Alternatives to Ripple
The top Fintech companies similar to Ripple, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
Stellar54FintechSan Francisco, United States$15.5M- BIBitPesa48FintechNairobi, Kenya$13.0M
Kite AI45Agentic AISan Francisco, United States$36.0M
BVNK61FintechLondon, United Kingdom$98.5M
Fnality42FintechLondon, United Kingdom$141.3M
Stripe74FintechSouth San Francisco, United States$7.1B
Kraken41Cryptocurrency Exchange and ServicesCheyenne, United States$952.7M
Circle53$2.8B
Mambu67FintechBerlin, Germany$443.8M
Payflows58FintechParis, France$32.1M
Kima50BlockchainTel Aviv, Israel$6.7M
Aemetis15Climate TechCupertino, United States- FIFiserv Inc.77Banking TechnologyMilwaukee, United States$500.0M
Tweed54FintechNew York, United States$4.0M
Okoora54FintechTel Aviv, Israel
Horizon Blockchain Games47FintechToronto, Canada$10.0M
Token.io41FintechLondon, United Kingdom$40.0M
Pay333FintechSan Francisco, United States- ACACP10FintechSingapore, Singapore
- LOLobster.cash9Fintech
Modern Treasury67FintechSan Francisco, United States$145.1M
Adyen56FintechAmsterdam, Netherlands$369.0M
highradius54Accounts ReceivableHouston, United States$475.0M- WYWyden52FintechNew York, United States$16.9M
Zero Hash50FintechNew York, United States$253.6M
ZeroHash49FintechNew York, United States$254.5M
Coinflow47FintechSan Francisco, United States$5.7M
Dogecoin Treasury firm45FintechOmaha, United States$175.0M
Sponge42FintechSan Francisco, United States$500K
Tangany37FintechBerlin, Germany$12.3M
AP235FintechZug, Switzerland$1.0M
PayAI15Fintech
Tokonomics15FintechSingapore, Singapore
Plaid74FintechSan Francisco, United States$1.4B
Fireblocks74BlockchainNew York City, United States$1.0B
Rapyd73PaymentsLondon, United Kingdom$1.3B
Razorpay73FintechBengaluru, India$167.0M
StarkWare73BlockchainTel Aviv, Israel$196.0M
FIS70FintechJacksonville, United States$10.5B
NIUM70FintechSingapore, Singapore$371.0M
Paymentology67FintechLondon, United Kingdom$195.0M
Block67FintechSan Francisco, USA$10.0M
Global Payments66FintechAtlanta, United States$607.0M
dLocal66FintechMontevideo, Malta$265.0M
Balance63FintechNew York, United States$86.5M
ZBD62Lightning NetworkTel Aviv, Israel$21.0M
PaySend61FintechValletta, Malta$235.0M- PIPine Labs61FintechGurugram, India$1.2B
Younited61FintechParis, France$666.8M
Utila60Digital AssetsSan Francisco, United States$51.5M
Coins.ph59FintechMakati, Philippines$121.0M
Cross River Bank58FintechFort Lee, United States$100.0M
Ownera58BlockchainTel Aviv, Israel$20.0M
Blockdaemon57BlockchainNew York, United States$25.0M- VAVariational57Decentralized Finance (DeFi)George Town, Cayman Islands$50.0M
BitPay56FintechAtlanta, United States$72.5M
Stash55FintechNew York City, United States$460.5M
Edge & Node55FintechSan Francisco, United States$60.0M
PayKey55FintechTel Aviv, Israel$16.0M
Brickken55FintechBarcelona, Spain$5.5M
| Company | Sector | HQ | Funding | Score |
|---|---|---|---|---|
| Stellar | Fintech | San Francisco, United States | $15.5M | 54 |
| BIBitPesa | Fintech | Nairobi, Kenya | $13.0M | 48 |
| Kite AI | Agentic AI | San Francisco, United States | $36.0M | 45 |
| BVNK | Fintech | London, United Kingdom | $98.5M | 61 |
| Fnality | Fintech | London, United Kingdom | $141.3M | 42 |
| Stripe | Fintech | South San Francisco, United States | $7.1B | 74 |
| Kraken | Cryptocurrency Exchange and Services | Cheyenne, United States | $952.7M | 41 |
| Circle | — | — | $2.8B | 53 |
| Mambu | Fintech | Berlin, Germany | $443.8M | 67 |
| Payflows | Fintech | Paris, France | $32.1M | 58 |
| Kima | Blockchain | Tel Aviv, Israel | $6.7M | 50 |
| Aemetis | Climate Tech | Cupertino, United States | — | 15 |
| FIFiserv Inc. | Banking Technology | Milwaukee, United States | $500.0M | 77 |
| Tweed | Fintech | New York, United States | $4.0M | 54 |
| Okoora | Fintech | Tel Aviv, Israel | — | 54 |
| Horizon Blockchain Games | Fintech | Toronto, Canada | $10.0M | 47 |
| Token.io | Fintech | London, United Kingdom | $40.0M | 41 |
| Pay3 | Fintech | San Francisco, United States | — | 33 |
| ACACP | Fintech | Singapore, Singapore | — | 10 |
| LOLobster.cash | Fintech | — | — | 9 |
| Modern Treasury | Fintech | San Francisco, United States | $145.1M | 67 |
| Adyen | Fintech | Amsterdam, Netherlands | $369.0M | 56 |
| highradius | Accounts Receivable | Houston, United States | $475.0M | 54 |
| WYWyden | Fintech | New York, United States | $16.9M | 52 |
| Zero Hash | Fintech | New York, United States | $253.6M | 50 |
| ZeroHash | Fintech | New York, United States | $254.5M | 49 |
| Coinflow | Fintech | San Francisco, United States | $5.7M | 47 |
| Dogecoin Treasury firm | Fintech | Omaha, United States | $175.0M | 45 |
| Sponge | Fintech | San Francisco, United States | $500K | 42 |
| Tangany | Fintech | Berlin, Germany | $12.3M | 37 |
| AP2 | Fintech | Zug, Switzerland | $1.0M | 35 |
| PayAI | Fintech | — | — | 15 |
| Tokonomics | Fintech | Singapore, Singapore | — | 15 |
| Plaid | Fintech | San Francisco, United States | $1.4B | 74 |
| Fireblocks | Blockchain | New York City, United States | $1.0B | 74 |
| Rapyd | Payments | London, United Kingdom | $1.3B | 73 |
| Razorpay | Fintech | Bengaluru, India | $167.0M | 73 |
| StarkWare | Blockchain | Tel Aviv, Israel | $196.0M | 73 |
| FIS | Fintech | Jacksonville, United States | $10.5B | 70 |
| NIUM | Fintech | Singapore, Singapore | $371.0M | 70 |
| Paymentology | Fintech | London, United Kingdom | $195.0M | 67 |
| Block | Fintech | San Francisco, USA | $10.0M | 67 |
| Global Payments | Fintech | Atlanta, United States | $607.0M | 66 |
| dLocal | Fintech | Montevideo, Malta | $265.0M | 66 |
| Balance | Fintech | New York, United States | $86.5M | 63 |
| ZBD | Lightning Network | Tel Aviv, Israel | $21.0M | 62 |
| PaySend | Fintech | Valletta, Malta | $235.0M | 61 |
| PIPine Labs | Fintech | Gurugram, India | $1.2B | 61 |
| Younited | Fintech | Paris, France | $666.8M | 61 |
| Utila | Digital Assets | San Francisco, United States | $51.5M | 60 |
| Coins.ph | Fintech | Makati, Philippines | $121.0M | 59 |
| Cross River Bank | Fintech | Fort Lee, United States | $100.0M | 58 |
| Ownera | Blockchain | Tel Aviv, Israel | $20.0M | 58 |
| Blockdaemon | Blockchain | New York, United States | $25.0M | 57 |
| VAVariational | Decentralized Finance (DeFi) | George Town, Cayman Islands | $50.0M | 57 |
| BitPay | Fintech | Atlanta, United States | $72.5M | 56 |
| Stash | Fintech | New York City, United States | $460.5M | 55 |
| Edge & Node | Fintech | San Francisco, United States | $60.0M | 55 |
| PayKey | Fintech | Tel Aviv, Israel | $16.0M | 55 |
| Brickken | Fintech | Barcelona, Spain | $5.5M | 55 |