Alternatives to Open Finance

Plaid provides a data transfer network powering fintech and digital finance products.

Forter provides an AI-powered trust platform for digital commerce, preventing fraud and abuse while maximizing revenue.

Tipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.

Embedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.

Financial infrastructure platform for tech companies to store, move, and lend money.

Global financial infrastructure platform enabling businesses to move money across borders.

Global payroll and payments platform for modern businesses.

AI-powered network enabling financial institutions to expand customer access and scale lending.

A financial technology company providing banking, lending, and payment solutions for small businesses.

Modern corporate spend management platform for global enterprises, simplifying travel and expense.

B2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks.

Global leader in financial technology providing solutions for payments, banking, and capital markets.

Financial infrastructure platform enabling businesses to accept payments and manage global operations.

Payment operations software to automate money movement, tracking, and reconciliation for businesses.

Brazilian fintech providing integrated financial and software solutions for merchants of all sizes.

A leading global issuer-processor enabling businesses to issue and manage payment cards.

The composable, API-first cloud banking platform.

AI-native platform for identity verification, fraud prevention, and risk decisioning.

A global fintech company providing payment technology and software solutions to merchants, issuers, and consumers.

dLocal offers a robust payment processing solution designed for global enterprises to navigate cross-border transactions in emerging markets.

Integrated payment processing and recurring billing solutions for software platforms and businesses.

An all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools.

Business banking.

Unified API for bank data and payments across 10 Latin American countries.

Full-Stack AI Accounting for B2B payments and commerce.

Global payment infrastructure enabling embedded payments for businesses and partners.

Banking as a service platform connecting banks and fintechs with APIs.

Ant International is the global arm of Ant Group, focused on expanding its digital payment and financial technology services worldwide.

Global payments operating system for merchants, optimizing checkout and payment orchestration.

Provides core, cloud banking software for banks and financial institutions, enabling faster product launches and real-time customer service.

Embedded capital platform providing working capital advances to small businesses.

A global fintech platform providing merchant commerce solutions, including POS, payment gateways, and BNPL.

Global provider of intelligent insurance and banking operations with agile, composable, real-time solutions.

A global fintech company providing an online platform for international money transfers and related financial services.

All-in-one business banking, accounting, and tax platform for small businesses.

Financial services platform for emerging markets, enabling access to credit and payments.

European fintech providing instant consumer credit and payment solutions.

B2B purchase financing for SMBs to buy more and vendors to sell more.

AI-powered finance operations platform that unifies procurement, treasury, AP/AR, and cashflow management for finance teams.

Blue Dot develops a technology-based financial platform for automating employee-driven transactions and tax compliance.

End-to-end payment security solution protecting businesses from fraud, collusion, and human error.

April provides embedded tax solutions for modern financial platforms, offering tax filing and planning capabilities.

Global payment processing platform for enterprise businesses.

A business banking platform offering corporate cards, crypto payment integration, and automated financial management tools.

Financial router platform to visualize, control, and automate money flow.

Streamlines corporate finance by connecting financial data for next-generation finance leaders.

Strategic Finance Platform for high-growth SMBs and mid-market companies.

Platform to streamline correspondent banking relationships, democratizing access and efficiency.

South African fintech lender providing AI-driven flexible finance solutions for business cash flow.

Embedded banking solutions platform for banks and financial institutions.

Brazilian fintech platform providing Open Finance solutions for data aggregation, analytics, and APIs.

Embedded spend management infrastructure for B2B platforms to launch in days.

Self-custodial key management and white-label wallets for platforms integrating Web3.

Agentic financial data platform automating and validating financial processes with AI agents.

Reinventing the finance experience for modern businesses, empowering founders to focus on growth.

Fintech platform enabling businesses to embed complex multi-party payment models.

A financial operating platform for SMEs with integrated lending and AI-driven tools.

Corporate credit cards and banking services for businesses.

Global payment infrastructure provider enabling businesses to accept and make payments worldwide.

The data layer for autonomous finance, processing card spend and transactions for automated financial operations.