Open source focus
Open Source Alternatives to Penfed
51 open source Credit Union options similar to Penfed, ranked by named competitors first, sector overlap, and our 0-100 AI-readiness score. Each profile notes license and self-hosting where we have it.
CyberGuard AI47CybersecurityDurham, United Kingdom$1.0BOpen source
Credible62FintechSan Francisco, United StatesOpen source
ROX Financial53FintechNew York, United StatesOpen source
Credible Labs28Fintechירושלים, IsraelOpen source
New York Life Insurance Company85InsuranceNew York, United States$4.1BOpen source
Bloomberg L.P.82FintechNew York, United States$60.1BOpen source
Plaid74FintechSan Francisco, United States$734.3MOpen source
Razorpay73FintechBengaluru, IndiaOpen source
WekaIO70ComputingCampbell, United States$565.0MOpen source
Orion Advisor Solutions67FintechOmaha, United States$223.0MOpen source
Nationwide Insurance65InsurTechColumbus, United States$35.0BOpen source
H2O.ai64Foundation ModelMountain View, United States$228.1MOpen source · Self-hostable
Rewire63FintechTel Aviv, Israel$57.0MOpen source
Aave61FintechLondon, United Kingdom$29.5MOpen source
Unchained Tech60FintechAustin, United StatesOpen source
Fair Isaac Corporation (FICO)60Financial ServicesBozeman, United StatesOpen source
OpenGamma60FintechLondon, United Kingdom$10.0MOpen source
CrowdProperty53FintechSolihull, United Kingdom$15.0MOpen source
Archimedes53Fintech$7.3MOpen source · Self-hostable
Drift Protocol49CryptocurrencyMiami, USA$147.5MOpen source
Crowdsense48EnterpriseTel Aviv, Israel$880KOpen source
Bluprynt47FintechNew York, United States$6.0MOpen source
Cma Intelligence47FintechLondon, United Kingdom$1.0MOpen source
Euler44FintechLondon, United Kingdom$44.3MOpen source
- BABAND42Artificial IntelligenceKochav Ya'ir, Israel$17.0M
Open source
Gryphon Investors41Private EquitySan Francisco, United States$63.0MOpen source
Qanta.ai38Fintech$1.0MOpen source
KNAV34Financial ServicesAtlanta, USA$1.0MOpen source
Kayko31FintechKigali, RwandaOpen source
Blackstone30Financial ServicesNew York City, United StatesOpen source
Centora30AccountingLeatherhead, United KingdomOpen source
AIA29InsurTechHong Kong, Hong KongOpen source
Halluminate28Agentic AISan Francisco, United StatesOpen source
Blue Capital Group25Financial ServicesLondon, United KingdomOpen source
- BRBrinker Capital24Wealth ManagementBerwyn, United States
Open source
Fluid22DeFiOpen source
- LOLongacre Square Partners21Financial ServicesNew York, USA
Open source
Tryledger21FintechOpen source
- EUEurazeo21Venture CapitalParis, France
Open source
Malta Investment Visa20Immigration ServicesSan Ġiljan, MaltaOpen source
Generational Health20M&A AdvisoryAustin, United StatesOpen source
Aemetis15Climate TechCupertino, United StatesOpen source · Self-hostable
DeFi Saver15DeFiBelgrade, SerbiaOpen source
BanyanbridgecapitalFintechOpen source
WealthidentityFintechTel Aviv, IsraelOpen source
101countholdingsFintechOpen source
DirectvestFintechOpen source
FxframeworkFintechLondon, United KingdomOpen source
QuantlendFintechOpen source
InvestmentgenieFintechOpen source
AllcorFintechOpen source
| Company | Sector | License | HQ | Funding | Score | Website |
|---|---|---|---|---|---|---|
| CyberGuard AI | Cybersecurity | Open source | Durham, United Kingdom | $1.0B | 47 | |
| Credible | Fintech | Open source | San Francisco, United States | — | 62 | |
| ROX Financial | Fintech | Open source | New York, United States | — | 53 | |
| Credible Labs | Fintech | Open source | ירושלים, Israel | — | 28 | |
| New York Life Insurance Company | Insurance | Open source | New York, United States | $4.1B | 85 | |
| Bloomberg L.P. | Fintech | Open source | New York, United States | $60.1B | 82 | |
| Plaid | Fintech | Open source | San Francisco, United States | $734.3M | 74 | |
| Razorpay | Fintech | Open source | Bengaluru, India | — | 73 | |
| WekaIO | Computing | Open source | Campbell, United States | $565.0M | 70 | |
| Orion Advisor Solutions | Fintech | Open source | Omaha, United States | $223.0M | 67 | |
| Nationwide Insurance | InsurTech | Open source | Columbus, United States | $35.0B | 65 | |
| H2O.ai | Foundation Model | Open source · Self-hostable | Mountain View, United States | $228.1M | 64 | |
| Rewire | Fintech | Open source | Tel Aviv, Israel | $57.0M | 63 | |
| Aave | Fintech | Open source | London, United Kingdom | $29.5M | 61 | |
| Unchained Tech | Fintech | Open source | Austin, United States | — | 60 | |
| Fair Isaac Corporation (FICO) | Financial Services | Open source | Bozeman, United States | — | 60 | |
| OpenGamma | Fintech | Open source | London, United Kingdom | $10.0M | 60 | |
| CrowdProperty | Fintech | Open source | Solihull, United Kingdom | $15.0M | 53 | |
| Archimedes | Fintech | Open source · Self-hostable | — | $7.3M | 53 | |
| Drift Protocol | Cryptocurrency | Open source | Miami, USA | $147.5M | 49 | |
| Crowdsense | Enterprise | Open source | Tel Aviv, Israel | $880K | 48 | |
| Bluprynt | Fintech | Open source | New York, United States | $6.0M | 47 | |
| Cma Intelligence | Fintech | Open source | London, United Kingdom | $1.0M | 47 | |
| Euler | Fintech | Open source | London, United Kingdom | $44.3M | 44 | |
| BABAND | Artificial Intelligence | Open source | Kochav Ya'ir, Israel | $17.0M | 42 | |
| Gryphon Investors | Private Equity | Open source | San Francisco, United States | $63.0M | 41 | |
| Qanta.ai | Fintech | Open source | — | $1.0M | 38 | |
| KNAV | Financial Services | Open source | Atlanta, USA | $1.0M | 34 | |
| Kayko | Fintech | Open source | Kigali, Rwanda | — | 31 | |
| Blackstone | Financial Services | Open source | New York City, United States | — | 30 | |
| Centora | Accounting | Open source | Leatherhead, United Kingdom | — | 30 | |
| AIA | InsurTech | Open source | Hong Kong, Hong Kong | — | 29 | |
| Halluminate | Agentic AI | Open source | San Francisco, United States | — | 28 | |
| Blue Capital Group | Financial Services | Open source | London, United Kingdom | — | 25 | |
| BRBrinker Capital | Wealth Management | Open source | Berwyn, United States | — | 24 | |
| Fluid | DeFi | Open source | — | — | 22 | |
| LOLongacre Square Partners | Financial Services | Open source | New York, USA | — | 21 | |
| Tryledger | Fintech | Open source | — | — | 21 | |
| EUEurazeo | Venture Capital | Open source | Paris, France | — | 21 | |
| Malta Investment Visa | Immigration Services | Open source | San Ġiljan, Malta | — | 20 | |
| Generational Health | M&A Advisory | Open source | Austin, United States | — | 20 | |
| Aemetis | Climate Tech | Open source · Self-hostable | Cupertino, United States | — | 15 | |
| DeFi Saver | DeFi | Open source | Belgrade, Serbia | — | 15 | |
| Banyanbridgecapital | Fintech | Open source | — | — | — | |
| Wealthidentity | Fintech | Open source | Tel Aviv, Israel | — | — | |
| 101countholdings | Fintech | Open source | — | — | — | |
| Directvest | Fintech | Open source | — | — | — | |
| Fxframework | Fintech | Open source | London, United Kingdom | — | — | |
| Quantlend | Fintech | Open source | — | — | — | |
| Investmentgenie | Fintech | Open source | — | — | — | |
| Allcor | Fintech | Open source | — | — | — |