Alternatives to Upgrade

Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.

A digital financial services platform offering banking, lending, investing, and financial planning tools for consumers.

Largest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.

A financial technology company providing banking, lending, and payment solutions for small businesses.

A Brazilian digital bank and financial services platform offering accounts, credit cards, and loans.

Brazilian fintech providing integrated financial and software solutions for merchants of all sizes.

The composable, API-first cloud banking platform.

Financial services and digital payments company.

A digital banking app offering instant loans, savings, and payments for underserved populations.

All-in-one business banking, accounting, and tax platform for small businesses.

B2B credit infrastructure fintech enabling digital platforms to launch and scale credit products.

Indian consumer lending startup

Klarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,

Brazilian digital wallet and bank offering financial services for individuals and businesses.

A financial operating platform for SMEs with integrated lending and AI-driven tools.

Responsible lender tackling financial exclusion in the UK.

Financial technology and bank holding company providing banking and payment solutions for consumers and businesses.

A fintech company offering a subscription-based platform for micro-investing, financial advice, and wealth-building tools.

An AI-powered digital platform providing inclusive financial services and credit solutions to underserved communities.

A fully licensed digital neobank in Greece offering personal and business banking services.