCat51FintechSan Francisco, United States$50.0MSubscription infrastructure for mobile apps, simplifying in-app purchases and subscriptions.
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Superfluid Foundation49FintechZug, Switzerland$28.2MReal-time finance infrastructure for Web3, enabling per-second value transfer and automated continuous payments.
Open source · Self-hostable
Horizon Blockchain Games47FintechToronto, Canada$10.0MBuilding the infrastructure for the onchain internet with smart wallets and cross-chain payments.
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Tapaya46FintechPrague, Czech Republic$1.1MPayments infrastructure for banks, fintechs, and software platforms.
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Prava40FintechSan Francisco, United States$1.5MPayments orchestrator for AI agents, enabling secure, encrypted payments via API and wallet.
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Ecton Labs40FintechNew York, United StatesReimagining patient financial engagement in healthcare through technology.
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Natural39Agentic PaymentsSan Francisco, United States$12.0MAgentic payments platform powering frictionless money movement between AI agents, businesses, and consumers.
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Lava Payments36FintechLondon, United Kingdom$7.8MLava Payments is a fintech startup providing a payment orchestration platform for businesses to manage and optimize their payment flows.
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KNAV35Financial ServicesAtlanta, USA$1.0MAI-powered platform for financial services.
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Brexia29FintechAI-powered platform for automating and optimizing B2B payments and financial operations.
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finitiOne27Loyalty ProgramsEnterprise loyalty and affinity program solution serving millions of users.
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Bluemoney24FintechAI-powered platform for managing and optimizing business finances and payments.
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Traditional Payment Gateways (Stripe, PayPal)23FintechSan Francisco, United StatesA financial infrastructure platform offering payment processing, banking-as-a-service, and business tools for internet companies.
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Mercury Technologies, .19FintechSan Francisco, United StatesBusiness banking and financial tools for startups and growing companies.
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Aemetis15Climate TechCupertino, United StatesAemetis is a renewable fuels and biochemicals company focused on low-carbon solutions like RNG and SAF.
Open source · Self-hostable
Fincharter11FintechInnovative fintech solutions platform launching soon. Subscribe for updates.
Open source
- Flas10Fintech
A platform for company registration, Mercury bank account opening, and Stripe payment integration.
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Lobster.cash9FintechSecure payment solution for AI agents using virtual credit cards and stablecoins.
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Bridgefinance8FintechAI-powered platform for automating and optimizing financial workflows for businesses.
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arnipay8FintechAsunción, ParaguayOnline payment gateway for businesses in Paraguay, offering QR, Tigo Money, and Personal Pay integrations.
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Nvoiced6FintechAI-powered accounts receivable automation platform that streamlines invoicing, payment collection, and customer communication for businesses.
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Fatturapa6FintechFatturapa.ai offers advanced electronic invoicing and tax compliance solutions for businesses.
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Velocitypay4FintechVelocitypay offers a payment processing platform for businesses, focusing on seamless integration and efficient transactions.
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Forter85FintechNew York, United States$550.0MForter provides an AI-powered trust platform for digital commerce, preventing fraud and abuse while maximizing revenue.
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Paddle67FintechLondon, United Kingdom$318.0MPaddle is a comprehensive payments, tax, and subscription solution for SaaS companies.
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Orion Advisor Solutions67FintechOmaha, United States$223.0MTechnology platform for financial advisors to manage client relationships and operations.
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Clair63FintechNew York, United States$67.7MEmbedded earned wage access for employees, integrated with HR platforms.
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Rewire63FintechTel Aviv, Israel$57.0MOnline cross-border financial services platform for international workers and migrants.
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Alpaca63FintechNew York, United States$202.0MDeveloper-first API infrastructure for stock, options, and cryptocurrency trading.
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Alloy62FintechSan Francisco, United States$207.0MIdentity risk management platform for financial institutions and fintechs to automate onboarding, fraud prevention, and compliance.
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Wirex62FintechLondon, United Kingdom$15.0MUnified platform for managing digital wealth with crypto wallets, debit cards, and banking services.
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Solana61BlockchainSan Francisco, United States$195.5MHigh-performance blockchain powering decentralized applications and crypto projects.
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ARCH60Document / Data ManagementNew York, United States$20.0MAI-powered platform for managing private investment operations and investor communications.
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Mollie60FintechAmsterdam, Netherlands$870.0MA payment service provider that simplifies online payments for businesses.
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Finch59FintechSan Francisco, United StatesAPI for HR, payroll, and benefits administration.
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April57FintechNew York, United States$78.0MApril provides embedded tax solutions for modern financial platforms, offering tax filing and planning capabilities.
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Catena Labs56Agentic AISan Francisco, United States$36.0MPioneering the first AI-native financial institution for autonomous AI agents.
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BitPay56FintechAtlanta, United StatesBitPay is a cryptocurrency payment service provider facilitating transactions for businesses and individuals.
Open source
Sapiom55Agentic AISan Francisco, United States$15.8MSapiom provides a cloud platform enabling AI agents to access tools under a usage-based billing model.
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BasisTheory55FintechSan Francisco, United States$17.0MTokenization and data security platform for managing sensitive payment data, enabling agentic commerce.
Open source