Alternatives to Affirm
The top Fintech companies similar to Affirm, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
Klarna59FintechStockholm, Sweden$9.4B
Sezzle56FintechMinneapolis, United States$285.0M
Splitit49FintechNew York, United States$297.6M
Oney0FintechCroix, France
Afterpay61FintechMelbourne, Australia$1.0B
Zilch50FintechLondon, United Kingdom$737.0M
Sunbit68FintechSan Diego, United States$406.0M
Pier42FintechSan Francisco, United States$2.9M
Capim36FintechTel Aviv, Israel
Bumper30FintechSheffield, United Kingdom$29.1M
PayPal Credit6Fintech
Shopify CapitalFintechOttawa, Canada
Paidy62Tokyo, Japan$273.0M
Stash55FintechNew York City, United States$460.5M
Mercado Pago17FintechBuenos Aires, Argentina
Aemetis15Climate TechCupertino, United States
Zip (Formerly Quadpay)70FintechSydney, Australia$1.3B
Block67FintechSan Francisco, USA$10.0M
Scalapay61FintechMilan, Italy$781.5M
Addi61FintechBogotá, Colombia
Shopify55E-commerce PlatformOttawa, Canada$122.3M
Carmoola54FintechLondon, United Kingdom$528.2M- ATAtome48FintechSingapore, Singapore$30.0M
- Securify Ai6Fintechתל אביב - יפו, Israel
Cebuana LhuillierFintechMakati, Philippines- FIFiserv Inc.77Banking TechnologyMilwaukee, United States$300.0M
PayPal77FintechSan Jose, United States$9.9B
Chime77FintechSan Francisco, United States$12.7B
PayPal Payments76FintechSan Jose, United States$1.7B
Razorpay73FintechBengaluru, India
Rapyd73PaymentsLondon, United Kingdom$1.3B
Curve69FintechLondon, United Kingdom$279.0M
StoneCo67FintechSão Paulo, Brazil$1.5B
Mambu67FintechBerlin, Germany$443.8M
Global Payments66FintechAtlanta, United States$607.0M
Bolt63FintechSan Francisco, United States
Balance63FintechNew York, United States$86.5M
Braintree63Fintech & PaymentsChicago, United States$69.0M
Branch International62FintechSan Francisco, United States$615.0M
M-KOPA62FintechLondon, United Kingdom$325.0M
Shift4 Europe61FintechAllentown, United States$160.0M
Younited61FintechParis, France$666.8M
PicPay59FintechSão Paulo, Brazil$564.0M
Iyzico58FintechIstanbul, Turkey$30.6M
Cross River Bank58FintechFort Lee, United States
Neon Pagamentos S.A.57FintechSão Paulo, Brazil$297.0M
Adyen56FintechAmsterdam, Netherlands$250.0M
Simplex55FintechTel Aviv, Israel$8.4M
40Seas55FintechTel Aviv, Israel$117.0M
Wamo54FintechHelsinki, Finland$15.0M
Cloud Walk54FintechSão Paulo, Brazil$190.0M
CredPal53FintechLagos, Nigeria$16.6M
Weav52FintechNew York, United States$14.3M
Oodle Car Finance52FintechOxford, United Kingdom$630.0M
valU48FintechGiza, Egypt$100.0M
Truevo43FintechSliema, Malta$7.9M
Clover41Payment ProcessingSunnyvale, United States$1.4B- Geckopay Labs32FintechLondon, United Kingdom$1.0M
- CBCBlocks32FintechCasablanca, Morocco$1.0M
Xsolla30FintechLos Angeles, United States$70.0M
| Company | Sector | HQ | Funding | Score |
|---|---|---|---|---|
| Klarna | Fintech | Stockholm, Sweden | $9.4B | 59 |
| Sezzle | Fintech | Minneapolis, United States | $285.0M | 56 |
| Splitit | Fintech | New York, United States | $297.6M | 49 |
| Oney | Fintech | Croix, France | — | 0 |
| Afterpay | Fintech | Melbourne, Australia | $1.0B | 61 |
| Zilch | Fintech | London, United Kingdom | $737.0M | 50 |
| Sunbit | Fintech | San Diego, United States | $406.0M | 68 |
| Pier | Fintech | San Francisco, United States | $2.9M | 42 |
| Capim | Fintech | Tel Aviv, Israel | — | 36 |
| Bumper | Fintech | Sheffield, United Kingdom | $29.1M | 30 |
| PayPal Credit | Fintech | — | — | 6 |
| Shopify Capital | Fintech | Ottawa, Canada | — | — |
| Paidy | — | Tokyo, Japan | $273.0M | 62 |
| Stash | Fintech | New York City, United States | $460.5M | 55 |
| Mercado Pago | Fintech | Buenos Aires, Argentina | — | 17 |
| Aemetis | Climate Tech | Cupertino, United States | — | 15 |
| Zip (Formerly Quadpay) | Fintech | Sydney, Australia | $1.3B | 70 |
| Block | Fintech | San Francisco, USA | $10.0M | 67 |
| Scalapay | Fintech | Milan, Italy | $781.5M | 61 |
| Addi | Fintech | Bogotá, Colombia | — | 61 |
| Shopify | E-commerce Platform | Ottawa, Canada | $122.3M | 55 |
| Carmoola | Fintech | London, United Kingdom | $528.2M | 54 |
| ATAtome | Fintech | Singapore, Singapore | $30.0M | 48 |
| Fintech | תל אביב - יפו, Israel | — | 6 | |
| Cebuana Lhuillier | Fintech | Makati, Philippines | — | — |
| FIFiserv Inc. | Banking Technology | Milwaukee, United States | $300.0M | 77 |
| PayPal | Fintech | San Jose, United States | $9.9B | 77 |
| Chime | Fintech | San Francisco, United States | $12.7B | 77 |
| PayPal Payments | Fintech | San Jose, United States | $1.7B | 76 |
| Razorpay | Fintech | Bengaluru, India | — | 73 |
| Rapyd | Payments | London, United Kingdom | $1.3B | 73 |
| Curve | Fintech | London, United Kingdom | $279.0M | 69 |
| StoneCo | Fintech | São Paulo, Brazil | $1.5B | 67 |
| Mambu | Fintech | Berlin, Germany | $443.8M | 67 |
| Global Payments | Fintech | Atlanta, United States | $607.0M | 66 |
| Bolt | Fintech | San Francisco, United States | — | 63 |
| Balance | Fintech | New York, United States | $86.5M | 63 |
| Braintree | Fintech & Payments | Chicago, United States | $69.0M | 63 |
| Branch International | Fintech | San Francisco, United States | $615.0M | 62 |
| M-KOPA | Fintech | London, United Kingdom | $325.0M | 62 |
| Shift4 Europe | Fintech | Allentown, United States | $160.0M | 61 |
| Younited | Fintech | Paris, France | $666.8M | 61 |
| PicPay | Fintech | São Paulo, Brazil | $564.0M | 59 |
| Iyzico | Fintech | Istanbul, Turkey | $30.6M | 58 |
| Cross River Bank | Fintech | Fort Lee, United States | — | 58 |
| Neon Pagamentos S.A. | Fintech | São Paulo, Brazil | $297.0M | 57 |
| Adyen | Fintech | Amsterdam, Netherlands | $250.0M | 56 |
| Simplex | Fintech | Tel Aviv, Israel | $8.4M | 55 |
| 40Seas | Fintech | Tel Aviv, Israel | $117.0M | 55 |
| Wamo | Fintech | Helsinki, Finland | $15.0M | 54 |
| Cloud Walk | Fintech | São Paulo, Brazil | $190.0M | 54 |
| CredPal | Fintech | Lagos, Nigeria | $16.6M | 53 |
| Weav | Fintech | New York, United States | $14.3M | 52 |
| Oodle Car Finance | Fintech | Oxford, United Kingdom | $630.0M | 52 |
| valU | Fintech | Giza, Egypt | $100.0M | 48 |
| Truevo | Fintech | Sliema, Malta | $7.9M | 43 |
| Clover | Payment Processing | Sunnyvale, United States | $1.4B | 41 |
| Fintech | London, United Kingdom | $1.0M | 32 | |
| CBCBlocks | Fintech | Casablanca, Morocco | $1.0M | 32 |
| Xsolla | Fintech | Los Angeles, United States | $70.0M | 30 |