Alternatives to Affirm

Klarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,

Splitit offers a merchant-branded Installments-as-a-Service platform for Buy Now, Pay Later solutions.

Point-of-sale lending and a no-fee credit card for everyday expenses.

Sezzle is a buy now, pay later (BNPL) platform offering interest-free installment plans for online and in-store purchases.

Buy Now, Pay Later (BNPL) service offering interest-free installments for online and in-store purchases.

A digital credit solution offering flexible payment options for online purchases.

A platform for companies to launch and automate credit products.

Bumper provides flexible payment solutions for car repairs and aftersales services, allowing customers to spread costs interest-free.

A French financial services company specializing in payment solutions, consumer credit, and digital banking.

Buy Now, Pay Later service enabling interest-free installment payments for consumers.

Fintech company providing Buy Now, Pay Later solutions for dental treatments.

Provides working capital to Shopify merchants to help them grow their businesses.

A digital payment service offering buy now, pay later options.

Online platform for asset-backed consumer loans, offering secured credit with lower interest rates.

A financial technology company providing banking, lending, and payment solutions for small businesses.

The composable, API-first cloud banking platform.

Brazilian fintech providing integrated financial and software solutions for merchants of all sizes.

Financial services and digital payments company.

A digital banking app offering instant loans, savings, and payments for underserved populations.

Fintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.

All-in-one business banking, accounting, and tax platform for small businesses.

European fintech providing instant consumer credit and payment solutions.

Indian consumer lending startup

A Brazilian digital bank and financial services platform offering accounts, credit cards, and loans.

A fully digital car finance platform.

Fido empowers individuals and entrepreneurs in Africa with fast, easy, and secure access to digital financial services.

Digital trade finance platform using AI for flexible B2B payments in global supply chains.

A fintech company focused on digital payments and financial solutions for businesses.

A financial operating platform for SMEs with integrated lending and AI-driven tools.

A Brazilian fintech platform empowering merchants to offer and operate their own credit businesses with AI-driven embedded finance.

Digital platform enabling financial institutions to offer tailored, on-the-fly financial products.

Oodle Car Finance provides a seamless, digital platform for used car financing, connecting buyers with dealers and lenders.

Fintech foundry building and scaling financial technology companies.

A fintech company offering a subscription-based platform for micro-investing, financial advice, and wealth-building tools.

A leading payment gateway and financial services platform for businesses in India.

A fully licensed digital neobank in Greece offering personal and business banking services.

MyBucks provides AI-powered financial services and lending solutions for underserved markets.

A global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.

Chime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.

Global digital payments platform facilitating transactions for consumers and merchants.

Simplic is a Brazilian fintech offering flexible and uncomplicated online personal loans.

Tipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.

Global payment processing platform for enterprise businesses.

Largest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.

Digital insurance provider offering tailored policies for small businesses and the self-employed.

ASAAS automates financial processes and enhances customer relationships for businesses.

A multinational investment bank and financial services holding company.

Plaid provides a data transfer network powering fintech and digital finance products.

Global cross-border payments platform offering multi-currency accounts and business payment solutions.

Embedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.

Global financial infrastructure platform enabling businesses to move money across borders.

Payoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.

Financial infrastructure platform for tech companies to store, move, and lend money.

Global leader in financial technology providing solutions for payments, banking, and capital markets.

Payment operations software to automate money movement, tracking, and reconciliation for businesses.

A technology-driven bank providing embedded finance solutions and banking services to fintechs.

An all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools.

A leading global issuer-processor enabling businesses to issue and manage payment cards.

A global fintech company providing payment technology and software solutions to merchants, issuers, and consumers.