Open Source Alternatives to 10x Banking
60 open source Fintech options similar to 10x Banking, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Tryledger23FintechAI-driven ledger management solutions for financial technology operations.
Open source
Aemetis15Climate TechCupertino, United StatesAemetis is a renewable fuels and biochemicals company focused on low-carbon solutions like RNG and SAF.
Open source · Self-hostable
Forter74FintechNew York, United States$550.0MForter provides an AI-powered trust platform for digital commerce, preventing fraud and abuse while maximizing revenue.
Open source
Razorpay73FintechBengaluru, IndiaA leading payment gateway and financial services platform for businesses in India.
Open source
Kima50BlockchainTel Aviv, Israel$6.7MFintech protocol for universal liquidity, fixing DeFi interoperability by uniting fragmented blockchains and assets.
Open source
Keeta Network48BlockchainSanta Monica, United States$34.0MA high-performance Layer 1 blockchain network connecting payment systems for efficient, compliant global asset transfers.
Open source
Lava Payments36FintechLondon, United Kingdom$7.8MLava Payments is a fintech startup providing a payment orchestration platform for businesses to manage and optimize their payment flows.
Open source
KNAV35Financial ServicesAtlanta, USA$1.0MOpen source
Forgemesh11API PlatformProtocol-grade building blocks for the autonomous agent economy, enabling machine-to-machine commerce.
Open source
OpenAI86Artificial IntelligenceSan Francisco, United States$190.6BOpenAI is an AI research and deployment company dedicated to ensuring that artificial general intelligence benefits all of humanity.
Open source
Bloomberg L.P.82FintechNew York, United States$60.1BGlobal financial, software, data, and media company providing real-time information and analytics.
Open source
Shopify78E-commerce PlatformOttawa, Canada$122.3MShopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.
Open source
Rapyd74PaymentsLondon, United Kingdom$1.3BGlobal fintech-as-a-service platform enabling businesses to accept, send, and manage funds worldwide.
Open source
StarkWare73BlockchainTel Aviv, Israel$180.0MDevelops blockchain scaling solutions using STARK technology for Ethereum-secure, fast, and seamless user experiences.
Open source
Stripe, Inc.72BillingSouth San Francisco, United States$11.4BStripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
Open source
Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
Open source
Stripes AI68FintechSouth San Francisco, United States$25.4MFinancial infrastructure platform enabling businesses to accept payments and manage global operations.
Open source
Ownera58BlockchainTel Aviv, Israel$20.0MInteroperability solutions for tokenized assets, enabling secure and regulated digital securities trading.
Open source · Self-hostable
April58FintechNew York, United States$78.0MApril provides embedded tax solutions for modern financial platforms, offering tax filing and planning capabilities.
Open source
Leo56FintechNew York, United States$6.6MAI-powered customer service solution for the insurance industry, simplifying agent-consumer interactions.
Open source
Catena Labs55Agentic AISan Francisco, United States$36.0MPioneering the first AI-native financial institution for autonomous AI agents.
Open source
BasisTheory55FintechSan Francisco, United States$17.0MTokenization and data security platform for managing sensitive payment data, enabling agentic commerce.
Open source
Sapiom55Agentic AISan Francisco, United States$15.8MSapiom provides a cloud platform enabling AI agents to access tools under a usage-based billing model.
Open source
Paid54Agentic AISan Francisco, United States$21.0MAll-in-one revenue engine for AI agents, handling pricing, subscriptions, billing, and renewals.
Open source
PPRO54FintechLondon, United Kingdom$150.0MGlobal payment infrastructure provider enabling businesses to accept and make payments worldwide.
Open source
Tweed53FintechNew York, United States$4.0MSelf-custodial key management and white-label wallets for platforms integrating Web3.
Open source
Banked53FintechLondon, United Kingdom$2.0MA payment infrastructure company enabling account-to-account payments.
Open source
RevenueCat51FintechSan Francisco, United States$50.0MSubscription infrastructure for mobile apps, simplifying in-app purchases and subscriptions.
Open source
Horizon Blockchain Games47FintechToronto, Canada$10.0MBuilding the infrastructure for the onchain internet with smart wallets and cross-chain payments.
Open source
io.finnet47FintechTel Aviv, IsraelEnterprise blockchain and digital asset infrastructure for financial institutions.
Open source
Tapaya46FintechPrague, Czech Republic$1.1MPayments infrastructure for banks, fintechs, and software platforms.
Open source
Nevermined44Agentic AISan Francisco, United StatesFinancial infrastructure for AI agents, enabling instant monetization and flexible AI billing.
Open source
Prava40FintechSan Francisco, United States$1.5MPayments orchestrator for AI agents, enabling secure, encrypted payments via API and wallet.
Open source
Natural39Agentic PaymentsSan Francisco, United States$12.0MAgentic payments platform powering frictionless money movement between AI agents, businesses, and consumers.
Open source
Qanta.ai39Fintech$1.0MAI-powered agent for mortgage lenders automating customer engagement and profile creation.
Open source
giniX38Generative AITel Aviv, IsraelGenerative AI platform for creating and managing AI agents for business automation.
Open source
finitiOne29Loyalty ProgramsEnterprise loyalty and affinity program solution serving millions of users.
Open source
xpay28FintechBengaluru, IndiaPayment infrastructure for AI agents, enabling secure spending and monetization.
Open source
Ecton Labs27FintechNew York, United StatesReimagining patient financial engagement in healthcare through technology.
Open source
Bluemoney24FintechOpen source
Traditional Payment Gateways (Stripe, PayPal)23FintechSan Francisco, United StatesA financial infrastructure platform offering payment processing, banking-as-a-service, and business tools for internet companies.
Open source
Faremeter22FintechOpen-source framework enabling autonomous AI agents to make frictionless web3 payments via web2 infrastructure.
Open source · Self-hostable
Hycos AI15EnterpriseAI-powered profit floor solution for Shopify Plus merchants using NetSuite, preventing orders from shipping below margin.
Open source
PayAI15FintechDecentralized payment infrastructure and marketplace for AI agents to transact and monetize services.
Open source
Clous12FintechResolves SEC filings to a single entity with consistent JSON and confidence scores.
Open source
Autumn12AI InfrastructureSan Francisco, United StatesOpen-source billing infrastructure for AI startups, managing plans, credits, and usage metering.
Open source · Self-hostable
Fincharter11FintechInnovative fintech solutions platform launching soon. Subscribe for updates.
Open source
- Agentx40210Agentic AI
Cloud services that allow AI agents to provision and pay for themselves using crypto wallets.
Open source
x402.org10EdTechAn open, neutral standard for internet-native payments, enabling programmatic payments directly within HTTP requests.
Open source
Kuroji9Agentic AIAn AI CFO agent that watches your bank, Stripe, and payroll with cryptographically auditable ledgers.
Open source
Lobster.cash9FintechSecure payment solution for AI agents using virtual credit cards and stablecoins.
Open source
Safefork9CybersecurityLiDAR-powered safety for forklifts and industrial vehicles. Retrofit your existing fleet.
Open source
Lians8Agentic AILians provides a financial-grade memory layer for AI agents operating in regulated environments, ensuring point-in-time correct and tamper-evident recall.
Open source
Veritasforge7BlockchainLondon, EnglandVeritasforge provides a secure, auditable, and transparent platform for managing digital assets and intellectual property using blockchain technology.
Open source
Openkms7FintechHardware-backed signing API for autonomous trading agents on Solana and Cosmos.
Open source
Minhyeok6FintechBuilding in AI & finance.
Open source
Quantlend6FintechQuantlend offers innovative AI lending solutions in alternative lending and quantitative finance.
Open source
Nvoiced6FintechAI-powered accounts receivable automation platform that streamlines invoicing, payment collection, and customer communication for businesses.
Open source
Cursor77Artificial IntelligenceSan Francisco, United States$2.9BAn AI-native code editor that helps developers write, understand, and manage code more efficiently.
Open source
Manus AI75Agentic AISingapore, Singapore$150.0MThe general AI agent that turns your thoughts into actions.
Open source