KOHO vs PayPal
KOHO vs PayPal, compared side by side on 16 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: KOHO is on 49/100 and PayPal on 77/100.
Where each one leads
KOHO
Leads on none of the measures we hold for both companies.
PayPal
- our overall score: 77/100 against 49/100
- domain rating: 95/100 against 70/100
- funding raised: $9.9B against $130M
At a glance
| Measure | KOHO | PayPal |
|---|---|---|
| What it is | A modern financial platform for Canadians. | A global leader in digital payments, enabling individuals and businesses to send, receive, and manage money online. |
| Category | Fintech, Financial Services, Banking, Neobank | Fintech, Payments, Digital Payments, Embedded Finance |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Platform |
| Founded | 2014 | 1998 |
| Headquarters | Toronto, Canada | San Jose, United States |
| Status | Active | Active |
Size, funding and growth
| Measure | KOHO | PayPal |
|---|---|---|
| Employees | Not published | 36,810 |
| Total funding | $130M | $9.9B |
| Latest round | Growth | Series D |
| Valuation | $1.3B | Not published |
| LinkedIn followers | Not published | 1,680,583 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | KOHO | PayPal |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 49/100 | 77/100 |
| Traction | 40/100 | 60/100 |
| Team | Not published | 70/100 |
| Community | Not published | 8/100 |
| Search visibility | 15/100 | 58/100 |
| Quality | 68/100 | 90/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (52/100) | D (57/100) |
| Domain ratingLink authority, 0-100 | 70/100 | 95/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | KOHO | PayPal |
|---|---|---|
| Hosting | Netlify | Not detected |
| CDN | Cloudflare | Not detected |
| Frameworks | Not detected | Tailwind CSS, Bootstrap |
| Payments | Apple PAY | PayPal |
| Analytics | Segment, Amplitude, Microsoft Clarity, Hotjar | Not detected |
What users say
| Measure | KOHO | PayPal |
|---|---|---|
| Reddit sentimentThreads we track | 1 positive, 4 negative across 6 threads | Not published |
“I've been doing some research, and I see the rates on Koho are super competitive. The 3.5% savings interest rate on the everything account is crazy and the 2% cash back on groceries is also really appealing to me, as that is most of my expe”r/PersonalFinanceCanada
KOHO vs PayPal: common questions
Which is better, KOHO or PayPal?
On our 0-100 score PayPal rates higher (77/100 against 49/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 16 data points above: read the rows that match what you are buying for.
How do KOHO and PayPal compare on the numbers?
PayPal leads on our overall score (77/100 against 49/100), domain rating (95/100 against 70/100), funding raised ($9.9B against $130M).
What do real users say about KOHO and PayPal?
KOHO: 1 positive and 4 negative mentions across 6 Reddit threads we track, mostly in r/PersonalFinanceCanada.
Read the full KOHO review and pricing or the PayPal review and pricing. You can also browse other KOHO alternatives we track.