Alternatives to PEX
The top Fintech companies similar to PEX, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
PEX compared with the top alternatives
Side by side on what each one does, what it costs, and what real users report.
| Product | Key features | Pricing | User reviews | Visit |
|---|---|---|---|---|
| Not listed | 50% positive (4) | Try PEX | ||
| Not listed | 50% positive (2) | Try Ramp | ||
| See plans | 0% positive (3) | Try Square |
Review sentiment is aggregated from real discussions across relevant subreddits. Pricing reflects each vendor's public plans and can change, so check the provider for the current price.
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Ramp62FintechNew York City, United States$2.9BAI-powered financial operations platform for businesses, offering corporate cards, expense management, and bill payments.
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Brex67FintechSan Francisco, United States$1.9B - Website
Skoor41Fintech$10.0MAI-powered corporate cards, expense management, bill payments, and accounting for small businesses.
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Payhawk61FintechLondon, United Kingdom$81.0MAll-in-one spend management platform for businesses, simplifying expenses, cards, and payments.
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Reap57FintechHong Kong, Hong Kong$45.0MA corporate payment solutions platform for businesses to manage and optimize their spending.
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Divvy (acquired by Bill.com)55FintechSalt Lake City, United States$417.5MCorporate card and spend management platform for businesses, acquired by Bill.com.
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Floodlight54FintechSan Francisco, United States$6.4MReinventing the finance experience for modern businesses, empowering founders to focus on growth.
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Corporate credit cards and banking services for businesses.
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Mercury67FintechSan Francisco, United States$500.0MBusiness banking.
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Square67FintechSan Francisco, United States$10.0MAn all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools.
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Rho65FintechNew York, United States$344.9MFinancial operating system for startups and scale-ups with banking, cards, and treasury.
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Spendesk63FintechParis, France$71.0MAll-in-one spend management platform for growing businesses.
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Contabilizei63FintechSão Paulo, Brazil$81.0MOnline accounting platform simplifying tax and financial processes for Brazilian SMEs.
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Mesh Payments62FintechNew York, United States$123.0MModern corporate spend management platform for global enterprises, simplifying travel and expense.
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Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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American Express Company43FintechNew York, United StatesA global financial services corporation known for its payment cards, network, and travel-related services.
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Capital on Tap55FintechLondon, United Kingdom$1.6BProvides flexible business credit and payment solutions for SMEs.
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PayEm54FintechTel Aviv, Israel$207.0MGlobal spend management and procurement platform automating the request-to-reconciliation process.
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CapitalOS54FintechSan Francisco, United States$9.0MEmbedded spend management infrastructure for B2B platforms to launch in days.
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Wamo54FintechHelsinki, Finland$15.0MA financial operating platform for SMEs with integrated lending and AI-driven tools.
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Provides a white-label digital card services platform for financial institutions to enhance card control and visibility.
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Astrada49FintechSan Francisco, United States$15.8MThe data layer for autonomous finance, processing card spend and transactions for automated financial operations.
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MatchMove47FintechSingapore, Singapore$10.0MDigital payments and banking solutions for businesses and consumers.
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DBS Bank24FintechSingapore, SingaporeA leading digital bank in Asia, focused on leveraging technology to provide seamless banking experiences.
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PayPal77FintechSan Jose, United States$9.9BA global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online.
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Chime77FintechSan Francisco, United States$12.7BChime is a US neobank offering mobile-first banking services with no monthly fees, automated savings, and early paycheck access.
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Assetly34FintechNew York, United States$1.0MFintech platform for creators and small businesses to manage finances and payments.
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Next Insurance71FintechSan Francisco, United States$1.1BDigital insurance provider offering tailored policies for small businesses and the self-employed.
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Plaid70FintechSan Francisco, United States$734.3MPlaid provides a data transfer network powering fintech and digital finance products.
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Fundbox70FintechDallas, United States$536.0MEmbedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.
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Bank of America30FintechCharlotte, United States$4.5BA multinational investment bank and financial services holding company.
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FIS69FintechJacksonville, United States$10.5BGlobal leader in financial technology providing solutions for payments, banking, and capital markets.
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Payoneer69FintechNew York, United States$544.0MPayoneer is a global payment platform enabling businesses and freelancers to send, receive, and manage cross-border payments in multiple currencies.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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Melio69FintechNew York, United States$654.0MB2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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Block66FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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Augustus65FintechNew York, United States$210.0MAugustus is building the Global Dollar Bank, a modern clearing bank providing international financial institutions with direct, 24/7 access to US Dollar payment rails.
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M-KOPA63FintechLondon, United Kingdom$325.0MFintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.
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Zeitgold63FintechBerlin, Germany$54.7MFintech back-office solution for small businesses, automating financials with AI and experts.
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A retirement savings platform making 401(k)s accessible and affordable for small and medium-sized businesses.
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Curve62FintechLondon, United Kingdom$279.0MA financial super-app that consolidates all your cards and accounts for seamless spending and management.
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Ant International is the global arm of Ant Group, focused on expanding its digital payment and financial technology services worldwide.
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Pipecurve61FintechSan Francisco, United Kingdom$16.0MEmbedded capital platform providing working capital advances to small businesses.
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PaySend61FintechValletta, Malta$20.0MA global fintech company providing an online platform for international money transfers and related financial services.
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Hourly59FintechSan Francisco, United States$44.2MAll-in-one platform for payroll, workers' compensation, and HR for small businesses.
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Slash59FintechSan Francisco, United States$119.0MA business banking platform offering corporate cards, crypto payment integration, and automated financial management tools.
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Kraken Financial59FintechCheyenne, United States$600.0MA Wyoming-chartered special purpose depository institution (SPDI) that provides regulated digital asset banking services and direct access to the Federal Reserve's payment infrastructure.
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April58FintechNew York, United States$78.0MApril provides embedded tax solutions for modern financial platforms, offering tax filing and planning capabilities.
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Satispay58FintechMilan, Italy$139.0MA mobile payment system for everyday purchases.
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Blue Dot58FintechTel Aviv, Israel$89.5MBlue Dot develops a technology-based financial platform for automating employee-driven transactions and tax compliance.
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Float financial57FintechToronto, Canada$158.5MA Canadian business finance platform offering corporate cards, expense management, and high-yield accounts.
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TenureX57FintechTel Aviv, Israel$5.0MPlatform to streamline correspondent banking relationships, democratizing access and efficiency.
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Shine2FintechParis, FranceA neobank based in France offering Business accounts including a debit card, with all transactions being managed from an iPhone or Android application.
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Sequence56FintechSan Francisco, United States$15.0MFinancial router platform to visualize, control, and automate money flow.
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CredPal56FintechLagos, Nigeria$16.6MCredPal offers flexible "Shop Now, Pay Later" solutions, enabling installment payments for consumers and businesses across Africa.
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Jifiti55FintechColumbus, United States$25.8MJifiti provides a white-labeled embedded lending platform for banks, lenders, and merchants.
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Behalf55FintechNew York, United States$411.0MB2B purchase financing for SMBs to buy more and vendors to sell more.
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Kick55FintechSan Francisco, United States$1.0MSelf-driving bookkeeping software automating financial tasks for modern businesses and accountants.
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Payouts.com55FintechSan Francisco, United States$12.1MAutomated, worldwide real-time payouts for vendors and affiliates with speed and simplicity.
Compare PEX head to head
Side by side on what each one does, what it costs, and what real users report.

