Open source focus
Open Source Alternatives to Lendpoint
60 open source Fintech options similar to Lendpoint, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
ROX Financial53FintechNew York, United StatesOpen source
Tryledger21FintechOpen source
Aemetis15Climate TechCupertino, United StatesOpen source · Self-hostable
Razorpay73FintechBengaluru, IndiaOpen source
Ecton Labs40FintechNew York, United StatesOpen source
QuantlendFintechOpen source
BridgefinanceFintechTel Aviv, IsraelOpen source
Plaid74FintechSan Francisco, United States$734.3MOpen source
Rapyd73PaymentsLondon, United Kingdom$1.3BOpen source
Stripe, Inc.72BillingSouth San Francisco, United States$11.4BOpen source
Chargebee69FintechChennai, India$303.0MOpen source
Stripes AI68FintechSouth San Francisco, United States$25.4MOpen source
Alpaca67FintechNew York, United States$202.0MOpen source
Mercury64FintechSan Francisco, United States$500.0MOpen source
Clair63FintechNew York, United States$67.7MOpen source
Credible62FintechSan Francisco, United StatesOpen source
Alloy62FintechSan Francisco, United States$207.0MOpen source
Shift4 Europe61FintechAllentown, United States$160.0MOpen source
Afterpay61FintechMelbourne, Australia$1.0BOpen source
Aave61FintechLondon, United Kingdom$29.5MOpen source
Unchained Tech60FintechAustin, United StatesOpen source
Finch59FintechSan Francisco, United StatesOpen source
Iyzico58FintechIstanbul, Turkey$30.6MOpen source
April57FintechNew York, United States$78.0MOpen source
Paid57Agentic AISan Francisco, United States$21.0MOpen source
RevenueCat57FintechSan Francisco, United States$50.0MOpen source
Shopify55E-commerce PlatformOttawa, Canada$122.3MOpen source
Volt55FintechLondon, United Kingdom$140.0MOpen source
Tweed54FintechNew York, United States$4.0MOpen source
ICME54FintechNew York, United StatesOpen source
Banked53FintechLondon, United Kingdom$2.0MOpen source
Archimedes53Fintech$7.3MOpen source · Self-hostable
CrowdProperty53FintechSolihull, United Kingdom$15.0MOpen source
PPRO52FintechLondon, United Kingdom$150.0MOpen source
Feathery52FintechTel Aviv, Israel$30.0MOpen source
- SUSuperfluid Foundation49FintechZug, Switzerland$28.2M
Open source · Self-hostable
Gringo48FintechSão Paulo, BrazilOpen source
Choco Insurance47FintechTel Aviv, IsraelOpen source
Horizon Blockchain Games47FintechToronto, Canada$10.0MOpen source
CyberGuard AI47CybersecurityDurham, United Kingdom$1.0BOpen source
Prava46FintechSan Francisco, United States$1.5MOpen source
Tapaya46FintechPrague, Czech Republic$1.1MOpen source
Euler44FintechLondon, United Kingdom$44.3MOpen source
Credbull40FintechTel Aviv, Israel$1.5MOpen source
Natural39Agentic PaymentsSan Francisco, United States$12.0MOpen source
Qanta.ai38Fintech$1.0MOpen source
KNAV34Financial ServicesAtlanta, USA$1.0MOpen source
Kayko31FintechKigali, RwandaOpen source
Lava Payments29FintechLondon, United Kingdom$7.8MOpen source
Credible Labs28Fintechירושלים, IsraelOpen source
Traditional Payment Gateways (Stripe, PayPal)23FintechSan Francisco, United StatesOpen source
Fluid22DeFiOpen source
Mercury Technologies, .19FintechSan Francisco, United StatesOpen source
DeFi Saver15DeFiBelgrade, SerbiaOpen source
Hycos AI15EnterpriseOpen source
- LOLobster.cash9Fintech
Open source
- FlasFintechSan Francisco, United States
Open source
arnipayFintechAsunción, ParaguayOpen source
AllcorFintechOpen source
VelocitypayFintechOpen source
| Company | Sector | License | HQ | Funding | Score | Website |
|---|---|---|---|---|---|---|
| ROX Financial | Fintech | Open source | New York, United States | — | 53 | |
| Tryledger | Fintech | Open source | — | — | 21 | |
| Aemetis | Climate Tech | Open source · Self-hostable | Cupertino, United States | — | 15 | |
| Razorpay | Fintech | Open source | Bengaluru, India | — | 73 | |
| Ecton Labs | Fintech | Open source | New York, United States | — | 40 | |
| Quantlend | Fintech | Open source | — | — | — | |
| Bridgefinance | Fintech | Open source | Tel Aviv, Israel | — | — | |
| Plaid | Fintech | Open source | San Francisco, United States | $734.3M | 74 | |
| Rapyd | Payments | Open source | London, United Kingdom | $1.3B | 73 | |
| Stripe, Inc. | Billing | Open source | South San Francisco, United States | $11.4B | 72 | |
| Chargebee | Fintech | Open source | Chennai, India | $303.0M | 69 | |
| Stripes AI | Fintech | Open source | South San Francisco, United States | $25.4M | 68 | |
| Alpaca | Fintech | Open source | New York, United States | $202.0M | 67 | |
| Mercury | Fintech | Open source | San Francisco, United States | $500.0M | 64 | |
| Clair | Fintech | Open source | New York, United States | $67.7M | 63 | |
| Credible | Fintech | Open source | San Francisco, United States | — | 62 | |
| Alloy | Fintech | Open source | San Francisco, United States | $207.0M | 62 | |
| Shift4 Europe | Fintech | Open source | Allentown, United States | $160.0M | 61 | |
| Afterpay | Fintech | Open source | Melbourne, Australia | $1.0B | 61 | |
| Aave | Fintech | Open source | London, United Kingdom | $29.5M | 61 | |
| Unchained Tech | Fintech | Open source | Austin, United States | — | 60 | |
| Finch | Fintech | Open source | San Francisco, United States | — | 59 | |
| Iyzico | Fintech | Open source | Istanbul, Turkey | $30.6M | 58 | |
| April | Fintech | Open source | New York, United States | $78.0M | 57 | |
| Paid | Agentic AI | Open source | San Francisco, United States | $21.0M | 57 | |
| RevenueCat | Fintech | Open source | San Francisco, United States | $50.0M | 57 | |
| Shopify | E-commerce Platform | Open source | Ottawa, Canada | $122.3M | 55 | |
| Volt | Fintech | Open source | London, United Kingdom | $140.0M | 55 | |
| Tweed | Fintech | Open source | New York, United States | $4.0M | 54 | |
| ICME | Fintech | Open source | New York, United States | — | 54 | |
| Banked | Fintech | Open source | London, United Kingdom | $2.0M | 53 | |
| Archimedes | Fintech | Open source · Self-hostable | — | $7.3M | 53 | |
| CrowdProperty | Fintech | Open source | Solihull, United Kingdom | $15.0M | 53 | |
| PPRO | Fintech | Open source | London, United Kingdom | $150.0M | 52 | |
| Feathery | Fintech | Open source | Tel Aviv, Israel | $30.0M | 52 | |
| SUSuperfluid Foundation | Fintech | Open source · Self-hostable | Zug, Switzerland | $28.2M | 49 | |
| Gringo | Fintech | Open source | São Paulo, Brazil | — | 48 | |
| Choco Insurance | Fintech | Open source | Tel Aviv, Israel | — | 47 | |
| Horizon Blockchain Games | Fintech | Open source | Toronto, Canada | $10.0M | 47 | |
| CyberGuard AI | Cybersecurity | Open source | Durham, United Kingdom | $1.0B | 47 | |
| Prava | Fintech | Open source | San Francisco, United States | $1.5M | 46 | |
| Tapaya | Fintech | Open source | Prague, Czech Republic | $1.1M | 46 | |
| Euler | Fintech | Open source | London, United Kingdom | $44.3M | 44 | |
| Credbull | Fintech | Open source | Tel Aviv, Israel | $1.5M | 40 | |
| Natural | Agentic Payments | Open source | San Francisco, United States | $12.0M | 39 | |
| Qanta.ai | Fintech | Open source | — | $1.0M | 38 | |
| KNAV | Financial Services | Open source | Atlanta, USA | $1.0M | 34 | |
| Kayko | Fintech | Open source | Kigali, Rwanda | — | 31 | |
| Lava Payments | Fintech | Open source | London, United Kingdom | $7.8M | 29 | |
| Credible Labs | Fintech | Open source | ירושלים, Israel | — | 28 | |
| Traditional Payment Gateways (Stripe, PayPal) | Fintech | Open source | San Francisco, United States | — | 23 | |
| Fluid | DeFi | Open source | — | — | 22 | |
| Mercury Technologies, . | Fintech | Open source | San Francisco, United States | — | 19 | |
| DeFi Saver | DeFi | Open source | Belgrade, Serbia | — | 15 | |
| Hycos AI | Enterprise | Open source | — | — | 15 | |
| LOLobster.cash | Fintech | Open source | — | — | 9 | |
| Fintech | Open source | San Francisco, United States | — | — | ||
| arnipay | Fintech | Open source | Asunción, Paraguay | — | — | |
| Allcor | Fintech | Open source | — | — | — | |
| Velocitypay | Fintech | Open source | — | — | — |