Credibur Secures €1.85M Pre-Seed for Private Credit Tech

Berlin-based FinTech Credibur secured €1.85 million in pre-Seed Credibur funding. European FinTech VC Redstone led this round. Additionally, Silicon Valley’s MS&AD Ventures and Canadian VC Inovia also participated, alongside several business angels.

Automating Private Credit Infrastructure

Founded in 2024 by Nicolas Kipp, Credibur develops a modular API-and-AI-first infrastructure. Furthermore, this platform automates debt facilities between non-bank lenders and institutional capital providers. It orchestrates the entire credit process for alternative lenders like buy now, pay later providers.

The SaaS platform replaces manual, Excel-based workflows. Therefore, it provides real-time decision-making data for structured credit portfolios. Credibur aims to digitalise debt facility management, a historically complex and neglected area, unlike traditional core banking platforms such as Mambu or Thought Machine.

Kipp previously co-founded embedded lending platform Banxware and served as Chief Risk Officer at Ratepay. Indeed, his experience highlighted operational bottlenecks in funding and reporting processes. The 10-person team addresses these issues, enabling confident scaling for lenders.

Europe's private credit market reached €430 billion last year. However, many institutional capital providers still rely on outdated systems. This pre-Seed Credibur funding will accelerate technical development, customer acquisition, and team expansion. Credibur is now emerging from stealth mode with initial pilot customers.