Open Source Alternatives to Open Finance
60 open source Fintech options similar to Open Finance, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Plaid74FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
Open source
Shopify78E-commerce PlatformOttawa, Canada$122.3MShopify provides a leading e-commerce platform that enables businesses of all sizes to create online stores, manage products, process payments, and fulfill orders, simplifying digital sales globally.
Open source
Lava Payments36FintechLondon, United Kingdom$7.8MLava Payments is a fintech startup providing a payment orchestration platform for businesses to manage and optimize their payment flows.
Open source
Tryledger23FintechAI-driven ledger management solutions for financial technology operations.
Open source
Aemetis15Climate TechCupertino, United StatesAemetis is a renewable fuels and biochemicals company focused on low-carbon solutions like RNG and SAF.
Open source · Self-hostable
Forter85FintechNew York, United States$550.0MForter provides an AI-powered trust platform for digital commerce, preventing fraud and abuse while maximizing revenue.
Open source
Rapyd73PaymentsLondon, United Kingdom$1.3BGlobal fintech-as-a-service platform enabling businesses to accept, send, and manage funds worldwide.
Open source
Razorpay73FintechBengaluru, IndiaA leading payment gateway and financial services platform for businesses in India.
Open source
Stripe, Inc.72BillingSouth San Francisco, United States$11.4BStripe, Inc. is an Irish-American multinational financial services and software as a service company dual-headquartered in South San Francisco, California, Unit
Open source
Stripes AI68FintechSouth San Francisco, United States$25.4MFinancial infrastructure platform enabling businesses to accept payments and manage global operations.
Open source
Mercury64FintechSan Francisco, United States$500.0MBusiness banking.
Open source
April57FintechNew York, United States$78.0MApril provides embedded tax solutions for modern financial platforms, offering tax filing and planning capabilities.
Open source
Paid57Agentic AISan Francisco, United States$21.0MAll-in-one revenue engine for AI agents, handling pricing, subscriptions, billing, and renewals.
Open source
PPRO54FintechLondon, United Kingdom$150.0MGlobal payment infrastructure provider enabling businesses to accept and make payments worldwide.
Open source
Tweed54FintechNew York, United States$4.0MSelf-custodial key management and white-label wallets for platforms integrating Web3.
Open source
Banked53FintechLondon, United Kingdom$2.0MA payment infrastructure company enabling account-to-account payments.
Open source
RevenueCat51FintechSan Francisco, United States$50.0MSubscription infrastructure for mobile apps, simplifying in-app purchases and subscriptions.
Open source
Kima50BlockchainTel Aviv, Israel$6.7MFintech protocol for universal liquidity, fixing DeFi interoperability by uniting fragmented blockchains and assets.
Open source
Attio49CRMLondon, United Kingdom$93.5MAttio is a CRM platform that automatically organizes customer data and helps teams build custom workflows without manual data entry.
Open source
Keeta Network48BlockchainSanta Monica, United States$34.0MA high-performance Layer 1 blockchain network connecting payment systems for efficient, compliant global asset transfers.
Open source
Horizon Blockchain Games47FintechToronto, Canada$10.0MBuilding the infrastructure for the onchain internet with smart wallets and cross-chain payments.
Open source
Tapaya46FintechPrague, Czech Republic$1.1MPayments infrastructure for banks, fintechs, and software platforms.
Open source
Prava40FintechSan Francisco, United States$1.5MPayments orchestrator for AI agents, enabling secure, encrypted payments via API and wallet.
Open source
Ecton Labs40FintechNew York, United StatesReimagining patient financial engagement in healthcare through technology.
Open source
Natural39Agentic PaymentsSan Francisco, United States$12.0MAgentic payments platform powering frictionless money movement between AI agents, businesses, and consumers.
Open source
KNAV35Financial ServicesAtlanta, USA$1.0MAI-powered platform for financial services.
Open source
Traditional Payment Gateways (Stripe, PayPal)23FintechSan Francisco, United StatesA financial infrastructure platform offering payment processing, banking-as-a-service, and business tools for internet companies.
Open source
Mercury Technologies, .19FintechSan Francisco, United StatesBusiness banking and financial tools for startups and growing companies.
Open source
Hycos AI15EnterpriseAI-powered profit floor solution for Shopify Plus merchants using NetSuite, preventing orders from shipping below margin.
Open source
Clous12FintechResolves SEC filings to a single entity with consistent JSON and confidence scores.
Open source
Forgemesh11API PlatformProtocol-grade building blocks for the autonomous agent economy, enabling machine-to-machine commerce.
Open source
Fincharter11FintechInnovative fintech solutions platform launching soon. Subscribe for updates.
Open source
Lobster.cash9FintechSecure payment solution for AI agents using virtual credit cards and stablecoins.
Open source
OpenAI84Artificial IntelligenceSan Francisco, United States$190.6BOpenAI is an AI research and deployment company dedicated to ensuring that artificial general intelligence benefits all of humanity.
Open source
Bloomberg L.P.82FintechNew York, United States$60.1BGlobal financial, software, data, and media company providing real-time information and analytics.
Open source
StarkWare73BlockchainTel Aviv, Israel$180.0MDevelops blockchain scaling solutions using STARK technology for Ethereum-secure, fast, and seamless user experiences.
Open source
Chargebee69FintechChennai, India$303.0MSubscription management and recurring billing platform for SaaS and e-commerce businesses.
Open source
Lovable66AI App Builder$400.0MLovable is an AI-powered platform that allows users to build full-stack applications and websites from natural language prompts, democratizing software creation.
Open source
Alpaca63FintechNew York, United States$202.0MDeveloper-first API infrastructure for stock, options, and cryptocurrency trading.
Open source
Tomorrow.io62WeatherBoston, United States$259.0MThe world's leading Weather and Climate Security Platform, providing actionable weather intelligence.
Open source
Shift4 Europe62FintechAllentown, United States$160.0MCommerce enablement technology powering billions of transactions for businesses globally.
Open source
Afterpay61FintechMelbourne, Australia$1.0BBuy Now, Pay Later service enabling interest-free installment payments for consumers.
Open source
Finch59FintechSan Francisco, United StatesAPI for HR, payroll, and benefits administration.
Open source
Tecton, Inc.59MLOpsSan Francisco, United States$257.0MOpen source
Iyzico58FintechIstanbul, Turkey$30.6MOnline payment gateway and financial services provider for businesses in Turkey and emerging markets.
Open source
Ownera58BlockchainTel Aviv, Israel$20.0MInteroperability solutions for tokenized assets, enabling secure and regulated digital securities trading.
Open source · Self-hostable
Baseten57MLOpsSan Francisco, United States$2.3BAI inference platform for deploying models in production with high performance and availability.
Open source
Catena Labs56Agentic AISan Francisco, United States$36.0MPioneering the first AI-native financial institution for autonomous AI agents.
Open source
Sapiom55Agentic AISan Francisco, United States$15.8MSapiom provides a cloud platform enabling AI agents to access tools under a usage-based billing model.
Open source
BasisTheory55FintechSan Francisco, United States$17.0MTokenization and data security platform for managing sensitive payment data, enabling agentic commerce.
Open source
Volt55FintechLondon, United Kingdom$140.0MAn open banking payment platform enabling real-time account-to-account payments globally.
Open source
Dinero54FintechStockholm, Sweden$1.2MA financial management platform for freelancers and small businesses.
Open source
OpenMeter54MLOpsTel Aviv, Israel$3.0MOpenMeter provides a usage-based metering and billing platform for cloud-native applications.
Open source · Self-hostable
Rated Labs54Web3London, United Kingdom$2.5MWeb3 infrastructure data provider focused on validator and node operator ratings.
Open source
Nevermined50Agentic AISan Francisco, United StatesFinancial infrastructure for AI agents, enabling instant monetization and flexible AI billing.
Open source
Visual Layer50DatabaseTel Aviv, Israel$7.0MAI-powered database for visual data, enabling intelligent search and analysis of images and videos.
Open source · Self-hostable
Dub49MarTechSan Francisco, United States$17.0MA modern link attribution platform for short links, conversion tracking, and affiliate programs.
Open source
Kestra49Data OrchestrationParis, France$36.0MAn open-source orchestration platform for unifying data pipelines, AI workflows, and business processes.
Open source · Self-hostable
Superfluid Foundation49FintechZug, Switzerland$28.2MReal-time finance infrastructure for Web3, enabling per-second value transfer and automated continuous payments.
Open source · Self-hostable
Choco Insurance47FintechTel Aviv, IsraelInsurtech platform simplifying insurance for small businesses and freelancers.
Open source