KOHO vs Wamo
KOHO vs Wamo, compared side by side on 16 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: KOHO is on 49/100 and Wamo on 54/100.
Where each one leads
KOHO
- domain rating: 70/100 against 45/100
- funding raised: $130M against $15.0M
Wamo
- our overall score: 54/100 against 49/100
At a glance
| Measure | KOHO | Wamo |
|---|---|---|
| What it is | A modern financial platform for Canadians. | A financial operating platform for SMEs with integrated lending and AI-driven tools. |
| Category | Fintech, Financial Services, Banking, Neobank | Fintech, Financial Services, Payments, Digital Payments |
| Sells toBusiness model | B2C | B2B |
| Offering | Platform | Platform |
| Founded | 2014 | 2021 |
| Headquarters | Toronto, Canada | Helsinki, Finland |
| Status | Active | Active |
Size, funding and growth
| Measure | KOHO | Wamo |
|---|---|---|
| Employees | Not published | 122 |
| Total funding | $130M | $15.0M |
| Latest round | Growth | Series A |
| Valuation | $1.3B | Not published |
| LinkedIn followers | Not published | 10,949 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | KOHO | Wamo |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 49/100 | 54/100 |
| Traction | 40/100 | 56/100 |
| Team | Not published | 60/100 |
| Community | Not published | 8/100 |
| Search visibility | 15/100 | 35/100 |
| Quality | 68/100 | 58/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (52/100) | D (55/100) |
| Domain ratingLink authority, 0-100 | 70/100 | 45/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | KOHO | Wamo |
|---|---|---|
| Hosting | Netlify | Not detected |
| CDN | Cloudflare | Not detected |
| CMS | Not detected | Framer |
| Payments | Apple PAY | Not detected |
| Analytics | Segment, Amplitude, Microsoft Clarity, Hotjar | Google Tag Manager |
What users say
| Measure | KOHO | Wamo |
|---|---|---|
| Reddit sentimentThreads we track | 1 positive, 4 negative across 6 threads | Not published |
“I've been doing some research, and I see the rates on Koho are super competitive. The 3.5% savings interest rate on the everything account is crazy and the 2% cash back on groceries is also really appealing to me, as that is most of my expe”r/PersonalFinanceCanada
KOHO vs Wamo: common questions
Which is better, KOHO or Wamo?
On our 0-100 score Wamo rates higher (54/100 against 49/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 16 data points above: read the rows that match what you are buying for.
How do KOHO and Wamo compare on the numbers?
KOHO leads on domain rating (70/100 against 45/100), funding raised ($130M against $15.0M). Wamo leads on our overall score (54/100 against 49/100).
What do real users say about KOHO and Wamo?
KOHO: 1 positive and 4 negative mentions across 6 Reddit threads we track, mostly in r/PersonalFinanceCanada.
Read the full KOHO review and pricing or the Wamo review and pricing. You can also browse other KOHO alternatives we track.