Alternatives to Nu (Nubank)
The top Fintech companies similar to Nu (Nubank), ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
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C6 Bank52FintechSao Paulo, Brazil$820.0MA Brazilian digital bank offering a full suite of financial products and services for individuals and businesses.
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PagSeguro39São Paulo, BrazilA leading provider of digital payment solutions and merchant services in Brazil.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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Upgrade62FintechSan Mateo, United States$871.0MConsumer credit and mobile banking platform offering personal loans, credit cards, and checking accounts.
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Atom Bank60FintechDurham, United Kingdom$176.3MA UK-based digital challenger bank.
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PicPay59FintechSão Paulo, Brazil$564.0MBrazilian digital wallet and bank offering financial services for individuals and businesses.
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Neon Pagamentos S.A.57FintechSão Paulo, Brazil$297.0MA Brazilian digital bank and financial services platform offering accounts, credit cards, and loans.
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Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
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Social Finance60FintechSalt Lake City, United StatesDigital personal finance company offering loans, banking, and investing for members.
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Next Insurance71FintechSan Francisco, United States$1.1BDigital insurance provider offering tailored policies for small businesses and the self-employed.
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Mambu67FintechBerlin, Germany$443.8MThe composable, API-first cloud banking platform.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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Block66FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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Branch International63FintechSan Francisco, United States$615.0MA digital banking app offering instant loans, savings, and payments for underserved populations.
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Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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Klarna60FintechStockholm, Sweden$9.4BKlarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,
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KreditBee60FintechBengaluru, India$71.5MIndian consumer lending startup
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Fiserv Inc.77Banking TechnologyMilwaukee, United States$300.0MGlobal financial technology provider for banks, credit unions, merchants, and businesses.
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Fido Solutions56FintechAccra, Ghana$33.0MFido empowers individuals and entrepreneurs in Africa with fast, easy, and secure access to digital financial services.
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MoneyLion55FintechNew York, United States$150.0MDigital financial services platform offering banking, investing, and crypto.
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Wamo54FintechHelsinki, Finland$15.0MA financial operating platform for SMEs with integrated lending and AI-driven tools.
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Setoo provides a platform for e-businesses to create and distribute personalized parametric and traditional insurance products.
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Stash49FintechNew York City, United States$460.5MA fintech company offering a subscription-based platform for micro-investing, financial advice, and wealth-building tools.
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A digital bank offering banking and payment services.
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Snappibank44FintechIoannina, Greece$1.0MA fully licensed digital neobank in Greece offering personal and business banking services.
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Kubo.financiero41FintechMexico City, Mexico$10.0MKubo Financiero is a Mexican fintech company offering personal loans and financial services to individuals.
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Findomestic23FintechFlorence, ItalyBank
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Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
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Maya74FintechTaguig, Philippines$732.0MA digital banking and payments platform offering a digital wallet, savings, credit, and merchant services.
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Bank of America30FintechCharlotte, United States$4.5BA multinational investment bank and financial services holding company.
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CyberGuard AI48CybersecurityDurham, United Kingdom$1.0BAtom is a mobile-first digital bank offering personal and business banking services in the UK.
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Capitec Bank68FintechCape Town, South Africa$18.1MSouth African digital bank offering accessible, affordable, and transparent financial services.
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Lending Club68FintechSan Francisco, United States$686.8MOnline marketplace for personal loans and banking services, offering debt consolidation and auto loan refinancing.
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Cross River Bank52FintechFort Lee, United StatesA technology-driven bank providing embedded finance solutions and banking services to fintechs.
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Planck65FintechNew York, United States$71.0MCommercial insurance data platform enabling instant and accurate business underwriting.
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Trade Republic65FintechBerlin, Germany$1.3BEurope's largest savings platform with 10M+ customers and €150B in assets.
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Revolut65FintechLondon, United Kingdom$5.9BGlobal financial super app with 70M+ customers across banking, crypto, trading, and payments.
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Healthee64FintechNew York, United States$124.0MA platform simplifying healthcare access by providing instant answers to coverage, treatment, and benefits questions.
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Rewire63FintechTel Aviv, Israel$57.0MOnline cross-border financial services platform for international workers and migrants.
- Website Aieq8Fintech
An AI-powered ETF that uses IBM Watson to select U.S. equities for investment.
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Robinhood63FintechMenlo Park, United States$539.0MCommission-free investing and trading platform for stocks, ETFs, and cryptocurrencies.
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M-KOPA63FintechLondon, United Kingdom$325.0MFintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.
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Lemonade62FintechNew York, United States$770.0MDigital insurance company using AI and behavioral economics to offer affordable, transparent, and socially impactful insurance.
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Curve62FintechLondon, United Kingdom$279.0MA financial super-app that consolidates all your cards and accounts for seamless spending and management.
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Affirm62FintechSan Francisco, United States$1.9BBuy Now, Pay Later (BNPL) service offering flexible payment options at checkout.
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FinBox62FintechBengaluru, India$55.0MB2B credit infrastructure fintech enabling digital platforms to launch and scale credit products.
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Earnix62FintechTel Aviv, Israel$218.5MGlobal provider of intelligent insurance and banking operations with agile, composable, real-time solutions.
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Wirex62FintechLondon, United Kingdom$15.0MUnified platform for managing digital wealth with crypto wallets, debit cards, and banking services.
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Tala61FintechSanta Monica, United States$382.2MTala provides AI-driven credit, savings, and crypto wallets for emerging markets.
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Digital personal finance company offering debt relief, loans, and home equity solutions.
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Younited61FintechParis, France$666.8MEuropean fintech providing instant consumer credit and payment solutions.
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10x Banking61FintechLondon, United Kingdom$40.0MProvides core, cloud banking software for banks and financial institutions, enabling faster product launches and real-time customer service.
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Kraken Financial59FintechCheyenne, United States$600.0MA Wyoming-chartered special purpose depository institution (SPDI) that provides regulated digital asset banking services and direct access to the Federal Reserve's payment infrastructure.
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AI-powered platform connecting insurance and capital markets for risk transfer and investment.
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Stori is a fintech company providing digital financial services to underserved customers.
- Website SASayata57FintechBoston, United States$100.0M
AI-enabled marketplace for commercial insurance distribution, streamlining the quote-bind-issue process.
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Bitcoin Suisse AG57FintechZug, Switzerland$46.4MA regulated Swiss crypto-financial service provider offering trading, staking, custody, and lending.
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Leo56FintechNew York, United States$6.6MAI-powered customer service solution for the insurance industry, simplifying agent-consumer interactions.
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Carmoola56FintechLondon, United Kingdom$528.2MA fully digital car finance platform.
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VOOM Insurance55FintechTel Aviv, Israel$20.0MUsage-based InsurTech for drones, aircraft, motorcycles, e-bikes, rideshare, delivery, and modern fleets.
Compare Nu (Nubank) head to head
Side by side on what each one does, what it costs, and what real users report.

