Alternatives to Upgrade

Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.

Largest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.

A financial technology company providing banking, lending, and payment solutions for small businesses.

A Brazilian digital bank and financial services platform offering accounts, credit cards, and loans.

Brazilian fintech providing integrated financial and software solutions for merchants of all sizes.

The composable, API-first cloud banking platform.

Financial services and digital payments company.

A digital banking app offering instant loans, savings, and payments for underserved populations.

Point-of-sale lending and a no-fee credit card for everyday expenses.

B2B credit infrastructure fintech enabling digital platforms to launch and scale credit products.

All-in-one business banking, accounting, and tax platform for small businesses.

Klarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,

Indian consumer lending startup

Brazilian digital wallet and bank offering financial services for individuals and businesses.

A financial operating platform for SMEs with integrated lending and AI-driven tools.

Responsible lender tackling financial exclusion in the UK.

Avant is a financial technology company providing personal loans and credit cards to middle-income consumers.

Fintech foundry building and scaling financial technology companies.

Financial technology and bank holding company providing banking and payment solutions for consumers and businesses.

A fintech company offering a subscription-based platform for micro-investing, financial advice, and wealth-building tools.