Alternatives to Splitit
The top Fintech companies similar to Splitit, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
Splitit compared with the top alternatives
Side by side on what each one does, what it costs, and what real users report.
| Product | Key features | Pricing | User reviews | Visit |
|---|---|---|---|---|
| Not listed | 17% positive (6) | Try Splitit | ||
| Not listed | 25% positive (4) | Try StoneCo | ||
| See plans | 17% positive (6) | Try BlueVine |
Review sentiment is aggregated from real discussions across relevant subreddits. Pricing reflects each vendor's public plans and can change, so check the provider for the current price.
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Klarna60FintechStockholm, Sweden$9.4BKlarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,
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Affirm62FintechSan Francisco, United States$1.9BBuy Now, Pay Later (BNPL) service offering flexible payment options at checkout.
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Iyzico56FintechIstanbul, Turkey$30.6MOnline payment gateway and financial services provider for businesses in Turkey and emerging markets.
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Afterpay62FintechMelbourne, Australia$1.0BBuy Now, Pay Later service enabling interest-free installment payments for consumers.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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CredPal56FintechLagos, Nigeria$16.6MCredPal offers flexible "Shop Now, Pay Later" solutions, enabling installment payments for consumers and businesses across Africa.
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40Seas55FintechTel Aviv, Israel$117.0MDigital trade finance platform using AI for flexible B2B payments in global supply chains.
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PayPal77FintechSan Jose, United States$9.9BA global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
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Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
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Fundbox70FintechDallas, United States$536.0MEmbedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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Payoneer69FintechNew York, United States$544.0MPayoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.
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Mambu67FintechBerlin, Germany$443.8MThe composable, API-first cloud banking platform.
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Global Payments66FintechAtlanta, United States$607.0MA global fintech company providing payment technology and software solutions to merchants, issuers, and consumers.
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Block66FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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M-KOPA63FintechLondon, United Kingdom$325.0MFintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.
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Branch International63FintechSan Francisco, United States$615.0MA digital banking app offering instant loans, savings, and payments for underserved populations.
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Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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FinBox62FintechBengaluru, India$55.0MB2B credit infrastructure fintech enabling digital platforms to launch and scale credit products.
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Scalapay61FintechMilan, Italy$781.5MScalapay is a leading European buy-now-pay-later (BNPL) platform offering interest-free installment payments.
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Younited61FintechParis, France$666.8MEuropean fintech providing instant consumer credit and payment solutions.
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Yoyo Wallet60FintechLondon, United Kingdom$31.0MBank card-linked loyalty platform for personalized rewards and seamless redemption.
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KreditBee60FintechBengaluru, India$71.5MIndian consumer lending startup
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Fiserv Inc.77Banking TechnologyMilwaukee, United States$300.0MGlobal financial technology provider for banks, credit unions, merchants, and businesses.
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Addi42FintechBogotá, ColombiaBuy now, pay later platform for Latin America, offering credit to consumers and businesses.
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Neon Pagamentos S.A.57FintechSão Paulo, Brazil$297.0MA Brazilian digital bank and financial services platform offering accounts, credit cards, and loans.
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Fido Solutions56FintechAccra, Ghana$33.0MFido empowers individuals and entrepreneurs in Africa with fast, easy, and secure access to digital financial services.
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Carmoola56FintechLondon, United Kingdom$528.2MA fully digital car finance platform.
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Jifiti55FintechColumbus, United States$25.8MJifiti provides a white-labeled embedded lending platform for banks, lenders, and merchants.
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Pay.com55FintechTel Aviv, Israel$128.0MAll-inclusive payment platform for businesses of all sizes, from micro-merchants to large enterprises.
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Wamo54FintechHelsinki, Finland$15.0MA financial operating platform for SMEs with integrated lending and AI-driven tools.
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Cloud Walk54FintechSão Paulo, Brazil$190.0MA fintech company focused on digital payments and financial solutions for businesses.
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Futora53FintechTel Aviv, Israel$6.0MDigital platform enabling financial institutions to offer tailored, on-the-fly financial products.
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A Brazilian fintech platform empowering merchants to offer and operate their own credit businesses with AI-driven embedded finance.
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Oodle Car Finance52FintechOxford, United Kingdom$630.0MOodle Car Finance provides a seamless, digital platform for used car financing, connecting buyers with dealers and lenders.
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Talino51FintechLos Angeles, USA$12.4MFintech foundry building and scaling financial technology companies.
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Dojo50FintechLondon, United Kingdom$385.1MDojo provides a cloud-native platform for in-person and digital payment solutions, business funding, and booking management.
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Stash49FintechNew York City, United States$460.5MA fintech company offering a subscription-based platform for micro-investing, financial advice, and wealth-building tools.
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Razorpay73FintechBengaluru, IndiaA leading payment gateway and financial services platform for businesses in India.
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Snappibank44FintechIoannina, Greece$1.0MA fully licensed digital neobank in Greece offering personal and business banking services.
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MyBucks provides AI-powered financial services and lending solutions for underserved markets.
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qomodo39FintechMilan, Italy$1.0MBuy now, pay later tool for Italy’s main-street retailers
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Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
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A Moroccan fintech startup specializing in Buy Now, Pay Later (BNPL) solutions.
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Tipalti75FintechSan Mateo, United States$903.0MTipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.
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Enova (Simplic)35FintechSão Paulo, Brazil$10.0MSimplic is a Brazilian fintech offering flexible and uncomplicated online personal loans.
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PayPal Payments75FintechSan Jose, United States$1.7BGlobal digital payments platform facilitating transactions for consumers and merchants.
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Geckopay offers a payment gateway and financial tools for businesses, focusing on seamless integration and global reach.
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Adyen72FintechAmsterdam, Netherlands$250.0MGlobal payment processing platform for enterprise businesses.
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Nu (Nubank)71FintechSão Paulo, Brazil$4.3BLargest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.
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Bolt56FintechSan Francisco, United StatesBolt provides a one-click checkout experience and an intelligent, self-updating payments platform for e-commerce.
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Next Insurance71FintechSan Francisco, United States$1.1BDigital insurance provider offering tailored policies for small businesses and the self-employed.
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Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
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ASAAS70FintechSão Paulo, Brazil$102.0MASAAS automates financial processes and enhances customer relationships for businesses.
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Bank of America30FintechCharlotte, United States$4.5BA multinational investment bank and financial services holding company.
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Wise70FintechLondon, United Kingdom$1.0BGlobal cross-border payments platform offering multi-currency accounts and business payment solutions.
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Melio69FintechNew York, United States$654.0MB2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks.
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FIS69FintechJacksonville, United States$10.5BGlobal leader in financial technology providing solutions for payments, banking, and capital markets.
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Unit69FintechNew York, United States$169.6MFinancial infrastructure platform for tech companies to store, move, and lend money.
Compare Splitit head to head
Side by side on what each one does, what it costs, and what real users report.