Open Payments

Open PaymentsOpen Payments
Open Payments

Open Payments

Enabling real-time account verification and streamlined B2B payments through a unified Open Banking API.

2017ActiveStockholm, Sweden

About

Open Payments is a Swedish fintech company that provides an Open Banking API platform for B2B payments. It simplifies banking integrations by aggregating multiple bank APIs into one single API, allowing businesses to embed financial services such as payments, account reconciliation, and cash management directly into their existing ERP systems, accounting platforms, and treasury connections. The platform also integrates Verification of Payee (VoP) directly into its API to enhance payment security and prevent fraud.
Frequently asked

What does Open Payments do?

Open Payments is a Swedish fintech company that provides an Open Banking API platform for B2B payments. It simplifies banking integrations by aggregating multiple bank APIs into one single API, allowing businesses to embed financial services such as payments, account reconciliation, and cash management directly into their existing ERP systems, accounting platforms, and treasury connections. The platform also integrates Verification of Payee (VoP) directly into its API to enhance payment security…

Is Open Payments trustworthy and reputable?

StartupHub's Data Trust & Reputation score for Open Payments is 64 out of 100, based on site security posture and privacy practices.

What is Open Payments's revenue?

StartupHub estimates Open Payments's annual revenue at $804K (range $413K to $2.8M, 31% confidence), based on comparable companies in the sector.

What is Open Payments's valuation?

StartupHub estimates Open Payments's effective valuation at $12.9M (range $8.1M to $19.4M, 17% confidence), based on comparable companies in the sector.

How much funding has Open Payments raised?

Open Payments has raised a total of $3M in funding. The most recent round on record is Seed.

Where is Open Payments headquartered?

Open Payments is headquartered in Stockholm, Sweden.

When was Open Payments founded?

Open Payments was founded in 2017.

What industry does Open Payments operate in?

Open Payments operates in Fintech, Payments, Fraud Prevention, API, Digital Payments, Open Banking.

Who they would sell to
Monitor ERP
Already a customer

Monitor ERP is an existing customer that utilizes Open Payments' platform to embed banking functionalities into their ERP system.

ERP System Providers
Treasury Systems
Already a customer

Treasury Systems is an existing customer that uses Open Payments to integrate banking services for cash management and reconciliation.

Treasury System Providers
Juni Technologies
Already a customer

Juni Technologies is an existing customer leveraging Open Payments for its open banking capabilities.

Fintech Platforms
Bjorn Lunden
Already a customer

Bjorn Lunden is an existing customer that integrates Open Payments for enhanced accounting and payment solutions.

Accounting Software Providers
Speedledger
Already a customer

Speedledger is an existing customer that uses Open Payments to streamline financial operations within its accounting platform.

Accounting Software Providers
Finastra

Finastra offers various payment solutions and could integrate Open Payments' unified API for enhanced B2B payment capabilities and Verification of Payee services.

Financial Software Solutions

Buyer fit inferred by StartupHub from what Open Payments sells and public signals about each company. Only rows badged "already a customer" are confirmed relationships.

Who could acquire them
Stripe

Stripe, a major payment processing and financial services company, could acquire Open Payments to enhance its B2B payment offerings and integrate advanced open banking and payee verification capabilities into its platform, particularly for

Precedent: Acquired TaxJar, 2021; Acquired Metronome, 2025

BBVA

BBVA has a history of acquiring fintech startups to strengthen its digital payment solutions and could integrate Open Payments' B2B open banking platform to expand its services and reach in Europe.

Precedent: Acquired Openpay, 2017

Airwallex

Airwallex, a cross-border payments fintech, could acquire Open Payments to bolster its B2B payment infrastructure, particularly in Europe, and integrate real-time account verification and open banking APIs.

Precedent: Acquired OpenPay, 2025

Strategic fit inferred by StartupHub from each buyer's own acquisition history. No deal, approach or discussion is implied.

New entrants in Payments
Last 90 days
102
New entrants
34.0
Per month
7.9
Per week

An entrant is a company tagged Payments whose domain was first registered in the window, counted from registry records in the StartupHub directory. 13 of them registered in the last 30 days. Registry detection runs two to three weeks behind registration, so recent weeks are a floor.

Scores
Measured, not editorial
Agent Readiness
47/100

How well an AI agent can read and use this site: structured data, clean markup, and whether key facts are reachable without running JavaScript. We scan the live site.

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Domain Rating
35/100

Strength of the site’s backlink profile, on the industry-standard 0-100 scale. Licensed third-party data, not our opinion.

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Data Trust
64/100

Whether this company is a safe place to put your data: security posture, privacy signals, and reputation evidence we could verify.

Star ratings come from visitors, one per person per profile, and are shown exactly as given: we do not weight, curate or filter them. Reviews are published in full alongside the rating that accompanied them.

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