Alternatives to ACP
The top Fintech companies similar to ACP, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
Adyen56FintechAmsterdam, Netherlands$369.0M
Stripe74FintechSouth San Francisco, United States$7.1B
Mambu67FintechBerlin, Germany$443.8M
Payflows58FintechParis, France$32.1M- RIRipple50FintechSan Francisco, United States$2.0B
Horizon Blockchain Games47FintechToronto, Canada$10.0M- LOLobster.cash9Fintech
- FIFiserv Inc.77Banking TechnologyMilwaukee, United States$500.0M
Tweed54FintechNew York, United States$4.0M
Kima50BlockchainTel Aviv, Israel$6.7M
Zero Hash50FintechNew York, United States$253.6M
ZeroHash49FintechNew York, United States$254.5M
Coinflow47FintechSan Francisco, United States$5.7M
Sponge42FintechSan Francisco, United States$500K
AP235FintechZug, Switzerland$1.0M
Pay333FintechSan Francisco, United States
Aemetis15Climate TechCupertino, United States
PayAI15Fintech
Plaid74FintechSan Francisco, United States$1.4B
Rapyd73PaymentsLondon, United Kingdom$1.3B
Razorpay73FintechBengaluru, India$167.0M
NIUM70FintechSingapore, Singapore$371.0M
Block67FintechSan Francisco, USA$10.0M
Paymentology67FintechLondon, United Kingdom$195.0M
Modern Treasury67FintechSan Francisco, United States$145.1M
dLocal66FintechMontevideo, Malta$265.0M
Global Payments66FintechAtlanta, United States$607.0M
Balance63FintechNew York, United States$86.5M
ZBD62Lightning NetworkTel Aviv, Israel$21.0M
Younited61FintechParis, France$666.8M- PIPine Labs61FintechGurugram, India$1.2B
PaySend61FintechValletta, Malta$235.0M
Coins.ph59FintechMakati, Philippines$121.0M
Cross River Bank58FintechFort Lee, United States$100.0M
BitPay56FintechAtlanta, United States$72.5M
PayKey55FintechTel Aviv, Israel$16.0M
Stash55FintechNew York City, United States$460.5M
Stellar54FintechSan Francisco, United States$15.5M
Okoora54FintechTel Aviv, Israel
Banked53FintechLondon, United Kingdom$2.0M
NomuPay49FintechLondon, United Kingdom$77.0M
Paytently49FintechSliema, Malta$2.2M
Bitstack48FintechParis, France$30.8M
Osu48Fintech$3.2M- MOModulr Ltd48FintechLondon, United Kingdom$42.0M
BridgerPay45FintechTel Aviv, Israel
Locus43Agentic AISan Francisco, United States
BitGo42FintechPalo Alto, United States$266.0M
Token.io41FintechLondon, United Kingdom$40.0M
Omnicast38Fintech$1.5M
Tangany37FintechBerlin, Germany$12.3M
Alterya32FintechTel Aviv, Israel
Xsolla30FintechLos Angeles, United States$70.0M- 2s Tech29Agentic AITel Aviv, Israel$1.5M
Visa's Tap to Phone26FintechSan Francisco, United States
Tryledger21Fintech
PayOS17Agentic PaymentsSan Francisco, United States$4.0M
MoltyCash10Fintech
Unicorn Payment SRL8FintechChisinau, Moldova- OPOpenx4026Web3
| Company | Sector | HQ | Funding | Score |
|---|---|---|---|---|
| Adyen | Fintech | Amsterdam, Netherlands | $369.0M | 56 |
| Stripe | Fintech | South San Francisco, United States | $7.1B | 74 |
| Mambu | Fintech | Berlin, Germany | $443.8M | 67 |
| Payflows | Fintech | Paris, France | $32.1M | 58 |
| RIRipple | Fintech | San Francisco, United States | $2.0B | 50 |
| Horizon Blockchain Games | Fintech | Toronto, Canada | $10.0M | 47 |
| LOLobster.cash | Fintech | — | — | 9 |
| FIFiserv Inc. | Banking Technology | Milwaukee, United States | $500.0M | 77 |
| Tweed | Fintech | New York, United States | $4.0M | 54 |
| Kima | Blockchain | Tel Aviv, Israel | $6.7M | 50 |
| Zero Hash | Fintech | New York, United States | $253.6M | 50 |
| ZeroHash | Fintech | New York, United States | $254.5M | 49 |
| Coinflow | Fintech | San Francisco, United States | $5.7M | 47 |
| Sponge | Fintech | San Francisco, United States | $500K | 42 |
| AP2 | Fintech | Zug, Switzerland | $1.0M | 35 |
| Pay3 | Fintech | San Francisco, United States | — | 33 |
| Aemetis | Climate Tech | Cupertino, United States | — | 15 |
| PayAI | Fintech | — | — | 15 |
| Plaid | Fintech | San Francisco, United States | $1.4B | 74 |
| Rapyd | Payments | London, United Kingdom | $1.3B | 73 |
| Razorpay | Fintech | Bengaluru, India | $167.0M | 73 |
| NIUM | Fintech | Singapore, Singapore | $371.0M | 70 |
| Block | Fintech | San Francisco, USA | $10.0M | 67 |
| Paymentology | Fintech | London, United Kingdom | $195.0M | 67 |
| Modern Treasury | Fintech | San Francisco, United States | $145.1M | 67 |
| dLocal | Fintech | Montevideo, Malta | $265.0M | 66 |
| Global Payments | Fintech | Atlanta, United States | $607.0M | 66 |
| Balance | Fintech | New York, United States | $86.5M | 63 |
| ZBD | Lightning Network | Tel Aviv, Israel | $21.0M | 62 |
| Younited | Fintech | Paris, France | $666.8M | 61 |
| PIPine Labs | Fintech | Gurugram, India | $1.2B | 61 |
| PaySend | Fintech | Valletta, Malta | $235.0M | 61 |
| Coins.ph | Fintech | Makati, Philippines | $121.0M | 59 |
| Cross River Bank | Fintech | Fort Lee, United States | $100.0M | 58 |
| BitPay | Fintech | Atlanta, United States | $72.5M | 56 |
| PayKey | Fintech | Tel Aviv, Israel | $16.0M | 55 |
| Stash | Fintech | New York City, United States | $460.5M | 55 |
| Stellar | Fintech | San Francisco, United States | $15.5M | 54 |
| Okoora | Fintech | Tel Aviv, Israel | — | 54 |
| Banked | Fintech | London, United Kingdom | $2.0M | 53 |
| NomuPay | Fintech | London, United Kingdom | $77.0M | 49 |
| Paytently | Fintech | Sliema, Malta | $2.2M | 49 |
| Bitstack | Fintech | Paris, France | $30.8M | 48 |
| Osu | Fintech | — | $3.2M | 48 |
| MOModulr Ltd | Fintech | London, United Kingdom | $42.0M | 48 |
| BridgerPay | Fintech | Tel Aviv, Israel | — | 45 |
| Locus | Agentic AI | San Francisco, United States | — | 43 |
| BitGo | Fintech | Palo Alto, United States | $266.0M | 42 |
| Token.io | Fintech | London, United Kingdom | $40.0M | 41 |
| Omnicast | Fintech | — | $1.5M | 38 |
| Tangany | Fintech | Berlin, Germany | $12.3M | 37 |
| Alterya | Fintech | Tel Aviv, Israel | — | 32 |
| Xsolla | Fintech | Los Angeles, United States | $70.0M | 30 |
| Agentic AI | Tel Aviv, Israel | $1.5M | 29 | |
| Visa's Tap to Phone | Fintech | San Francisco, United States | — | 26 |
| Tryledger | Fintech | — | — | 21 |
| PayOS | Agentic Payments | San Francisco, United States | $4.0M | 17 |
| MoltyCash | Fintech | — | — | 10 |
| Unicorn Payment SRL | Fintech | Chisinau, Moldova | — | 8 |
| OPOpenx402 | Web3 | — | — | 6 |