Alternatives to SAP Concur
The top Expense Management companies similar to SAP Concur, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
SAP Concur compared with the top alternatives
Side by side on what each one does, what it costs, and what real users report.
| Product | Key features | Pricing | User reviews | Visit |
|---|---|---|---|---|
| Not listed | 0% positive (6) | Try SAP Concur | ||
| See plans | 0% positive (6) | Try Expensify | ||
| Not listed | 20% positive (5) | Try Navan, Inc. | ||
| Not listed | 50% positive (2) | Try Ramp |
Review sentiment is aggregated from real discussions across relevant subreddits. Pricing reflects each vendor's public plans and can change, so check the provider for the current price.
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Mobilexpense62Expense ManagementGhent, Belgium$20.0MAutomated expense and spend management SaaS platform for businesses.
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Expensify68Expense ManagementSan Francisco, United States$217.7MAll-in-one expense management platform for businesses, leveraging AI for automation.
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N2F54Expense ManagementParis, France$10.0MN2F is a French startup that simplifies expense management for businesses.
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Expedience Software7Expense ManagementAustin, United StatesAutomates expense management and corporate travel booking for businesses.
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Expensya54Expense ManagementTunis, Tunisia$22.0MAI-powered business expense management platform simplifying expense reporting and compliance.
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Navan, Inc.74Corporate Travel ManagementPalo Alto, United States$3.9BNavan is an all-in-one corporate travel and expense management platform that unifies booking, policy enforcement, and expense reporting for modern businesses.
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TravelPerk70TravelBarcelona, Spain$712.5MAn all-in-one business travel management platform for companies seeking control and traveler freedom.
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Coplane33Travel TechTel Aviv, Israel$16.8MCoPlane takes work out of your back office, converting it to software and agent systems that put your operators at the controls.
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Spendesk63FintechParis, France$71.0MAll-in-one spend management platform for growing businesses.
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Ramp62FintechNew York City, United States$2.9BAI-powered financial operations platform for businesses, offering corporate cards, expense management, and bill payments.
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Oversee61TravelTel Aviv, Israel$2.0MOversee (formerly FairFly) provides AI-powered travel spend optimization for air and hotel bookings, serving large enterprises globally.
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Webexpenses24Expense ManagementLondon, United KingdomCloud-based expense management software automating tracking, processing, and reimbursement for finance teams.
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PayEm54FintechTel Aviv, Israel$207.0MGlobal spend management and procurement platform automating the request-to-reconciliation process.
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Way2Vat52FintechTel Aviv, Israel$5.0MAutomated expense management and foreign VAT reclaim solution with patented invoice analysis.
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Emburse Spend (formerly Abacus)50FintechLos Angeles, United States$95.0MEmburse provides a suite of expense management and accounts payable solutions for businesses.
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Zoho Expense10Expense ManagementChennai, IndiaCloud-based expense management software for businesses to track, manage, and report expenses.
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Receiptmatch7Expense ManagementAutomates expense management and receipt processing for businesses.
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Invoice Processing37Invoice ProcessingNew York, United States$1.0MAI-powered automation for efficient invoice processing and accounts payable.
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Perk36Artificial IntelligenceBoston, USA$300.0MAI-native travel and spend management platform
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Tipalti75FintechSan Mateo, United States$903.0MTipalti is a global payables automation platform that streamlines mass payments, supplier onboarding, and financial compliance for mid-market companies.
- Website REreciptor [AI]33Invoice ProcessingTel Aviv, Israel$1.5M
AI-powered automated expense management and invoice processing for businesses.
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Stampli65FintechLos Angeles, United States$142.7MAutomates accounts payable processes for businesses without disrupting existing ERP systems.
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Rydoo62Belgium$6.0MAI & SaaS-driven expense management platform for businesses.
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Zip45FintechSan Francisco, United StatesA platform for managing and automating business payments and expenses.
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AppZen48Accounts PayableSan Mateo, United States$489.9MAI-powered platform automating accounts payable processes for businesses.
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Flizpay32FintechTel Aviv, Israel$126.1MDie deutsche Zahlungsmethode, die Shopper mit Cashback und Rabatten belohnt und Unternehmen hilft, Zahlungskosten zu senken.
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Deems8Travel TechDeems provides a platform for managing and optimizing business travel and expense programs.
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Mod AI46Agentic AISan Francisco, United StatesAI agents that automate the entire accounts payable workflow, from invoice processing to payment.
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Tourbo.io25TravelB2B on-demand web app platform enhancing business and VIP traveler experiences.
- Website ACAccounts Payable10Accounts PayableSan Francisco, United States
AI tools to manage and optimize accounts payable processes for businesses.
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Wrenbase10FintechAn AI-powered operational layer for invoices, payments, vendor intake, and client intelligence.
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Sopheris offers a platform with one intelligence layer supporting multiple operational applications for controlled and auditable operations.
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Arbitrip54TravelTel Aviv, Israel$4.0MCorporate travel taskforce using smart technology for smarter, cost-effective business trips.
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Commeet19Expense ManagementEnterprise spending governance platform that controls every expense before it occurs.
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Custodia54EnterpriseSan Francisco, United States$15.0MEnterprise finance platform reinventing expense management with intelligent design and streamlined systems.
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Green Invoice51InvoiceTel Aviv, Israel$20.0MA comprehensive SaaS platform for businesses and independent professionals to manage clients, items, expenses, and documents with smart invoicing.
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Wego50Travel TechSingapore, Singapore$62.9MWego is a leading travel metasearch engine and online marketplace for flights and hotels.
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Mercury67FintechSan Francisco, United States$500.0MBusiness banking.
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Marshmallow66InsurTechLondon, United Kingdom$194.7MA UK-based fintech company providing insurance and financial services to newcomers and underserved communities.
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Rho65FintechNew York, United States$344.9MFinancial operating system for startups and scale-ups with banking, cards, and treasury.
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Zeitgold63FintechBerlin, Germany$54.7MFintech back-office solution for small businesses, automating financials with AI and experts.
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Mesh Payments62FintechNew York, United States$123.0MModern corporate spend management platform for global enterprises, simplifying travel and expense.
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Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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Curve62FintechLondon, United Kingdom$279.0MA financial super-app that consolidates all your cards and accounts for seamless spending and management.
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zeni61Accounting AutomationPalo Alto, United States$49.5MAI-powered platform combining bookkeeping, accounting, and financial services for startups.
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Payhawk61FintechLondon, United Kingdom$81.0MAll-in-one spend management platform for businesses, simplifying expenses, cards, and payments.
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Blue Dot58FintechTel Aviv, Israel$89.5MBlue Dot develops a technology-based financial platform for automating employee-driven transactions and tax compliance.
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Float financial57FintechToronto, Canada$158.5MA Canadian business finance platform offering corporate cards, expense management, and high-yield accounts.
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Reap57FintechHong Kong, Hong Kong$45.0MA corporate payment solutions platform for businesses to manage and optimize their spending.
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Celery56FinanceNew York, United States$6.3MAutomated audit layer for finance teams to reduce costs and identify financial discrepancies.
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Divvy (acquired by Bill.com)55FintechSalt Lake City, United States$417.5MCorporate card and spend management platform for businesses, acquired by Bill.com.
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Capital on Tap55FintechLondon, United Kingdom$1.6BProvides flexible business credit and payment solutions for SMEs.
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Floodlight54FintechSan Francisco, United States$6.4MReinventing the finance experience for modern businesses, empowering founders to focus on growth.
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CapitalOS54FintechSan Francisco, United States$9.0MEmbedded spend management infrastructure for B2B platforms to launch in days.
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Dinero54FintechStockholm, Sweden$1.2MA financial management platform for freelancers and small businesses.
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PocketGuard53FintechSan Mateo, United States$10.0MPersonal finance app that helps users track spending, create budgets, and save money.
- Website PAParker53FintechSan Francisco, United States$45.0M
Corporate credit cards and banking services for businesses.
Compare SAP Concur head to head
Side by side on what each one does, what it costs, and what real users report.

