Alternatives to PayOS
The top Agentic Payments companies similar to PayOS, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
PayPal77FintechSan Jose, United States$9.9B
Stripe74FintechSouth San Francisco, United States$7.1B
Locus43Agentic AISan Francisco, United States- LOLobster.cash9Fintech
Sponge42FintechSan Francisco, United States$500K- PApaymove39FintechWarsaw, Poland$2.1M
- Payment Execution17Fintech
Paid57Agentic AISan Francisco, United States$21.0M
Prava46FintechSan Francisco, United States$1.5M
Natural39Agentic PaymentsSan Francisco, United States$12.0M
Pay333FintechSan Francisco, United States
Faremeter22Fintech- Evidence Receipt17Agentic AI
Clawcard.sh16Fintech
PayAI15Fintech
MoltyCash10Fintech- OPOpenx4026Web3
OnecheckoutAgentic Payments- NeuraithAgentic AI
- SASapiom55Agentic AISan Francisco, United States$15.8M
Orthogonal52Artificial IntelligenceSan Francisco, United States$12.0M
Clarc38FintechSan Francisco, United States
MouseCat37Agentic AISan Francisco, United States
RevenueStream28FintechSan Francisco, United States$500K
RevaPay AI24FintechTel Aviv, Israel- Tradebinder19Agentic AITel Aviv, Israel$1.5M
Forgemesh6API PlatformSan Francisco, United States- PaypalmafiaFintech
4micaAgentic AISan Francisco, United States- AsubaAgentic AISan Francisco, United States
- Agentx402Agentic AISan Francisco, United States
Pos4dalternatifFintech- UsdefaultprotectionAgentic AI
SpendosAgentic AI
Plaid74FintechSan Francisco, United States$734.3M
Rapyd73PaymentsLondon, United Kingdom$1.3B
Razorpay73FintechBengaluru, India
NIUM70FintechSingapore, Singapore$331.0M
Paymentology67FintechLondon, United Kingdom$195.0M
Modern Treasury67FintechSan Francisco, United States$145.1M
Mambu67FintechBerlin, Germany$443.8M
dLocal66FintechMontevideo, Malta$45.0M
Global Payments66FintechAtlanta, United States$607.0M
Cover Genius65InsurTechNew York, United States$170.0M
Balance63FintechNew York, United States$86.5M
Juspay62FintechBengaluru, India$212.1M
PaySend61FintechValletta, Malta$20.0M
Solaris61FintechBerlin, Germany- PIPine Labs61FintechGurugram, India$286.0M
Younited61FintechParis, France$666.8M- ANAnt International59FintechHangzhou, China$2.2B
Cross River Bank58FintechFort Lee, United States
Payflows58FintechParis, France$32.1M
Slash56FintechSan Francisco, United States$119.0M
Catena Labs56Agentic AISan Francisco, United States$36.0M
Adyen56FintechAmsterdam, Netherlands$250.0M
PayKey55FintechTel Aviv, Israel$16.0M
Okoora54FintechTel Aviv, Israel
Kasisto54FintechNew York, United States$69.0M
Safebooks AI54FintechSan Francisco, United States$18.0M
| Company | Sector | HQ | Funding | Score |
|---|---|---|---|---|
| PayPal | Fintech | San Jose, United States | $9.9B | 77 |
| Stripe | Fintech | South San Francisco, United States | $7.1B | 74 |
| Locus | Agentic AI | San Francisco, United States | — | 43 |
| LOLobster.cash | Fintech | — | — | 9 |
| Sponge | Fintech | San Francisco, United States | $500K | 42 |
| PApaymove | Fintech | Warsaw, Poland | $2.1M | 39 |
| Fintech | — | — | 17 | |
| Paid | Agentic AI | San Francisco, United States | $21.0M | 57 |
| Prava | Fintech | San Francisco, United States | $1.5M | 46 |
| Natural | Agentic Payments | San Francisco, United States | $12.0M | 39 |
| Pay3 | Fintech | San Francisco, United States | — | 33 |
| Faremeter | Fintech | — | — | 22 |
| Agentic AI | — | — | 17 | |
| Clawcard.sh | Fintech | — | — | 16 |
| PayAI | Fintech | — | — | 15 |
| MoltyCash | Fintech | — | — | 10 |
| OPOpenx402 | Web3 | — | — | 6 |
| Onecheckout | Agentic Payments | — | — | — |
| Agentic AI | — | — | — | |
| SASapiom | Agentic AI | San Francisco, United States | $15.8M | 55 |
| Orthogonal | Artificial Intelligence | San Francisco, United States | $12.0M | 52 |
| Clarc | Fintech | San Francisco, United States | — | 38 |
| MouseCat | Agentic AI | San Francisco, United States | — | 37 |
| RevenueStream | Fintech | San Francisco, United States | $500K | 28 |
| RevaPay AI | Fintech | Tel Aviv, Israel | — | 24 |
| Agentic AI | Tel Aviv, Israel | $1.5M | 19 | |
| Forgemesh | API Platform | San Francisco, United States | — | 6 |
| Fintech | — | — | — | |
| 4mica | Agentic AI | San Francisco, United States | — | — |
| Agentic AI | San Francisco, United States | — | — | |
| Agentic AI | San Francisco, United States | — | — | |
| Pos4dalternatif | Fintech | — | — | — |
| Agentic AI | — | — | — | |
| Spendos | Agentic AI | — | — | — |
| Plaid | Fintech | San Francisco, United States | $734.3M | 74 |
| Rapyd | Payments | London, United Kingdom | $1.3B | 73 |
| Razorpay | Fintech | Bengaluru, India | — | 73 |
| NIUM | Fintech | Singapore, Singapore | $331.0M | 70 |
| Paymentology | Fintech | London, United Kingdom | $195.0M | 67 |
| Modern Treasury | Fintech | San Francisco, United States | $145.1M | 67 |
| Mambu | Fintech | Berlin, Germany | $443.8M | 67 |
| dLocal | Fintech | Montevideo, Malta | $45.0M | 66 |
| Global Payments | Fintech | Atlanta, United States | $607.0M | 66 |
| Cover Genius | InsurTech | New York, United States | $170.0M | 65 |
| Balance | Fintech | New York, United States | $86.5M | 63 |
| Juspay | Fintech | Bengaluru, India | $212.1M | 62 |
| PaySend | Fintech | Valletta, Malta | $20.0M | 61 |
| Solaris | Fintech | Berlin, Germany | — | 61 |
| PIPine Labs | Fintech | Gurugram, India | $286.0M | 61 |
| Younited | Fintech | Paris, France | $666.8M | 61 |
| ANAnt International | Fintech | Hangzhou, China | $2.2B | 59 |
| Cross River Bank | Fintech | Fort Lee, United States | — | 58 |
| Payflows | Fintech | Paris, France | $32.1M | 58 |
| Slash | Fintech | San Francisco, United States | $119.0M | 56 |
| Catena Labs | Agentic AI | San Francisco, United States | $36.0M | 56 |
| Adyen | Fintech | Amsterdam, Netherlands | $250.0M | 56 |
| PayKey | Fintech | Tel Aviv, Israel | $16.0M | 55 |
| Okoora | Fintech | Tel Aviv, Israel | — | 54 |
| Kasisto | Fintech | New York, United States | $69.0M | 54 |
| Safebooks AI | Fintech | San Francisco, United States | $18.0M | 54 |