Alternatives to Capital on Tap
The top Fintech companies similar to Capital on Tap, ranked by relevance (named competitors first, then how closely their sectors overlap) and our 0-100 AI-readiness score. Each links to a full profile with funding and team.
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Brex67FintechSan Francisco, United States$1.9B - Website
Lili62FintechNew York, United States$80.0MAll-in-one business banking, accounting, and tax platform for small businesses.
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Floodlight54FintechSan Francisco, United States$6.4MReinventing the finance experience for modern businesses, empowering founders to focus on growth.
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Corporate credit cards and banking services for businesses.
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PEX52FintechNew York, USA$160.0MIntegrated payments, credit, and spend management platform for businesses.
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C6 Bank52FintechSao Paulo, Brazil$820.0MA Brazilian digital bank offering a full suite of financial products and services for individuals and businesses.
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Skoor41Fintech$10.0MAI-powered corporate cards, expense management, bill payments, and accounting for small businesses.
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Bank of America30FintechCharlotte, United States$4.5BA multinational investment bank and financial services holding company.
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Fundbox70FintechDallas, United States$536.0MEmbedded working capital platform for small businesses, offering AI-powered credit lines and B2B payment solutions.
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BlueVine69FintechJersey City, United States$692.5MA financial technology company providing banking, lending, and payment solutions for small businesses.
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Mercury67FintechSan Francisco, United States$500.0MBusiness banking.
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StoneCo67FintechSão Paulo, Brazil$1.5BBrazilian fintech providing integrated financial and software solutions for merchants of all sizes.
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Rho65FintechNew York, United States$344.9MFinancial operating system for startups and scale-ups with banking, cards, and treasury.
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Spendesk63FintechParis, France$71.0MAll-in-one spend management platform for growing businesses.
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Ramp62FintechNew York City, United States$2.9BAI-powered financial operations platform for businesses, offering corporate cards, expense management, and bill payments.
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Mesh Payments62FintechNew York, United States$123.0MModern corporate spend management platform for global enterprises, simplifying travel and expense.
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Pipecurve61FintechSan Francisco, United Kingdom$16.0MEmbedded capital platform providing working capital advances to small businesses.
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Payhawk61FintechLondon, United Kingdom$81.0MAll-in-one spend management platform for businesses, simplifying expenses, cards, and payments.
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Float financial57FintechToronto, Canada$158.5MA Canadian business finance platform offering corporate cards, expense management, and high-yield accounts.
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Reap57FintechHong Kong, Hong Kong$45.0MA corporate payment solutions platform for businesses to manage and optimize their spending.
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Akseleran56FintechJakarta, Indonesia$11.1MIndonesian P2P lending platform connecting SMEs with lenders for financial inclusion.
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Forward Financing55FintechBoston, USA$525.0MProvider of capital to small businesses across the United States.
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Behalf55FintechNew York, United States$411.0MB2B purchase financing for SMBs to buy more and vendors to sell more.
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Divvy (acquired by Bill.com)55FintechSalt Lake City, United States$417.5MCorporate card and spend management platform for businesses, acquired by Bill.com.
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Bridgement55FintechCape Town, South Africa$10.0MSouth African fintech lender providing AI-driven flexible finance solutions for business cash flow.
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CapitalOS54FintechSan Francisco, United States$9.0MEmbedded spend management infrastructure for B2B platforms to launch in days.
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Dinero54FintechStockholm, Sweden$1.2MA financial management platform for freelancers and small businesses.
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Wamo54FintechHelsinki, Finland$15.0MA financial operating platform for SMEs with integrated lending and AI-driven tools.
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Bizi51FintechTel Aviv, Israel$7.5MInnovative financial solutions for small businesses to manage cashflow and grow.
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Emburse Spend (formerly Abacus)50FintechLos Angeles, United States$95.0MEmburse provides a suite of expense management and accounts payable solutions for businesses.
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Astrada49FintechSan Francisco, United States$15.8MThe data layer for autonomous finance, processing card spend and transactions for automated financial operations.
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Marshmallow66InsurTechLondon, United Kingdom$194.7MA UK-based fintech company providing insurance and financial services to newcomers and underserved communities.
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Docyt39FintechSan Jose, United States$45.0MDocyt provides AI-powered accounting automation and spend management solutions for small and medium-sized businesses.
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DBS Bank24FintechSingapore, SingaporeA leading digital bank in Asia, focused on leveraging technology to provide seamless banking experiences.
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Creditas76FintechSão Paulo, Brazil$40.0MOnline platform for asset-backed consumer loans, offering secured credit with lower interest rates.
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Divergent Capital35FintechTel Aviv, Israel$1.0MHigh-yield alternative funder for SMBs using predictive algorithms and SaaS tools for brokers.
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Maya74FintechTaguig, Philippines$732.0MA digital banking and payments platform offering a digital wallet, savings, credit, and merchant services.
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Assetly34FintechNew York, United States$1.0MFintech platform for creators and small businesses to manage finances and payments.
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Due32FintechNew York, United States$8.3MAll-in-one platform for invoicing, payments, and time tracking for freelancers and small businesses.
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Nu (Nubank)71FintechSão Paulo, Brazil$4.3BLargest independent digital bank in Latin America, offering credit cards, accounts, loans, and insurance via a mobile app.
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Next Insurance71FintechSan Francisco, United States$1.1BDigital insurance provider offering tailored policies for small businesses and the self-employed.
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FreshBooks55FintechToronto, CanadaCloud-based accounting software for small businesses, freelancers, and solopreneurs.
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ASAAS70FintechSão Paulo, Brazil$102.0MASAAS automates financial processes and enhances customer relationships for businesses.
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Melio69FintechNew York, United States$654.0MB2B payments platform enabling small businesses to pay vendors via bank transfer or card, even when vendors only accept checks.
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Unit69FintechNew York, United States$169.6MFinancial infrastructure platform for tech companies to store, move, and lend money.
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Money View53FintechBengaluru, IndiaAI-powered personal finance app for managing expenses, loans, and investments.
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Lending Club68FintechSan Francisco, United States$686.8MOnline marketplace for personal loans and banking services, offering debt consolidation and auto loan refinancing.
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Mambu67FintechBerlin, Germany$443.8MThe composable, API-first cloud banking platform.
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Square67FintechSan Francisco, United States$10.0MAn all-in-one financial services platform providing point-of-sale systems, payment processing, and business management tools.
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Block66FintechSan Francisco, USA$10.0MFinancial services and digital payments company.
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SoFi65FintechSan Francisco, United States$4.0MA digital financial services platform offering banking, lending, investing, and financial planning tools for consumers.
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Pagaya Investments65FintechNew York, United States$1.4BAI-powered network enabling financial institutions to expand customer access and scale lending.
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Zeitgold63FintechBerlin, Germany$54.7MFintech back-office solution for small businesses, automating financials with AI and experts.
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M-KOPA63FintechLondon, United Kingdom$325.0MFintech platform providing affordable smartphones and digital financial services to 'Every Day Earners' in Sub-Saharan Africa.
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Contabilizei63FintechSão Paulo, Brazil$81.0MOnline accounting platform simplifying tax and financial processes for Brazilian SMEs.
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Branch International63FintechSan Francisco, United States$615.0MA digital banking app offering instant loans, savings, and payments for underserved populations.
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FinBox62FintechBengaluru, India$55.0MB2B credit infrastructure fintech enabling digital platforms to launch and scale credit products.
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Liquidity Group62FintechTel Aviv, Israel$985.5MGlobal AI-powered financial asset management firm providing growth capital to tech companies.
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Upgrade62FintechSan Mateo, United States$871.0MConsumer credit and mobile banking platform offering personal loans, credit cards, and checking accounts.
Compare Capital on Tap head to head
Side by side on what each one does, what it costs, and what real users report.

