Alternatives to Plaid

Brazilian fintech platform providing Open Finance solutions for data aggregation, analytics, and APIs.

European open banking platform enabling financial data access, payments, and financial service development.

A technology-driven bank providing embedded finance solutions and banking services to fintechs.

Full-Stack AI Accounting for B2B payments and commerce.

Trustly is a global leader in Pay by Bank solutions, enabling consumers and merchants to make and receive instant, secure payments directly from bank accounts.

Financial router platform to visualize, control, and automate money flow.

A payment infrastructure company enabling account-to-account payments.

Banking-as-a-Service (BaaS) platform for fintechs.

A real-time command center for financial infrastructure.

Purpose-built payments & billing for AI agents and agentic software. Flexible pricing models, real-time billing, no fixed fees. Start monetizing in days, not months.

Payment verification and clearing for businesses.

Stripe is a financial infrastructure platform for the internet, enabling businesses of all sizes to accept payments and manage their finances online.

Financial infrastructure platform for tech companies to store, move, and lend money.

Unified API for bank data and payments across 10 Latin American countries.

Infrastructure for building and scaling digital financial products, focusing on identity, risk, and credit.

Digital brokerage and wealth management solutions provider for financial institutions.

The leading global provider of financial APIs.

B2B payment solutions enabling merchants and marketplaces to offer flexible payment terms.

Fintech platform enabling businesses to embed complex multi-party payment models.

Independently verifiable pre-transaction records for AI-initiated payments.

The single API for commerce platforms, providing real-time financial products and standardized customer data.

Client onboarding and digital account opening platform.

The data layer for autonomous finance, processing card spend and transactions for automated financial operations.

API platform for financial institutions to securely share data and services.

OatFi provides a platform for businesses to manage and automate their financial operations, including payments and invoicing.

Open banking platform enabling seamless financial data aggregation and insights for businesses.

Integrated operating layer for businesses to manage digital assets, combining custodial wallets, crypto payments, and bank connectivity.

Swelv provides fund lifecycle infrastructure for private capital, streamlining capital calls, distributions, and LP reporting.

API for HR, payroll, and benefits administration.

Unified credential system providing AI agents with virtual cards, email, and phone numbers.

A payment platform for businesses to collect one-off and recurring payments via direct debit.

An AI-native bank offering white-label banking services and Banking-as-a-Service (BaaS).

Obol provides financial teams with transparent inflow/outflow data for collaborative action.

Grow Now Pay Later solution for marketing budgets to fund customer acquisition.

Tokenization and data security platform for managing sensitive payment data, enabling agentic commerce.

A platform enabling businesses to embed financial services directly into their offerings.

No more foreign exchange.Simple. At Currency Stream we believe people should be able to confidently pay for goods and services in their own currency no matter where they are in the world. That is why

AI-powered payment infrastructure for businesses to automate and optimize financial operations.

Streamlines payment processing and financial operations for businesses through automated reconciliation and data integration.

Provides a comprehensive financial technology platform with APIs and SDKs for SMBs, Fintechs, and enterprises.

Automated finance operations OS for real-time cash flow management and continuous reconciliation.

Monto connects financial platforms for seamless buyer-supplier communication and transactions.

Treasury.com is a financial technology company focused on modernizing treasury management for businesses.

Avoid costly fintech infrastructure mistakes before your team starts building.

AI-powered automation for financial workflows, focusing on payments and reconciliation.

A platform facilitating owner-finance agreements for real estate, land, farms, and businesses, connecting buyers and sellers directly.

NodeBank provides AI-powered financial infrastructure for businesses, enabling seamless payment and banking operations.

A platform for managing and executing complex financial transactions and deals.

Braid is a platform that automates financial operations for businesses, enabling seamless payment processing and reconciliation.

Agentic payments platform powering frictionless money movement between AI agents, businesses, and consumers.

Jupiter provides a unified platform for managing and analyzing financial data for businesses.

Pioneering the first AI-native financial institution for autonomous AI agents.

Sapiom provides a cloud platform enabling AI agents to access tools under a usage-based billing model.

Automating the creation and day-to-day running of almost any business.

AI-powered transaction management for businesses.

Agentic Payments for APIs

AI captures, connects, and reconciles financial documents for accounting, invoicing, HR, and tax.