Alternatives to Kayko
The top Fintech companies similar to Kayko, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
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Tala61FintechSanta Monica, United States$382.2MTala provides AI-driven credit, savings, and crypto wallets for emerging markets.
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Fido Solutions56FintechAccra, Ghana$33.0MFido empowers individuals and entrepreneurs in Africa with fast, easy, and secure access to digital financial services.
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Tala Health48FintechSanta Monica, United States$100.0MTala provides digital financial services, including credit and savings, to customers worldwide.
- Website Mybucks42Fintech$100.0M
MyBucks provides AI-powered financial services and lending solutions for underserved markets.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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JUMO World61FintechLondon, United Kingdom$227.0MFinancial services platform for emerging markets, enabling access to credit and payments.
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KreditBee60FintechBengaluru, India$71.5MIndian consumer lending startup
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Akseleran56FintechJakarta, Indonesia$11.1MIndonesian P2P lending platform connecting SMEs with lenders for financial inclusion.
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Wamo54FintechHelsinki, Finland$15.0MA financial operating platform for SMEs with integrated lending and AI-driven tools.
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Plend53FintechLondon, United Kingdom$62.7MResponsible lender tackling financial exclusion in the UK.
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Talino51FintechLos Angeles, USA$12.4MFintech foundry building and scaling financial technology companies.
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ConfirmU47FintechTel Aviv, Israel$200KLending platform using configurable game systems to underwrite individuals with no credit history.
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Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
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Maya74FintechTaguig, Philippines$732.0MA digital banking and payments platform offering a digital wallet, savings, credit, and merchant services.
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Standard Economics31FintechSan Francisco, United States$10.5MBuilding financial infrastructure to make money accessible to every person on Earth through a stablecoin payment platform.
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Nu (Nubank)71FintechSão Paulo, Brazil$4.3BLargest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.
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Next Insurance71FintechSan Francisco, United States$1.1BDigital insurance provider offering tailored policies for small businesses and the self-employed.
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Fundbox70FintechDallas, United States$536.0MEmbedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.
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Mambu67FintechBerlin, Germany$443.8MThe composable, API-first cloud banking platform.
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Square67FintechSan Francisco, United States$10.0MAn all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools.
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Block66FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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dLocal66FintechMontevideo, Malta$45.0MdLocal offers a robust payment processing solution designed for global enterprises to navigate cross-border transactions in emerging markets.
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Streetpay9FintechFree QR code payment solution for Nigerian street vendors to accept instant digital payments.
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Contabilizei63FintechSão Paulo, Brazil$81.0MOnline accounting platform simplifying tax and financial processes for Brazilian SMEs.
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Zeitgold63FintechBerlin, Germany$54.7MFintech back-office solution for small businesses, automating financials with AI and experts.
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Branch International63FintechSan Francisco, United States$615.0MA digital banking app offering instant loans, savings, and payments for underserved populations.
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M-KOPA63FintechLondon, United Kingdom$325.0MFintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.
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Affirm62FintechSan Francisco, United States$1.9BBuy Now, Pay Later (BNPL) service offering flexible payment options at checkout.
- Website Vivamelhor7Fintech
Vivamelhor is a Brazilian fintech startup focused on democratizing access to financial services and credit for individuals and small businesses.
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Funding Societies46FintechSingapore, SingaporeLeading digital finance platform for SMEs in Southeast Asia, offering loans and payment solutions.
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Pipecurve61FintechSan Francisco, United Kingdom$16.0MEmbedded capital platform providing working capital advances to small businesses.
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Younited61FintechParis, France$666.8MEuropean fintech providing instant consumer credit and payment solutions.
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Atom Bank60FintechDurham, United Kingdom$176.3MA UK-based digital challenger bank.
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Klarna60FintechStockholm, Sweden$9.4BKlarna is a global payments and shopping service that offers direct payments, pay after delivery options and instalment plans. It makes online shopping simple,
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PicPay59FintechSão Paulo, Brazil$564.0MBrazilian digital wallet and bank offering financial services for individuals and businesses.
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Neon Pagamentos S.A.57FintechSão Paulo, Brazil$297.0MA Brazilian digital bank and financial services platform offering accounts, credit cards, and loans.
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Bitcoin Suisse AG57FintechZug, Switzerland$46.4MA regulated Swiss crypto-financial service provider offering trading, staking, custody, and lending.
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Carmoola56FintechLondon, United Kingdom$528.2MA fully digital car finance platform.
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MoneyLion55FintechNew York, United States$150.0MDigital financial services platform offering banking, investing, and crypto.
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Capital on Tap55FintechLondon, United Kingdom$1.6BProvides flexible business credit and payment solutions for SMEs.
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Forward Financing55FintechBoston, USA$525.0MProvider of capital to small businesses across the United States.
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40Seas55FintechTel Aviv, Israel$117.0MDigital trade finance platform using AI for flexible B2B payments in global supply chains.
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Behalf55FintechNew York, United States$411.0MB2B purchase financing for SMBs to buy more and vendors to sell more.
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Bridgement55FintechCape Town, South Africa$10.0MSouth African fintech lender providing AI-driven flexible finance solutions for business cash flow.
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nsave54FintechLondon, United Kingdom$18.0MAn offshore banking platform built for people from distressed economies.
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Coink54FintechBogota, Colombia$6.0MA fintech platform promoting financial inclusion in Colombia through an app-based savings platform and digitalized cash solutions.
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Cloud Walk54FintechSão Paulo, Brazil$190.0MA fintech company focused on digital payments and financial solutions for businesses.
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MoneyMan54FintechLimassol, Cyprus$20.0MID Finance provides accessible financial services and personal well-being solutions through its MoneyMan app.
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A Brazilian fintech platform empowering merchants to offer and operate their own credit businesses with AI-driven embedded finance.
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Amartha53FintechJakarta, Indonesia$11.0MA fintech platform connecting investors with micro-entrepreneurs, focusing on inclusive financial services.
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Futora53FintechTel Aviv, Israel$6.0MDigital platform enabling financial institutions to offer tailored, on-the-fly financial products.
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Oodle Car Finance52FintechOxford, United Kingdom$630.0MOodle Car Finance provides a seamless, digital platform for used car financing, connecting buyers with dealers and lenders.
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Splitit51FintechNew York, United States$297.6MSplitit offers a merchant-branded Installments-as-a-Service platform for Buy Now, Pay Later solutions.
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Bizi51FintechTel Aviv, Israel$7.5MInnovative financial solutions for small businesses to manage cashflow and grow.
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Green Dot50FintechAustin, United States$495.1MFinancial technology and bank holding company providing banking and payment solutions for consumers and businesses.
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Stash49FintechNew York City, United States$460.5MA fintech company offering a subscription-based platform for micro-investing, financial advice, and wealth-building tools.
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Klearly49FintechAmsterdam, Netherlands$2.5MKlearly simplifies payment acceptance for SMEs across Europe using a mobile app.
Compare Kayko head to head
Side by side on what each one does, what it costs, and what real users report.

