Open Payments vs Splitit
Open Payments vs Splitit, compared side by side on 18 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: Open Payments is on 49/100 and Splitit on 51/100.
Where each one leads
Open Payments
Leads on none of the measures we hold for both companies.
Splitit
- agent readiness: 55/100 against 47/100
- domain rating: 73/100 against 35/100
- funding raised: $298M against $3.2M
At a glance
| Measure | Open Payments | Splitit |
|---|---|---|
| What it is | Enabling real-time account verification and streamlined B2B payments through a unified Open Banking API. | Splitit offers a merchant-branded Installments-as-a-Service platform for Buy Now, Pay Later solutions. |
| Category | Fintech, Payments, Fraud Prevention, API | Fintech, BNPL, Payments, Digital Payments |
| Sells toBusiness model | B2B | B2B |
| Offering | Platform | Software |
| Founded | 2017 | 2009 |
| Headquarters | Stockholm, Sweden | New York, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | Open Payments | Splitit |
|---|---|---|
| Employees | Not published | 96 |
| Headcount growthLast 12 months | Not published | +8.3% |
| Total funding | $3.2M | $298M |
| Latest round | Seed | Post-IPO |
| LinkedIn followers | Not published | 14,516 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | Open Payments | Splitit |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 49/100 | 51/100 |
| Traction | 33/100 | 60/100 |
| Team | 70/100 | 80/100 |
| Search visibility | Not published | 34/100 |
| Quality | 58/100 | 45/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (47/100) | D (55/100) |
| Domain ratingLink authority, 0-100 | 35/100 | 73/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | Open Payments | Splitit |
|---|---|---|
| CDN | Cloudflare | Cloudflare |
| CMS | Webflow | WordPress |
| Analytics | Google Analytics 4, Google Tag Manager, Hotjar | Google Tag Manager |
| Support stack | HubSpot | Not detected |
What users say
| Measure | Open Payments | Splitit |
|---|---|---|
| Reddit sentimentThreads we track | Not published | 1 positive, 2 negative across 6 threads |
“I was taking advantage of the offer with Google where you can trade in a phone and get a new pixel 8a and 2 man credit, for only 4 man. Anyways, at checkout they had the option to use the service known as splitit. Where for zero fee they sp”r/JapanFinance
Open Payments vs Splitit: common questions
Which is better, Open Payments or Splitit?
On our 0-100 score Splitit rates higher (51/100 against 49/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 18 data points above: read the rows that match what you are buying for.
How do Open Payments and Splitit compare on the numbers?
Splitit leads on agent readiness (55/100 against 47/100), domain rating (73/100 against 35/100), funding raised ($298M against $3.2M).
What do real users say about Open Payments and Splitit?
Splitit: 1 positive and 2 negative mentions across 6 Reddit threads we track, mostly in r/JapanFinance.
Read the full Open Payments review and pricing or the Splitit review and pricing. You can also browse other Open Payments alternatives we track.