Alternatives to Lightnet
The top Fintech companies similar to Lightnet, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
- RIRipple50FintechSan Francisco, United States$2.0B
Onafriq65Nairobi, Kenya$202.0M
Stellar54FintechSan Francisco, United States$500K
NIUM70FintechSingapore, Singapore$331.0M
Mambu67FintechBerlin, Germany$443.8M
dLocal66FintechMontevideo, Malta$45.0M
PaySend61FintechValletta, Malta$20.0M- ANAnt International59FintechHangzhou, China$1.0B
Payflows58FintechParis, France$32.1M
Circle55FintechBoston, United States$3.2B
Shor (YC S25)53Agentic AI$500.5M
PPRO52FintechLondon, United Kingdom$150.0M
Kima50BlockchainTel Aviv, Israel$6.7M
Zero Hash50FintechNew York, United States$253.6M
ZeroHash49FintechNew York, United States$254.5M
NomuPay49FintechLondon, United Kingdom$77.0M- BIBitPesa48FintechNairobi, Kenya$13.0M
- KEKeeta Network47BlockchainSanta Monica, United States$34.0M
- TETerraPay47FintechAmsterdam, Netherlands$100.0M
Horizon Blockchain Games47FintechToronto, Canada$10.0M- YOYousend44FintechLondon, United Kingdom$2.0M
Sponge42FintechSan Francisco, United States$500K
Token.io41FintechLondon, United Kingdom$40.0M
Transak41FintechLondon, United Kingdom$38.6M
PayMe40Fintech
Noah's40FintechLondon, United Kingdom$198.0M
CRYMBO35FintechTel Aviv, Israel
AP235FintechZug, Switzerland$1.0M
Pay333FintechSan Francisco, United States
Circle Internet Group27FintechBoston, United States
Traditional Payment Gateways (Stripe, PayPal)23FintechSan Francisco, United States
Clawcard.sh16Fintech
PayAI15Fintech- ACACP10FintechSingapore, Singapore
- X4x402.org10EdTech
- LOLobster.cash9Fintech
- OPOpenx4026Web3
CircleCo Inc.0FintechBoston, United States- CryptorouteFintech
- MOMoonExFintech
CacaoFintechMiami, United States- FIFiserv Inc.77Banking TechnologyMilwaukee, United States$300.0M
Plaid74FintechSan Francisco, United States$734.3M
Rapyd73PaymentsLondon, United Kingdom$1.3B
Razorpay73FintechBengaluru, India
Stripe, Inc.72BillingSouth San Francisco, United States$11.4B
Unit70FintechNew York, United States$169.6M
Payoneer69FintechNew York, United States$544.0M
Wise68FintechLondon, United Kingdom$1.0B
Stripes AI68FintechSouth San Francisco, United States$25.4M
Modern Treasury67FintechSan Francisco, United States$145.1M
Block67FintechSan Francisco, USA$10.0M
Paymentology67FintechLondon, United Kingdom$195.0M
Global Payments66FintechAtlanta, United States$607.0M
Rewire63FintechTel Aviv, Israel$57.0M
Balance63FintechNew York, United States$86.5M
TransferMate Global Payments63FintechKilkenny, Ireland$91.0M
Prometeo63FintechMiami, United States$14.5M
Treasury Prime62FintechSan Francisco, USA$119.0M
Juspay62FintechBengaluru, India$212.1M
| Company | Sector | HQ | Funding | Score |
|---|---|---|---|---|
| RIRipple | Fintech | San Francisco, United States | $2.0B | 50 |
| Onafriq | — | Nairobi, Kenya | $202.0M | 65 |
| Stellar | Fintech | San Francisco, United States | $500K | 54 |
| NIUM | Fintech | Singapore, Singapore | $331.0M | 70 |
| Mambu | Fintech | Berlin, Germany | $443.8M | 67 |
| dLocal | Fintech | Montevideo, Malta | $45.0M | 66 |
| PaySend | Fintech | Valletta, Malta | $20.0M | 61 |
| ANAnt International | Fintech | Hangzhou, China | $1.0B | 59 |
| Payflows | Fintech | Paris, France | $32.1M | 58 |
| Circle | Fintech | Boston, United States | $3.2B | 55 |
| Shor (YC S25) | Agentic AI | — | $500.5M | 53 |
| PPRO | Fintech | London, United Kingdom | $150.0M | 52 |
| Kima | Blockchain | Tel Aviv, Israel | $6.7M | 50 |
| Zero Hash | Fintech | New York, United States | $253.6M | 50 |
| ZeroHash | Fintech | New York, United States | $254.5M | 49 |
| NomuPay | Fintech | London, United Kingdom | $77.0M | 49 |
| BIBitPesa | Fintech | Nairobi, Kenya | $13.0M | 48 |
| KEKeeta Network | Blockchain | Santa Monica, United States | $34.0M | 47 |
| TETerraPay | Fintech | Amsterdam, Netherlands | $100.0M | 47 |
| Horizon Blockchain Games | Fintech | Toronto, Canada | $10.0M | 47 |
| YOYousend | Fintech | London, United Kingdom | $2.0M | 44 |
| Sponge | Fintech | San Francisco, United States | $500K | 42 |
| Token.io | Fintech | London, United Kingdom | $40.0M | 41 |
| Transak | Fintech | London, United Kingdom | $38.6M | 41 |
| PayMe | Fintech | — | — | 40 |
| Noah's | Fintech | London, United Kingdom | $198.0M | 40 |
| CRYMBO | Fintech | Tel Aviv, Israel | — | 35 |
| AP2 | Fintech | Zug, Switzerland | $1.0M | 35 |
| Pay3 | Fintech | San Francisco, United States | — | 33 |
| Circle Internet Group | Fintech | Boston, United States | — | 27 |
| Traditional Payment Gateways (Stripe, PayPal) | Fintech | San Francisco, United States | — | 23 |
| Clawcard.sh | Fintech | — | — | 16 |
| PayAI | Fintech | — | — | 15 |
| ACACP | Fintech | Singapore, Singapore | — | 10 |
| X4x402.org | EdTech | — | — | 10 |
| LOLobster.cash | Fintech | — | — | 9 |
| OPOpenx402 | Web3 | — | — | 6 |
| CircleCo Inc. | Fintech | Boston, United States | — | 0 |
| Fintech | — | — | — | |
| MOMoonEx | Fintech | — | — | — |
| Cacao | Fintech | Miami, United States | — | — |
| FIFiserv Inc. | Banking Technology | Milwaukee, United States | $300.0M | 77 |
| Plaid | Fintech | San Francisco, United States | $734.3M | 74 |
| Rapyd | Payments | London, United Kingdom | $1.3B | 73 |
| Razorpay | Fintech | Bengaluru, India | — | 73 |
| Stripe, Inc. | Billing | South San Francisco, United States | $11.4B | 72 |
| Unit | Fintech | New York, United States | $169.6M | 70 |
| Payoneer | Fintech | New York, United States | $544.0M | 69 |
| Wise | Fintech | London, United Kingdom | $1.0B | 68 |
| Stripes AI | Fintech | South San Francisco, United States | $25.4M | 68 |
| Modern Treasury | Fintech | San Francisco, United States | $145.1M | 67 |
| Block | Fintech | San Francisco, USA | $10.0M | 67 |
| Paymentology | Fintech | London, United Kingdom | $195.0M | 67 |
| Global Payments | Fintech | Atlanta, United States | $607.0M | 66 |
| Rewire | Fintech | Tel Aviv, Israel | $57.0M | 63 |
| Balance | Fintech | New York, United States | $86.5M | 63 |
| TransferMate Global Payments | Fintech | Kilkenny, Ireland | $91.0M | 63 |
| Prometeo | Fintech | Miami, United States | $14.5M | 63 |
| Treasury Prime | Fintech | San Francisco, USA | $119.0M | 62 |
| Juspay | Fintech | Bengaluru, India | $212.1M | 62 |