Alternatives to KOHO
The top Fintech companies similar to KOHO, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
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Neo Financial62FintechCalgary, CanadaA Canadian FinTech company offering spending, savings, and rewards programs through a digital platform.
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Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
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Capitec Bank68FintechCape Town, South Africa$18.1MSouth African digital bank offering accessible, affordable, and transparent financial services.
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Mambu67FintechBerlin, Germany$443.8MThe composable, API-first cloud banking platform.
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Block66FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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Kraken Financial59FintechCheyenne, United States$600.0MA Wyoming-chartered special purpose depository institution (SPDI) that provides regulated digital asset banking services and direct access to the Federal Reserve's payment infrastructure.
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Wamo54FintechHelsinki, Finland$15.0MA financial operating platform for SMEs with integrated lending and AI-driven tools.
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Green Dot50FintechAustin, United States$495.1MFinancial technology and bank holding company providing banking and payment solutions for consumers and businesses.
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A digital bank offering banking and payment services.
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PayPal77FintechSan Jose, United States$9.9BA global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
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An Israeli digital bank offering a full suite of banking services with AI-driven financial insights and personalized support.
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Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
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Payoneer69FintechNew York, United States$544.0MPayoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.
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FIS69FintechJacksonville, United States$10.5BGlobal leader in financial technology providing solutions for payments, banking, and capital markets.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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Cross River Bank52FintechFort Lee, United StatesA technology-driven bank providing embedded finance solutions and banking services to fintechs.
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Square67FintechSan Francisco, United States$10.0MAn all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools.
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Augustus65FintechNew York, United States$210.0MAugustus is building the Global Dollar Bank, a modern clearing bank providing international financial institutions with direct, 24/7 access to US Dollar payment rails.
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M-KOPA63FintechLondon, United Kingdom$325.0MFintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.
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Rewire63FintechTel Aviv, Israel$57.0MOnline cross-border financial services platform for international workers and migrants.
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Branch International63FintechSan Francisco, United States$615.0MA digital banking app offering instant loans, savings, and payments for underserved populations.
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Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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Curve62FintechLondon, United Kingdom$279.0MA financial super-app that consolidates all your cards and accounts for seamless spending and management.
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Ant International is the global arm of Ant Group, focused on expanding its digital payment and financial technology services worldwide.
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PaySend61FintechValletta, Malta$20.0MA global fintech company providing an online platform for international money transfers and related financial services.
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Atom Bank60FintechDurham, United Kingdom$176.3MA UK-based digital challenger bank.
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Klarna60FintechStockholm, Sweden$9.4BKlarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,
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Slash59FintechSan Francisco, United States$119.0MA business banking platform offering corporate cards, crypto payment integration, and automated financial management tools.
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Satispay58FintechMilan, Italy$139.0MA mobile payment system for everyday purchases.
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TenureX57FintechTel Aviv, Israel$5.0MPlatform to streamline correspondent banking relationships, democratizing access and efficiency.
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Neon Pagamentos S.A.57FintechSão Paulo, Brazil$297.0MA Brazilian digital bank and financial services platform offering accounts, credit cards, and loans.
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Jifiti55FintechColumbus, United States$25.8MJifiti provides a white-labeled embedded lending platform for banks, lenders, and merchants.
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nsave54FintechLondon, United Kingdom$18.0MAn offshore banking platform built for people from distressed economies.
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Coink54FintechBogota, Colombia$6.0MA fintech platform promoting financial inclusion in Colombia through an app-based savings platform and digitalized cash solutions.
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Cloud Walk54FintechSão Paulo, Brazil$190.0MA fintech company focused on digital payments and financial solutions for businesses.
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Futora53FintechTel Aviv, Israel$6.0MDigital platform enabling financial institutions to offer tailored, on-the-fly financial products.
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Form353FintechLondon, United Kingdom$33.0MCloud-native payment technology provider.
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A Brazilian fintech platform empowering merchants to offer and operate their own credit businesses with AI-driven embedded finance.
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Spiral51FintechNew York, United States$14.0MSpiral is an Impact-as-a-Service platform empowering financial institutions to drive community and environmental impact.
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Provides a white-label digital card services platform for financial institutions to enhance card control and visibility.
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Stash49FintechNew York City, United States$460.5MA fintech company offering a subscription-based platform for micro-investing, financial advice, and wealth-building tools.
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MatchMove47FintechSingapore, Singapore$10.0MDigital payments and banking solutions for businesses and consumers.
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Snappibank44FintechIoannina, Greece$1.0MA fully licensed digital neobank in Greece offering personal and business banking services.
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Keel43FintechManchester, United Kingdom$1.5MBanking-as-a-Service (BaaS) platform for fintechs.
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Cloud-based platform for financial institutions to manage digital payments, P2P, and A2A money movement.
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DBS Bank24FintechSingapore, SingaporeA leading digital bank in Asia, focused on leveraging technology to provide seamless banking experiences.
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Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
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Social Finance60FintechSalt Lake City, United StatesDigital personal finance company offering loans, banking, and investing for members.
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Simple35FintechPortland, United States$61.2MA digital banking platform offering a checking account, debit card, and budgeting tools.
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PayPal Payments75FintechSan Jose, United States$1.7BGlobal digital payments platform facilitating transactions for consumers and merchants.
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Tipalti75FintechSan Mateo, United States$903.0MTipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.
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N2659FintechBerlin, GermanyA 100% mobile bank offering simple, digital banking services to millions across Europe.
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RecargaPay59FintechSão Paulo, BrazilA leading Brazilian fintech offering a digital wallet, prepaid cards, and payment solutions for consumers and businesses.
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Adyen72FintechAmsterdam, Netherlands$250.0MGlobal payment processing platform for enterprise businesses.
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A fintech company focused on providing banking and payment solutions for businesses.
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Nu (Nubank)71FintechSão Paulo, Brazil$4.3BLargest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.
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Next Insurance71FintechSan Francisco, United States$1.1BDigital insurance provider offering tailored policies for small businesses and the self-employed.
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Wise70FintechLondon, United Kingdom$1.1BGlobal cross-border payments platform offering multi-currency accounts and business payment solutions.
Compare KOHO head to head
Side by side on what each one does, what it costs, and what real users report.

