About
Payload is a financial technology platform founded in 2019 by fintech veterans Ian Halpern and Ryan Rybolt. It automates the flow of incoming and outgoing payments across numerous industries, including real estate, legal, and professional services. The platform offers a unified, API-driven solution for ACH, card network, and real-time payments, aiming to simplify complex payment workflows and reduce the burden of PCI, KYC, and risk monitoring for businesses and software platforms.
Key facts
At-a-glance profile data
- Website
- payload.com
- Headquarters
- Cincinnati, United States
- Founded
- 2019
- Employees
- 13
- Total funding
- -
- Business model
- B2B
Funding rounds
| Date | Round | Amount | Lead investors |
|---|---|---|---|
| 19 Aug 2020 | strategic investment | Undisclosed | Fifth Third Bank |
Tech stack
Detected on payload.com, last scanned 6 Sept 2026. Run your own scan
- Frontend
- Next.js, Bootstrap
- Support
- Zendesk
- CDN
- Cloudflare
- Email provider
- Google Workspace
Frequently asked
Is Payload trustworthy and reputable?
StartupHub's Data Trust & Reputation score for Payload is 95 out of 100, based on site security posture and privacy practices.
How many employees does Payload have?
Payload has approximately 13 people on record.
J.P. Morgan Payments
Payload partners with J.P. Morgan for its payment solutions, but J.P. Morgan also offers its own payment processing services that could compete with Payload's direct offerings to larger enterprises.
Clover
Fiserv, through its Clover platform, provides payment processing and business management solutions to small and medium-sized businesses, which could overlap with Payload's SMB offerings.
Square Payments
Square, a Block Inc. company, offers payment processing hardware and software for businesses of all sizes, directly competing with Payload's payment acceptance and management tools.
Real Estate Brokerages
eXp Realty is an existing customer that utilizes Payload for a unified, digital payments experience for real estate transactions.
Real Estate Transaction Management
SkySlope has partnered with Payload Keybox for faster earnest money deposits, indicating a need for streamlined real estate payment solutions.
Confirmed customer relationships for Payload. Speculative buyer-fit guesses are not shown.