Alternatives to Zip
The top Fintech companies similar to Zip, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
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Ramp62FintechNew York City, United States$2.9BAI-powered financial operations platform for businesses, offering corporate cards, expense management, and bill payments.
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Sezzle56FintechMinneapolis, United States$285.0MSezzle is a buy now, pay later (BNPL) platform offering interest-free installment plans for online and in-store purchases.
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Brex66FintechSan Francisco, United States$1.9B - Website
Traza45Procurement SoftwareNew York, USA$2.1MAI agents that autonomously execute procurement workflows.
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SAP ConcurExpense ManagementBellevue, United StatesCloud-based platform for travel, expense, and invoice management.
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Agentic AI platform for enterprise legal, procurement, and finance automation.
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Tipalti74FintechSan Mateo, United States$903.0MTipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.
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Curve69FintechLondon, United Kingdom$279.0MA financial super-app that consolidates all your cards and accounts for seamless spending and management.
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Melio69FintechNew York, United States$654.0MB2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks.
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Mesh Payments69FintechNew York, United States$123.0MModern corporate spend management platform for global enterprises, simplifying travel and expense.
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Mercury64FintechSan Francisco, United States$500.0MBusiness banking.
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Rho64FintechNew York, United States$344.9MFinancial operating system for startups and scale-ups with banking, cards, and treasury.
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Spendesk63FintechParis, France$71.0MAll-in-one spend management platform for growing businesses.
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Corcentric63FintechCherry Hill, United States$395.0MB2B commerce solutions for AP, AR, procurement, and payments.
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Lili61FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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Reap61FintechHong Kong, Hong Kong$45.0MA corporate payment solutions platform for businesses to manage and optimize their spending.
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Payhawk61FintechLondon, United Kingdom$81.0MAll-in-one spend management platform for businesses, simplifying expenses, cards, and payments.
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PayEm59FintechTel Aviv, Israel$207.0MGlobal spend management and procurement platform automating the request-to-reconciliation process.
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Blue Dot58FintechTel Aviv, Israel$89.5MBlue Dot develops a technology-based financial platform for automating employee-driven transactions and tax compliance.
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CapitalOS55FintechSan Francisco, United States$9.0MEmbedded spend management infrastructure for B2B platforms to launch in days.
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Floodlight54FintechSan Francisco, United States$6.4MReinventing the finance experience for modern businesses, empowering founders to focus on growth.
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Corporate credit cards and banking services for businesses.
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Round54FintechLondon, United Kingdom$8.1MAI-powered finance automation platform.
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Astrada54FintechSan Francisco, United States$15.8MThe data layer for autonomous finance, processing card spend and transactions for automated financial operations.
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PEX52FintechNew York, USA$160.0MIntegrated payments, credit, and spend management platform for businesses.
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AI-powered platform for managing and optimizing business finances and operations.
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Opal Payment44FintechNew York, United States$1.5MOpal automates media agency back-office operations, including contract, invoicing, and payment management.
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Papaya Global83FintechTel Aviv, Israel$438.0MGlobal payroll and payments platform for enterprises, simplifying international workforce management.
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Skoor41Fintech$10.0MAI-powered corporate cards, expense management, bill payments, and accounting for small businesses.
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Salmon40FintechTel Aviv, Israel$188.0MSalmon is a fintech company providing a platform for managing and optimizing business finances.
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Casap39FintechMiami, United States$26.5MCasap is a platform that helps individuals and small businesses manage their finances and payments.
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PayPal77FintechSan Jose, United States$9.9BA global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
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Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
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PayPal Payments75FintechSan Jose, United States$1.7BGlobal digital payments platform facilitating transactions for consumers and merchants.
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Plaid74FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
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Assetly34FintechNew York, United States$1.0MFintech platform for creators and small businesses to manage finances and payments.
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Global provider of financial services technology and payment solutions.
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Proyix33Fintech$1.5MProyix is a platform that helps businesses manage and automate their financial operations, including invoicing, payments, and expense tracking.
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Finstep provides a platform for managing and optimizing business finances for freelancers and small businesses.
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Auremi33Fintech$1.5MAutomates bookkeeping, AP/AR, and financing to improve cash flow and focus on customers.
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Flizpay32FintechTel Aviv, Israel$126.1MAI-powered platform for automated invoice processing and payment reconciliation.
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Stampli70FintechLos Angeles, United States$142.7MAutomates accounts payable processes for businesses without disrupting existing ERP systems.
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CloudPay70FintechNew York, United States$178.0MGlobal payroll and payments platform for modern businesses.
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ASAAS70FintechSão Paulo, Brazil$102.0MASAAS automates financial processes and enhances customer relationships for businesses.
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Fundbox70FintechDallas, United States$536.0MEmbedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.
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FIS70FintechJacksonville, United States$10.5BGlobal leader in financial technology providing solutions for payments, banking, and capital markets.
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NIUM70FintechSingapore, Singapore$331.0MGlobal financial infrastructure platform enabling businesses to move money across borders.
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Unit70FintechNew York, United States$169.6MFinancial infrastructure platform for tech companies to store, move, and lend money.
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Wise70FintechLondon, United Kingdom$1.1BGlobal cross-border payments platform offering multi-currency accounts and business payment solutions.
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Bank of America30FintechCharlotte, United States$4.5BA multinational investment bank and financial services holding company.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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Chargebee69FintechChennai, India$303.0MSubscription management and recurring billing platform for SaaS and e-commerce businesses.
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Payoneer69FintechNew York, United States$544.0MPayoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.
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Stripes AI68FintechSouth San Francisco, United States$25.4MFinancial infrastructure platform enabling businesses to accept payments and manage global operations.
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Sunbit68FintechSan Diego, United States$406.0MPoint-of-sale lending and a no-fee credit card for everyday expenses.
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Mambu67FintechBerlin, Germany$443.8MThe composable, API-first cloud banking platform.
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Paymentology67FintechLondon, United Kingdom$195.0MA leading global issuer-processor enabling businesses to issue and manage payment cards.
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Obligo67FintechNew York, United States$92.5MFintech platform that eliminates security deposits for renters and landlords using open banking.
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Modern Treasury67FintechSan Francisco, United States$145.1MPayment operations software to automate money movement, tracking, and reconciliation for businesses.
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Block67FintechSan Francisco, USA$10.0MFinancial services and digital payments company.