KOHO vs Spiral
KOHO vs Spiral, compared side by side on 17 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: KOHO is on 49/100 and Spiral on 51/100.
Where each one leads
KOHO
- agent readiness: 52/100 against 41/100
- domain rating: 70/100 against 34/100
- funding raised: $130M against $14.0M
Spiral
Leads on none of the measures we hold for both companies.
At a glance
| Measure | KOHO | Spiral |
|---|---|---|
| What it is | A modern financial platform for Canadians. | Spiral is an Impact-as-a-Service platform empowering financial institutions to drive community and environmental impact. |
| Category | Fintech, Financial Services, Banking, Neobank | Fintech, Banking, ESG, Impact |
| Sells toBusiness model | B2C | B2B |
| Offering | Platform | Platform |
| Founded | 2014 | 2019 |
| Headquarters | Toronto, Canada | New York, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | KOHO | Spiral |
|---|---|---|
| Employees | Not published | 44 |
| Headcount growthLast 12 months | Not published | +5.0% |
| Total funding | $130M | $14.0M |
| Latest round | Growth | Seed |
| Valuation | $1.3B | Not published |
| LinkedIn followers | Not published | 5,411 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | KOHO | Spiral |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 49/100 | 51/100 |
| Traction | 40/100 | 52/100 |
| Team | Not published | 30/100 |
| Search visibility | 15/100 | 44/100 |
| Quality | 68/100 | 58/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (52/100) | D (41/100) |
| Domain ratingLink authority, 0-100 | 70/100 | 34/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | KOHO | Spiral |
|---|---|---|
| Hosting | Netlify | AWS |
| CDN | Cloudflare | CloudFront |
| Frameworks | Not detected | Next.js |
| Payments | Apple PAY | Not detected |
| Analytics | Segment, Amplitude, Microsoft Clarity, Hotjar | Not detected |
What users say
| Measure | KOHO | Spiral |
|---|---|---|
| Reddit sentimentThreads we track | 1 positive, 4 negative across 6 threads | Not published |
“I've been doing some research, and I see the rates on Koho are super competitive. The 3.5% savings interest rate on the everything account is crazy and the 2% cash back on groceries is also really appealing to me, as that is most of my expe”r/PersonalFinanceCanada
KOHO vs Spiral: common questions
Which is better, KOHO or Spiral?
On our 0-100 score Spiral rates higher (51/100 against 49/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 17 data points above: read the rows that match what you are buying for.
How do KOHO and Spiral compare on the numbers?
KOHO leads on agent readiness (52/100 against 41/100), domain rating (70/100 against 34/100), funding raised ($130M against $14.0M).
What do real users say about KOHO and Spiral?
KOHO: 1 positive and 4 negative mentions across 6 Reddit threads we track, mostly in r/PersonalFinanceCanada.
Read the full KOHO review and pricing or the Spiral review and pricing. You can also browse other KOHO alternatives we track.