Open source focus
Open Source Alternatives to Spendback
60 open source Fintech options similar to Spendback, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
Catena Labs56Agentic AISan Francisco, United States$36.0MOpen source
Stripe, Inc.73BillingSouth San Francisco, United States$11.4BOpen source
Stripes AI68FintechSouth San Francisco, United States$25.4MOpen source
Mercury64FintechSan Francisco, United States$500.0MOpen source
Iyzico58FintechIstanbul, Turkey$30.6MOpen source
BitPay56FintechAtlanta, United StatesOpen source
Dinero54FintechStockholm, Sweden$1.2MOpen source
Megvii53Computer VisionBeijing, ChinaOpen source
Banked53FintechLondon, United Kingdom$2.0MOpen source
Digits53FintechSan Francisco, United StatesOpen source
CipherOwl52FintechSan Francisco, United States$15.0MOpen source
Playgama43GamingDubai, United Arab Emirates$3.0MOpen source
Credbull40FintechTel Aviv, Israel$1.5MOpen source
Brexia34FintechSan Francisco, United StatesOpen source
Coplane33Travel TechTel Aviv, Israel$16.8MOpen source
Qanta.ai29Fintech$1.0MOpen source
Xverum21Data PlatformOpen source
Airfleet20MarketingOpen source
Upsonic19Developer ToolsLondon, United KingdomOpen source · Self-hostable
Hycos AI15EnterpriseOpen source
Aemetis15Climate TechCupertino, United StatesOpen source · Self-hostable
Hypercubic12Enterprise SoftwareSan Francisco, United StatesOpen source
- ATAtoZ Labs11Blockchain
Open source · Self-hostable
Traditional Payment Gateways (Stripe, PayPal)2FintechSan Francisco, United StatesOpen source
Auto InflateGenerative AIOpen source
FisarumFintechTel Aviv, IsraelOpen source
Obscura Ephermeral ClubAI InfrastructureOpen source
TrackrevMarTechOpen source
AllfoliosFintechLondon, United KingdomOpen source
- ProcureraaProcurement Software
Open source
- AigrowwContent Creation AI
Open source
NvoicedFintechOpen source
- AUAutumnAI InfrastructureSan Francisco, United States
Open source · Self-hostable
FatturapaFintechOpen source
ZedareFintechOpen source
eToro85FintechLimassol, Cyprus$524.0MOpen source
VAST Data85StorageNew York, United States$881.0MOpen source
Nebius85NeocloudAmsterdam, Netherlands$6.3BOpen source
Forter85FintechNew York, United States$550.0MOpen source
Databricks82Data AnalyticsSan Francisco, United States$31.7BOpen source · Self-hostable
Bloomberg L.P.82FintechNew York, United States$60.1BOpen source
Arm Holdings plc77Semiconductor DesignCambridge, United Kingdom$35.9BOpen source
Together AI76AI InfrastructureSan Francisco, United States$906.0MOpen source · Self-hostable
Alchemy76BlockchainSan Francisco, United States$450.0MOpen source
NemoClaw75Artificial IntelligenceOpen source · Self-hostable
Plaid74FintechSan Francisco, United States$734.3MOpen source
Coinbase73FintechSan Francisco, United States$1.1BOpen source
Rapyd73PaymentsLondon, United Kingdom$1.3BOpen source
Razorpay73FintechBengaluru, IndiaOpen source
StarkWare73BlockchainTel Aviv, Israel$180.0MOpen source
Neon72DatabaseSan Francisco, United States$1.2BOpen source
DeepSeek AI70AI InfrastructureBeijing, ChinaOpen source
OpenRouter70InfrastructureSan Francisco, United States$153.5MOpen source
Crunchbase70DataSan Francisco, United StatesOpen source
WekaIO70ComputingCampbell, United States$565.0MOpen source
Chargebee69FintechChennai, India$303.0MOpen source
Pinecone69AI InfrastructureSan Francisco, United States$138.0MOpen source
- UPUpvest69FintechBerlin, Germany$392.0M
Open source
Netlify69Developer ToolsSan Francisco, United States$202.1MOpen source
Teleport69CybersecurityOakland, United States$190.0MOpen source
| Company | Sector | License | HQ | Funding | Score |
|---|---|---|---|---|---|
| Catena Labs | Agentic AI | Open source | San Francisco, United States | $36.0M | 56 |
| Stripe, Inc. | Billing | Open source | South San Francisco, United States | $11.4B | 73 |
| Stripes AI | Fintech | Open source | South San Francisco, United States | $25.4M | 68 |
| Mercury | Fintech | Open source | San Francisco, United States | $500.0M | 64 |
| Iyzico | Fintech | Open source | Istanbul, Turkey | $30.6M | 58 |
| BitPay | Fintech | Open source | Atlanta, United States | — | 56 |
| Dinero | Fintech | Open source | Stockholm, Sweden | $1.2M | 54 |
| Megvii | Computer Vision | Open source | Beijing, China | — | 53 |
| Banked | Fintech | Open source | London, United Kingdom | $2.0M | 53 |
| Digits | Fintech | Open source | San Francisco, United States | — | 53 |
| CipherOwl | Fintech | Open source | San Francisco, United States | $15.0M | 52 |
| Playgama | Gaming | Open source | Dubai, United Arab Emirates | $3.0M | 43 |
| Credbull | Fintech | Open source | Tel Aviv, Israel | $1.5M | 40 |
| Brexia | Fintech | Open source | San Francisco, United States | — | 34 |
| Coplane | Travel Tech | Open source | Tel Aviv, Israel | $16.8M | 33 |
| Qanta.ai | Fintech | Open source | — | $1.0M | 29 |
| Xverum | Data Platform | Open source | — | — | 21 |
| Airfleet | Marketing | Open source | — | — | 20 |
| Upsonic | Developer Tools | Open source · Self-hostable | London, United Kingdom | — | 19 |
| Hycos AI | Enterprise | Open source | — | — | 15 |
| Aemetis | Climate Tech | Open source · Self-hostable | Cupertino, United States | — | 15 |
| Hypercubic | Enterprise Software | Open source | San Francisco, United States | — | 12 |
| ATAtoZ Labs | Blockchain | Open source · Self-hostable | — | — | 11 |
| Traditional Payment Gateways (Stripe, PayPal) | Fintech | Open source | San Francisco, United States | — | 2 |
| Auto Inflate | Generative AI | Open source | — | — | — |
| Fisarum | Fintech | Open source | Tel Aviv, Israel | — | — |
| Obscura Ephermeral Club | AI Infrastructure | Open source | — | — | — |
| Trackrev | MarTech | Open source | — | — | — |
| Allfolios | Fintech | Open source | London, United Kingdom | — | — |
| Procurement Software | Open source | — | — | — | |
| Content Creation AI | Open source | — | — | — | |
| Nvoiced | Fintech | Open source | — | — | — |
| AUAutumn | AI Infrastructure | Open source · Self-hostable | San Francisco, United States | — | — |
| Fatturapa | Fintech | Open source | — | — | — |
| Zedare | Fintech | Open source | — | — | — |
| eToro | Fintech | Open source | Limassol, Cyprus | $524.0M | 85 |
| VAST Data | Storage | Open source | New York, United States | $881.0M | 85 |
| Nebius | Neocloud | Open source | Amsterdam, Netherlands | $6.3B | 85 |
| Forter | Fintech | Open source | New York, United States | $550.0M | 85 |
| Databricks | Data Analytics | Open source · Self-hostable | San Francisco, United States | $31.7B | 82 |
| Bloomberg L.P. | Fintech | Open source | New York, United States | $60.1B | 82 |
| Arm Holdings plc | Semiconductor Design | Open source | Cambridge, United Kingdom | $35.9B | 77 |
| Together AI | AI Infrastructure | Open source · Self-hostable | San Francisco, United States | $906.0M | 76 |
| Alchemy | Blockchain | Open source | San Francisco, United States | $450.0M | 76 |
| NemoClaw | Artificial Intelligence | Open source · Self-hostable | — | — | 75 |
| Plaid | Fintech | Open source | San Francisco, United States | $734.3M | 74 |
| Coinbase | Fintech | Open source | San Francisco, United States | $1.1B | 73 |
| Rapyd | Payments | Open source | London, United Kingdom | $1.3B | 73 |
| Razorpay | Fintech | Open source | Bengaluru, India | — | 73 |
| StarkWare | Blockchain | Open source | Tel Aviv, Israel | $180.0M | 73 |
| Neon | Database | Open source | San Francisco, United States | $1.2B | 72 |
| DeepSeek AI | AI Infrastructure | Open source | Beijing, China | — | 70 |
| OpenRouter | Infrastructure | Open source | San Francisco, United States | $153.5M | 70 |
| Crunchbase | Data | Open source | San Francisco, United States | — | 70 |
| WekaIO | Computing | Open source | Campbell, United States | $565.0M | 70 |
| Chargebee | Fintech | Open source | Chennai, India | $303.0M | 69 |
| Pinecone | AI Infrastructure | Open source | San Francisco, United States | $138.0M | 69 |
| UPUpvest | Fintech | Open source | Berlin, Germany | $392.0M | 69 |
| Netlify | Developer Tools | Open source | San Francisco, United States | $202.1M | 69 |
| Teleport | Cybersecurity | Open source | Oakland, United States | $190.0M | 69 |