KOHO vs ONE ZERO
KOHO vs ONE ZERO, compared side by side on 16 data points: what each one does, how big it is, what it has raised, the tech running each site, and what users report. We score both out of 100 on traction, team and visibility: KOHO is on 49/100 and ONE ZERO on 64/100.
Where each one leads
KOHO
- agent readiness: 52/100 against 25/100
- domain rating: 70/100 against 49/100
ONE ZERO
- our overall score: 64/100 against 49/100
At a glance
| Measure | KOHO | ONE ZERO |
|---|---|---|
| What it is | A modern financial platform for Canadians. | ONE ZERO is Israel's first fully digital bank, offering AI-powered private banking services including accounts, credit, investments, and foreign currency management with no physical branches. |
| Category | Fintech, Financial Services, Banking, Neobank | Fintech, Digital Banking, Neobank, Personal Finance Management |
| Sells toBusiness model | B2C | B2C |
| Offering | Platform | Software |
| Founded | 2014 | 2019 |
| Headquarters | Toronto, Canada | Tel Aviv, Israel |
| Status | Active | Active |
Size, funding and growth
| Measure | KOHO | ONE ZERO |
|---|---|---|
| Employees | Not published | 332 |
| Total funding | $130M | $152M |
| Latest round | Growth | Not published |
| Valuation | $1.3B | $320M |
| LinkedIn followers | Not published | 20,099 |
StartupHub scores
Our own 0-100 ratings. They measure company strength and site quality, not which product suits you.
| Measure | KOHO | ONE ZERO |
|---|---|---|
| StartupHub scoreOur 0-100 rating | 49/100 | 64/100 |
| Traction | 40/100 | 60/100 |
| Team | Not published | 100/100 |
| Search visibility | 15/100 | 41/100 |
| Quality | 68/100 | 65/100 |
| Agent readinessHow well an AI agent can read and act on the site | D (52/100) | F (25/100) |
| Domain ratingLink authority, 0-100 | 70/100 | 49/100 |
Technology
Detected on each public site, so it reflects the marketing stack as well as the product.
| Measure | KOHO | ONE ZERO |
|---|---|---|
| Hosting | Netlify | Not detected |
| CDN | Cloudflare | Cloudflare |
| Payments | Apple PAY | Not detected |
| Analytics | Segment, Amplitude, Microsoft Clarity, Hotjar | Not detected |
What users say
| Measure | KOHO | ONE ZERO |
|---|---|---|
| Reddit sentimentThreads we track | 1 positive, 4 negative across 6 threads | Not published |
“I've been doing some research, and I see the rates on Koho are super competitive. The 3.5% savings interest rate on the everything account is crazy and the 2% cash back on groceries is also really appealing to me, as that is most of my expe”r/PersonalFinanceCanada
KOHO vs ONE ZERO: common questions
Which is better, KOHO or ONE ZERO?
On our 0-100 score ONE ZERO rates higher (64/100 against 49/100). The score weights traction, team, visibility and profile completeness, so it reflects company strength rather than which product suits you. We compare the two on 16 data points above: read the rows that match what you are buying for.
How do KOHO and ONE ZERO compare on the numbers?
KOHO leads on agent readiness (52/100 against 25/100), domain rating (70/100 against 49/100). ONE ZERO leads on our overall score (64/100 against 49/100).
What do real users say about KOHO and ONE ZERO?
KOHO: 1 positive and 4 negative mentions across 6 Reddit threads we track, mostly in r/PersonalFinanceCanada.
Read the full KOHO review and pricing or the ONE ZERO review and pricing. You can also browse other KOHO alternatives we track.