Alternatives to Melio
The top Fintech companies similar to Melio, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
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Tipalti75FintechSan Mateo, United States$903.0MTipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.
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OnPay61Payroll SoftwareAtlanta, United States$122.0MCloud-based payroll, HR, and benefits platform for small and medium-sized businesses.
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Bill.com57San Jose, United States$964.0MCloud platform for automating business payments and financial operations.
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Fundbox70FintechDallas, United States$536.0MEmbedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.
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Next Insurance71FintechSan Francisco, United States$1.1BDigital insurance provider offering tailored policies for small businesses and the self-employed.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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Payoneer69FintechNew York, United States$544.0MPayoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.
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Square67FintechSan Francisco, United States$10.0MAn all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools.
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Mercury67FintechSan Francisco, United States$500.0MBusiness banking.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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Pagaya Investments65FintechNew York, United States$1.4BAI-powered network enabling financial institutions to expand customer access and scale lending.
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Contabilizei63FintechSão Paulo, Brazil$81.0MOnline accounting platform simplifying tax and financial processes for Brazilian SMEs.
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Curve62FintechLondon, United Kingdom$279.0MA financial super-app that consolidates all your cards and accounts for seamless spending and management.
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Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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Sunbit62FintechSan Diego, United States$406.0MPoint-of-sale lending and a no-fee credit card for everyday expenses.
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Liquidity Group62FintechTel Aviv, Israel$985.5MGlobal AI-powered financial asset management firm providing growth capital to tech companies.
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Pipecurve61FintechSan Francisco, United Kingdom$16.0MEmbedded capital platform providing working capital advances to small businesses.
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Hourly59FintechSan Francisco, United States$44.2MAll-in-one platform for payroll, workers' compensation, and HR for small businesses.
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April58FintechNew York, United States$78.0MApril provides embedded tax solutions for modern financial platforms, offering tax filing and planning capabilities.
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Fido Solutions56FintechAccra, Ghana$33.0MFido empowers individuals and entrepreneurs in Africa with fast, easy, and secure access to digital financial services.
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Behalf55FintechNew York, United States$411.0MB2B purchase financing for SMBs to buy more and vendors to sell more.
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40Seas55FintechTel Aviv, Israel$117.0MDigital trade finance platform using AI for flexible B2B payments in global supply chains.
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Bridgement55FintechCape Town, South Africa$10.0MSouth African fintech lender providing AI-driven flexible finance solutions for business cash flow.
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Floodlight54FintechSan Francisco, United States$6.4MReinventing the finance experience for modern businesses, empowering founders to focus on growth.
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Lettuce Financial54FintechSan Francisco, United States$21.0MAutomated tax and accounting for solopreneurs, contractors, and freelancers.
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Round54FintechLondon, United Kingdom$8.1MAI-powered finance automation platform.
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Wamo54FintechHelsinki, Finland$15.0MA financial operating platform for SMEs with integrated lending and AI-driven tools.
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Corporate credit cards and banking services for businesses.
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PEX52FintechNew York, USA$160.0MIntegrated payments, credit, and spend management platform for businesses.
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Bizi51FintechTel Aviv, Israel$7.5MInnovative financial solutions for small businesses to manage cashflow and grow.
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Splitit51FintechNew York, United States$297.6MSplitit offers a merchant-branded Installments-as-a-Service platform for Buy Now, Pay Later solutions.
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Zilch50FintechLondon, United Kingdom$737.0MBuy Now, Pay Later (BNPL) service offering interest-free installments for online and in-store purchases.
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CRiskCo34FintechTel Aviv, IsraelReal-time credit and compliance intelligence for Mexico. Trusted by leading financial institutions to automate underwriting and monitor risk using SAT API data.
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Klearly49FintechAmsterdam, Netherlands$2.5MKlearly simplifies payment acceptance for SMEs across Europe using a mobile app.
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Osu46FintechLondon, United Kingdom$3.2MPayments, scheduling, and business management app for sole traders and small businesses.
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Skoor41Fintech$10.0MAI-powered corporate cards, expense management, bill payments, and accounting for small businesses.
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PayPal77FintechSan Jose, United States$9.9BA global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
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Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
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Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
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Divergent Capital35FintechTel Aviv, Israel$1.0MHigh-yield alternative funder for SMBs using predictive algorithms and SaaS tools for brokers.
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Valeria provides payroll solutions for the frontline economy, simplifying payments for hourly workers.
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PayPal Payments75FintechSan Jose, United States$1.7BGlobal digital payments platform facilitating transactions for consumers and merchants.
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Assetly34FintechNew York, United States$1.0MFintech platform for creators and small businesses to manage finances and payments.
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RecargaPay59FintechSão Paulo, BrazilA leading Brazilian fintech offering a digital wallet, prepaid cards, and payment solutions for consumers and businesses.
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Auremi33Fintech$1.5MAutomates bookkeeping, AP/AR, and financing to improve cash flow and focus on customers.
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Flizpay32FintechTel Aviv, Israel$126.1MDie deutsche Zahlungsmethode, die Shopper mit Cashback und Rabatten belohnt und Unternehmen hilft, Zahlungskosten zu senken.
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Adyen72FintechAmsterdam, Netherlands$250.0MGlobal payment processing platform for enterprise businesses.
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Papaya Global71FintechTel Aviv, Israel$438.0MGlobal payroll and payments platform for enterprises, simplifying international workforce management.
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CloudPay70FintechNew York, United States$178.0MGlobal payroll and payments platform for modern businesses.
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ASAAS70FintechSão Paulo, Brazil$102.0MASAAS automates financial processes and enhances customer relationships for businesses.
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Wise70FintechLondon, United Kingdom$1.1BGlobal cross-border payments platform offering multi-currency accounts and business payment solutions.
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Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
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Unit69FintechNew York, United States$169.6MFinancial infrastructure platform for tech companies to store, move, and lend money.
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NIUM69FintechSingapore, Singapore$331.0MGlobal financial infrastructure platform enabling businesses to move money across borders.
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FIS69FintechJacksonville, United States$10.5BGlobal leader in financial technology providing solutions for payments, banking, and capital markets.
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Chargebee69FintechChennai, India$303.0MSubscription management and recurring billing platform for SaaS and e-commerce businesses.
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Stripes AI68FintechSouth San Francisco, United States$25.4MFinancial infrastructure platform enabling businesses to accept payments and manage global operations.
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Paymentology67FintechLondon, United Kingdom$195.0MA leading global issuer-processor enabling businesses to issue and manage payment cards.
Compare Melio head to head
Side by side on what each one does, what it costs, and what real users report.

