Open Payments

Open Payments
Enabling real-time account verification and streamlined B2B payments through a unified Open Banking API.
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What does Open Payments do?
Open Payments is a Swedish fintech company that provides an Open Banking API platform for B2B payments. It simplifies banking integrations by aggregating multiple bank APIs into one single API, allowing businesses to embed financial services such as payments, account reconciliation, and cash management directly into their existing ERP systems, accounting platforms, and treasury connections. The platform also integrates Verification of Payee (VoP) directly into its API to enhance payment security…
Is Open Payments trustworthy and reputable?
StartupHub's Data Trust & Reputation score for Open Payments is 64 out of 100, based on site security posture and privacy practices.
What is Open Payments's revenue?
StartupHub estimates Open Payments's annual revenue at $804K (range $413K to $2.8M, 31% confidence), based on comparable companies in the sector.
What is Open Payments's valuation?
StartupHub estimates Open Payments's effective valuation at $12.9M (range $8.1M to $19.4M, 17% confidence), based on comparable companies in the sector.
How much funding has Open Payments raised?
Open Payments has raised a total of $3M in funding. The most recent round on record is Seed.
Where is Open Payments headquartered?
Open Payments is headquartered in Stockholm, Sweden.
When was Open Payments founded?
Open Payments was founded in 2017.
What industry does Open Payments operate in?
Open Payments operates in Fintech, Payments, Fraud Prevention, API, Digital Payments, Open Banking.
Monitor ERP is an existing customer that utilizes Open Payments' platform to embed banking functionalities into their ERP system.
Treasury Systems is an existing customer that uses Open Payments to integrate banking services for cash management and reconciliation.
Juni Technologies is an existing customer leveraging Open Payments for its open banking capabilities.
Bjorn Lunden is an existing customer that integrates Open Payments for enhanced accounting and payment solutions.
Speedledger is an existing customer that uses Open Payments to streamline financial operations within its accounting platform.
Finastra offers various payment solutions and could integrate Open Payments' unified API for enhanced B2B payment capabilities and Verification of Payee services.
Buyer fit inferred by StartupHub from what Open Payments sells and public signals about each company. Only rows badged "already a customer" are confirmed relationships.
Stripe, a major payment processing and financial services company, could acquire Open Payments to enhance its B2B payment offerings and integrate advanced open banking and payee verification capabilities into its platform, particularly for
Precedent: Acquired TaxJar, 2021; Acquired Metronome, 2025
BBVA has a history of acquiring fintech startups to strengthen its digital payment solutions and could integrate Open Payments' B2B open banking platform to expand its services and reach in Europe.
Precedent: Acquired Openpay, 2017
Airwallex, a cross-border payments fintech, could acquire Open Payments to bolster its B2B payment infrastructure, particularly in Europe, and integrate real-time account verification and open banking APIs.
Precedent: Acquired OpenPay, 2025
Strategic fit inferred by StartupHub from each buyer's own acquisition history. No deal, approach or discussion is implied.
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An entrant is a company tagged Payments whose domain was first registered in the window, counted from registry records in the StartupHub directory. 13 of them registered in the last 30 days. Registry detection runs two to three weeks behind registration, so recent weeks are a floor.
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