Alternatives to Upgrade
The top Fintech companies similar to Upgrade, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
Chime77FintechSan Francisco, United States$12.7B
SoFi65FintechSan Francisco, United States$4.0M
Neon Pagamentos S.A.57FintechSão Paulo, Brazil$297.0M- FIFiserv Inc.77Banking TechnologyMilwaukee, United States$500.0M
Mambu67FintechBerlin, Germany$443.8M
Block67FintechSan Francisco, USA$10.0M
FinBox61FintechBengaluru, India$55.0M
Social Finance60FintechSalt Lake City, United States$1.7B
PicPay59FintechSão Paulo, Brazil$614.0M
Klarna59FintechStockholm, Sweden$9.4B
Cross River Bank58FintechFort Lee, United States$100.0M
Stash55FintechNew York City, United States$460.5M
Wamo54FintechHelsinki, Finland$15.0M
Green Dot50FintechAustin, United States$495.1M
Snappibank34FintechIoannina, Greece$1.0M
Bank of America30FintechCharlotte, United States$4.5B
DBS Bank24FintechSingapore, Singapore
Mercado Pago17FintechBuenos Aires, Argentina
Aemetis15Climate TechCupertino, United States
Rakuten CardFintechTokyo, Japan
LendingTreeFintechCharlotte, United States- CCCC MoneybaseFintechMosta, Malta
Banco BVFintechSão Paulo, Brazil
Creditas76FintechSão Paulo, Brazil$755.0M- MAMaya74FintechTaguig, Philippines$732.0M
Lending Club74FintechSan Francisco, United States$1.7B
Razorpay73FintechBengaluru, India$167.0M
Fundbox70FintechDallas, United States$546.0M
Pagaya Investments70FintechNew York, United States$1.4B
ASAAS70FintechSão Paulo, Brazil$202.0M
Unit70FintechNew York, United States$169.6M
Curve69FintechLondon, United Kingdom$279.0M
Sunbit68FintechSan Diego, United States$446.0M
Capitec Bank68FintechCape Town, South Africa$18.1M
Liquidity Group68FintechTel Aviv, Israel$985.5M
Marshmallow67InsurTechLondon, United Kingdom$194.7M
Mercury64FintechSan Francisco, United States$500.0M
PayZen64HealthcareSan Francisco, United States$472.0M
Affirm64FintechSan Francisco, United States$1.9B
Capchase63FintechNew York, USA$300.0M
Credible62FintechSan Francisco, United States
Neo Financial62FintechCalgary, Canada$110.0M
Addi61FintechBogotá, Colombia
Pipecurve61FintechSan Francisco, United Kingdom$323.1M
Younited61FintechParis, France$666.8M- FRFreedom Financial Network61FintechSan Mateo, United States$125.0M
ONE ZERO61FintechTel Aviv, Israel$152.0M
JUMO World61FintechLondon, United Kingdom$227.0M
Solaris61FintechBerlin, Germany$182.0M
Atom Bank60FintechDurham, United Kingdom$176.3M
RecargaPay59FintechSão Paulo, Brazil$37.0M
Lama AI59FintechNew York, United States$9.0M
Waltz57ProptechNew York, United States$24.0M
Atlas Invest56FintechNew York, United States$11.0M
Precise Finance55FintechNew York, United States
40Seas55FintechTel Aviv, Israel$117.0M
MoneyLion55FintechNew York, United States$150.0M
Twelve55FintechNew York, United States$10.0M
Corbel55ManufacturingNew York, United States$6.7M
Bridgement55FintechCape Town, South Africa$10.0M
| Company | Sector | HQ | Funding | Score |
|---|---|---|---|---|
| Chime | Fintech | San Francisco, United States | $12.7B | 77 |
| SoFi | Fintech | San Francisco, United States | $4.0M | 65 |
| Neon Pagamentos S.A. | Fintech | São Paulo, Brazil | $297.0M | 57 |
| FIFiserv Inc. | Banking Technology | Milwaukee, United States | $500.0M | 77 |
| Mambu | Fintech | Berlin, Germany | $443.8M | 67 |
| Block | Fintech | San Francisco, USA | $10.0M | 67 |
| FinBox | Fintech | Bengaluru, India | $55.0M | 61 |
| Social Finance | Fintech | Salt Lake City, United States | $1.7B | 60 |
| PicPay | Fintech | São Paulo, Brazil | $614.0M | 59 |
| Klarna | Fintech | Stockholm, Sweden | $9.4B | 59 |
| Cross River Bank | Fintech | Fort Lee, United States | $100.0M | 58 |
| Stash | Fintech | New York City, United States | $460.5M | 55 |
| Wamo | Fintech | Helsinki, Finland | $15.0M | 54 |
| Green Dot | Fintech | Austin, United States | $495.1M | 50 |
| Snappibank | Fintech | Ioannina, Greece | $1.0M | 34 |
| Bank of America | Fintech | Charlotte, United States | $4.5B | 30 |
| DBS Bank | Fintech | Singapore, Singapore | — | 24 |
| Mercado Pago | Fintech | Buenos Aires, Argentina | — | 17 |
| Aemetis | Climate Tech | Cupertino, United States | — | 15 |
| Rakuten Card | Fintech | Tokyo, Japan | — | — |
| LendingTree | Fintech | Charlotte, United States | — | — |
| CCCC Moneybase | Fintech | Mosta, Malta | — | — |
| Banco BV | Fintech | São Paulo, Brazil | — | — |
| Creditas | Fintech | São Paulo, Brazil | $755.0M | 76 |
| MAMaya | Fintech | Taguig, Philippines | $732.0M | 74 |
| Lending Club | Fintech | San Francisco, United States | $1.7B | 74 |
| Razorpay | Fintech | Bengaluru, India | $167.0M | 73 |
| Fundbox | Fintech | Dallas, United States | $546.0M | 70 |
| Pagaya Investments | Fintech | New York, United States | $1.4B | 70 |
| ASAAS | Fintech | São Paulo, Brazil | $202.0M | 70 |
| Unit | Fintech | New York, United States | $169.6M | 70 |
| Curve | Fintech | London, United Kingdom | $279.0M | 69 |
| Sunbit | Fintech | San Diego, United States | $446.0M | 68 |
| Capitec Bank | Fintech | Cape Town, South Africa | $18.1M | 68 |
| Liquidity Group | Fintech | Tel Aviv, Israel | $985.5M | 68 |
| Marshmallow | InsurTech | London, United Kingdom | $194.7M | 67 |
| Mercury | Fintech | San Francisco, United States | $500.0M | 64 |
| PayZen | Healthcare | San Francisco, United States | $472.0M | 64 |
| Affirm | Fintech | San Francisco, United States | $1.9B | 64 |
| Capchase | Fintech | New York, USA | $300.0M | 63 |
| Credible | Fintech | San Francisco, United States | — | 62 |
| Neo Financial | Fintech | Calgary, Canada | $110.0M | 62 |
| Addi | Fintech | Bogotá, Colombia | — | 61 |
| Pipecurve | Fintech | San Francisco, United Kingdom | $323.1M | 61 |
| Younited | Fintech | Paris, France | $666.8M | 61 |
| FRFreedom Financial Network | Fintech | San Mateo, United States | $125.0M | 61 |
| ONE ZERO | Fintech | Tel Aviv, Israel | $152.0M | 61 |
| JUMO World | Fintech | London, United Kingdom | $227.0M | 61 |
| Solaris | Fintech | Berlin, Germany | $182.0M | 61 |
| Atom Bank | Fintech | Durham, United Kingdom | $176.3M | 60 |
| RecargaPay | Fintech | São Paulo, Brazil | $37.0M | 59 |
| Lama AI | Fintech | New York, United States | $9.0M | 59 |
| Waltz | Proptech | New York, United States | $24.0M | 57 |
| Atlas Invest | Fintech | New York, United States | $11.0M | 56 |
| Precise Finance | Fintech | New York, United States | — | 55 |
| 40Seas | Fintech | Tel Aviv, Israel | $117.0M | 55 |
| MoneyLion | Fintech | New York, United States | $150.0M | 55 |
| Twelve | Fintech | New York, United States | $10.0M | 55 |
| Corbel | Manufacturing | New York, United States | $6.7M | 55 |
| Bridgement | Fintech | Cape Town, South Africa | $10.0M | 55 |